A precious metals IRA, which is also called a gold-backed IRA, can help protect your savings from market volatility and safeguard you against inflation. Additionally, precious metals such as gold and silver are very different from the standard assets like stocks and bonds, which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA firms to determine what precious metal IRA accounts offer the best deal. We evaluated each gold IRA company below based on a number of factors, including the valuable metals they offer as well as the costs they impose, their storage options they offer, their customer service, and their image.
Goldco is the most reputable and best company generally when it comes to gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales may get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save for retirement. Goldco is a leading company in the field of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets in a variety of retirement accounts by transferring them to an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from Goldco can help you understand how to transfer the funds that is in the account to an precious metals IRA.
This business also sells silver and gold directly to its customers. You can put your retirement savings, or money from other savings accounts in real silver and gold.
If you’re looking to establish an precious metals IRA through Goldco and move or roll over your savings from your savings account into the new IRA. Goldco makes it easy and easy for customers to accomplish this by guiding them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your valuable metals: Select the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of different sizes can be purchased. They are pure as.9999.
Goldco also offers a program for buying back gold. If your situation changes and you require to sell the precious metals in your account, Goldco will purchase these back for the highest buy-back price, guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit with information. The kit includes a written and spoken information on investing in rare metals.
Overall, we think Goldco is among the best companies to provide gold IRAs.
One of the top companies to purchase gold, silver, as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you can switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is owned by a family and is located in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver in your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you wish to place in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, store them with a safe storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of silver and gold goods which can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and find out what they are doing. You can dial the number on the company’s website anytime to speak to your representative.
If you’d like to know more about purchasing gold before taking the step, you can ask the firm for a no-cost guide. This guide, which is 25 pages long, provides information on how rare metals IRAs can help you take charge of your savings.
You can also learn about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews, the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In that case you will be able to get assistance from a specialized expert or pay a fixed fee and guarantee your purchase for 24 hours, and avoid fees for a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences, easy access to helpful support teams, and clear pricing, among other things. To make sure your money is in compliance with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10-to 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect market trends and allow you to know the price you can expect.
Follow these steps to start using Lear Capital:
You can create a rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear from the person responsible for your IRA within 24 hours regarding how to complete the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase precious metals, and then allow Lear Capital ship them to an area that is secure and that is fully insured.
Create and keep your IRA for free if you spend at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free set-up and hold services.
If you invest more than $10,000, you get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable price
Assistance from a professional in gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this company has been in business and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be assured that purchasing rare metals through Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a large selection of gold, silver, palladium, and platinum products in addition to other. You can purchase these precious metals on their own, or use them to deposit money into a precious metals IRA.
This company makes it easy for you to transfer the retirement savings you have saved into an precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take these steps:
Set up your account and select how you want to fund it. Through Birch Gold Group, you can move an IRA or roll over a 401(k) for funding your new self-directed IRA.
Choose the valuable metals for your account. Your precious Metals Specialist can help you determine which metals you should invest in to gain the greatest tax advantages.
You can purchase your precious metals. Your specialist will review your order and let you know that the purchase was successful once they have done so.
Choose a way to store your items. Your specialist will guide you through the various options for storing your belongings. Birch Gold Group stores its customers’ investments in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Find out how your IRA is going. You can contact your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from them. The company sells a wide selection of gold and silver coins deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash payments for silver and gold. The firm also runs a website with many free information regarding investing in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
Make use of the money in your savings account to fund your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers create precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They’ve been operating since more than 30 years, and been able to manage more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. It’s as simple as transferring funds into the Augusta account and select the silver and gold products you wish to purchase. Augusta will deliver them to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company comprise coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10 up to 100-ounce silver bullion bar and 90% silver bags.
Some of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA, you can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set gold IRAs. They sell gold, silver, platinum, and palladium. The company has a great rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools that can help you start these funds. On the Oxford Gold website, you can find out how to move money into a precious metal IRA, how these IRAs work and what types are available, and why they are a good investment.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company offers a broad range of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals companies in its ability to listen to customers and giving them the tools they require to make sound financial decisions. On its website, the company provides a complete learning center to aid buyers in the purchasing process.
This study area comes with many tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you join the Oxford Gold Group, you’ll also get direct access to one of the Oxford Gold Group’s Managing Partners. This person can help you answer any questions that you may have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the pros and cons of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides a wide range of valuable metals that are regulated by the IRS. It also offers helpful educational materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. In less than 10 years of operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening a gold IRA account is a good option, so it is important to choose a precious metals investment firm that values the opinions of its clients and its accreditations for affiliates in the first place. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars composed of silver, gold platinum, palladium, and tin in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80 to $200 a year to store your precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started with Noble Gold:
Complete the online form to receive personalized advice or open an IRA account for gold. You can speak to an expert from the company about your options during free sessions.
Contact an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you take money out of a retirement account to transfer to the gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Select the storage you want and let Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
Many sources gave it five stars.
Access to expert advice
There are many tools for training that can assist investors.
If you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are familiar with the market and wish to put a big chunk of their money into an investment in gold IRA as it offers savings for large investments but doesn’t have many tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that offers basic gold and silver as well as helpful ways to seek help.
The following accreditations, grades and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB the A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful assistance lines, straightforward prices, and simple to use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The value of gold changes in real-time through the site, so you are able to easily evaluate the risks, benefits and costs of purchasing. You can select among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is recommended to go with buyers who have had this experience before. The first year of storage and maintenance costs $250 and every year after that costs $200. You may have to pay more, such as a fee to set up an account.
To start working with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to get started.
Contact a service representative to get your account started or transfer of funds.
You can purchase precious metals and pick the way you’d like to keep them.
You can receive complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been waived for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great choice of physical gold coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They claim they are the top gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice if you like to do things online and want easy access to high-quality training tools.
The application process is simple without speaking to anyone The company will give you access to a huge knowledge base with videos, tools and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and an A+ grade.
More than 700 users have rated Google five stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, great help and clear pricing in all your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most commonly used options.
The annual storage costs for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up fee and a range of different annual upkeep charges. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To get started using AdvantageGold, you need to do the following:
Complete the online form and choose the account manager you would like to work with. You can complete this initial step by yourself using AdvantageGold, or you can call the customer service team for personalized help.
Accept the rules and policies of your company then share your financial records. You may be required to present different documents about your IRA or taxes.
Select the method you prefer to put funds into your account. A expert in rolling money over into an gold IRA will help you do this.
You can purchase precious metals and choose a safe place to store them. In the final step, you have to complete the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out:
When you’re ready for selling the property, the buy-back program makes it simple.
A free guide to investing in gold with your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw funds
Customers on all sites leave glowing reviews of gold IRAs.
What is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of gold, silver or other precious metals instead of stocks or bonds.
To guard yourself against inflation and possible stock market crashes, you need a diversified collection of investments. Because of this, a lot of people have started investing in silver, gold and other precious metals in their retirement accounts due to them being an extremely safe and reliable investment.
The companies on our list assist people in setting the gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, move the money from your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. The items must be coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to set up and manage these retirement accounts for individuals. Many companies put clients in contact with account reps who will assist them throughout the process.
But an agent of an account is not the same as an advisor to financial matters. If you’re considering adding an gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to find out whether it’s a good idea for you.