A precious metals IRA or, more commonly called a gold-backed IRA can help protect your money from volatility in the market as well as protect your investment from inflation. Also, valuable metals like gold and silver are very different from the standard investments like stocks and bonds and bonds, which makes them a good way to diversify.
We looked at the top gold IRA firms to determine what precious metal IRA accounts offer the most beneficial. We evaluated every gold IRA company below based upon a range of factors, including the precious metals they provide and the charges they impose, the storage choices they provide as well as their customer service and even their reputation.
Goldco is the most trusted and best company generally when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: The new sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save more for retirement. Goldco is a leading company in the field of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets in different retirement accounts by shifting them to an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at the company can show you how to move the money in your account to a precious metals IRA.
The company also sells gold and silver directly to customers. You can also invest your retirement savings, or other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco and move or roll over your savings from your current savings account into the new IRA. Goldco makes it easy and easy for customers to complete this process by walking them through the following steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can be bought. These bars are as pure as.9999.
Goldco also offers a program for buying back gold. If your situation changes and you require to sell the precious metals that are in your account, Goldco will buy them back at the best price for buy-back, which is guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit with details. This kit has a written, spoken, and seen information on investing in rare metals.
Overall, we believe Goldco is among the best companies to provide gold IRAs.
One of the top companies to purchase silver, gold, as well as platinum, through an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is run by a family and is based in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you can store them with a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver products which can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak with a representative about your investments and learn how they are doing. You can call the number listed on the company’s website at any time to talk to your representative.
If you’d like to know more about buying gold prior to making the move you can contact the business for a free guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can help you take charge of your savings.
You can also learn about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews, the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this case you will be able to get assistance from a specialist or pay a fixed fee, guarantee your purchase for 24 hours, and not pay fees when you make a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, focus on smooth experiences with easy access to knowledgeable support teams, and clear prices, among other things. To make sure your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10- to 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect market changes and make it easier to anticipate the price you can expect.
Follow these steps to begin using Lear Capital:
You can open an rare metals IRA account by filling in a simple online application that only takes 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours regarding how to complete the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase precious metals and allow Lear Capital ship them to a safe place that is fully insured.
Set up and store your IRA for free if spend between $25,000 and $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free set-up and hold services.
When you have invested more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at a flat cost
One-on-one assistance from experts for gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, this company has been in business and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be assured that buying in rare metals from Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a wide range of silver, gold palladium, and platinum products, among others. You can purchase these precious metals on their own or use them to deposit money into an precious metals IRA.
The company makes it simple for you to move your retirement savings into an precious metals IRA. With the help of a certified Precious Metals Specialist You can follow these steps:
Create your account and decide which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to fund your new self-directed IRA.
Choose the best metals for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to gain the most tax benefits.
You can purchase your precious metals. Your specialist will review your purchase and inform you that the purchase was successful once they have done so.
Choose a way to store your things. Your expert will help you understand the different ways to store your items. Birch Gold Group stores its customers’ assets at various locations including Delaware Depository and Brink’s Global Service.
Check the status of your IRA is going. You can call your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from them. The company offers a wide selection of gold and silver coins OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They offer IRAs and cash-payouts for silver and gold. This firm also runs a website with lots of information for free about the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users set up precious metals IRAs. This IRA company works with individuals across all fifty U.S. states. They have been in business since more than 30 years, and handled more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. All you have to do is transfer money into the Augusta account and then select the gold and silver goods you’d like to purchase. Augusta will deliver them to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce bullion gold bars, 10 to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
Some of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA You can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools available to help you get started with these funds. On the Oxford Gold website, you will learn how to transfer money into an precious metal IRA and learn how these IRAs work and what types are available and the reasons why they are great investments.
On the Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company sells a wide selection of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
It also offers a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms in its ability to listen to customers and giving them the tools they need to make informed financial decisions. The company’s website has a full learning center to assist buyers.
This study area has many tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you join the Oxford Gold Group, you’ll also get direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you might have regarding trading or how to store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its a wide range of valuable metals that are regulated by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years of operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a big choice, so you should select a precious metals investment firm that values the opinions of its clients and the accreditations of its affiliates first. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of silver, gold platinum, palladium, and tin into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare such as the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations, all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80 to $200 per year to store your real precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Complete the form online to receive personalized advice or open an IRA account for gold. You can speak to an expert from the company about your options during the free sessions.
Talk to an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you withdraw money from a retirement account and transfer to the gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax professional first.
Make sure you fund your precious metals IRA, and then buy the valuable metals you want.
Choose your storage and let Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are a variety of precious metals to pick from.
Many sources gave it five stars.
Free access to the advice of experts
There are many training tools that can help investors.
When you’re ready to sell, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for investors with experience in precious metals who know the market and want to invest a significant portion of their money into an investment in gold IRA, since it gives savings for large investments but doesn’t offer the tools needed to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that has options for basic gold and silver, and good ways to get help.
The following accreditations, grades, and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave it an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, transparent pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The price of gold is updated in real time on the website, which means you can easily assess the risks, benefits, and costs of purchasing. You can select among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is recommended to go with buyers who have done this before. The initial year of storage and maintenance costs $250, and each year after that costs $200. You might have to shell out more for instance, a fee to set up an account.
To start with Patriot Gold Group, you must do the following:
Complete the online application for a new account to get started.
Contact a service representative to start your account restart or transfer of funds.
You can purchase precious metals and choose how you’d like to store them.
You can get free delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been eliminated for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of physical gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim they are the best gold-producing company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you If you enjoy doing things online and want easy access to good training tools.
The application process is simple without speaking to anyone and the company provides you access to a huge knowledge base that includes videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with the A+ rating.
Over 700 customers have given Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, great help and transparent prices throughout your interactions with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases range from $100-$150. Investors are also required to pay a $50 account-setting-up cost and a variety of annual upkeep charges. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold, you need to do the following:
Fill out the form online and choose the account manager you’d like to choose. You can complete this initial step on your own using AdvantageGold, or you can call the customer service team for personalized assistance.
Accept the rules and policies of the company, and then share your financial documents. You may need to show different papers about your IRA or taxes.
Choose the method you wish to put money into your account. A professional who has experience in rolling money over into an gold IRA will help you do this.
You can purchase valuable metals and choose a safe storage space for them. In the final step, you have to complete the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready to sell the property, the buy-back program simplifies the process.
A guide for investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw money
Customers on all websites give excellent review of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To guard yourself against inflation and possible stock market crashes, you require a variety of investments. Because of this, a lot of people are placing silver, gold and other precious metals in their retirement accounts since they are an extremely safe and reliable investment.
The companies we have listed assist people in setting up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, transfer the money in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. They must be gold or coins and must meet specific “fineness” standards. These accounts can only hold the coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to manage and fund the individual retirement accounts. Many companies place clients in contact with account reps who can help them through the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you are considering adding a gold IRA to your retirement account to diversify it You should speak to your financial advisor to find out whether it is a good idea for you.