A precious metals IRA, which is also called a gold-backed IRA will help safeguard your money from volatility in the market and protect your investment from inflation. Additionally, precious metals like gold and silver are very different from traditional investments like stocks and bonds, which makes them an excellent option to diversify your portfolio.
We looked at the top gold IRA firms to determine which precious metal IRA accounts offer the best value. We evaluated every gold IRA company below, based on a variety of things, such as the quality of the metals they offer and the charges they impose, the storage options they provide and their customer service and even their reputation.
Goldco is the most trusted and most reliable company overall when it comes to gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that will help you save more for retirement. Goldco is a leading company in the field of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets of a variety of retirement accounts by shifting them into a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from Goldco can help you understand how to transfer the funds in your account to an precious metals IRA.
This company also sells silver and gold directly to customers. You can invest your retirement savings or other savings accounts in actual silver and gold.
If you’re looking to establish a precious metals IRA through Goldco move or rollover your assets from your savings account to your new IRA. Goldco makes it simple and painless for customers to do this by walking them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your valuable metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of various sizes can also be purchased. They’re pure as.9999.
Goldco also has an option to buy back gold. If you experience a change in your circumstances and require to sell the valuable metals in your account, Goldco will buy these back for the best buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit with details. The kit includes a written spoken, spoken, and a visual information on investing in rare metals.
We believe that overall Goldco is among the best companies that provide gold IRAs.
One of the top companies to purchase silver, gold as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is owned by a family, and is headquartered in Los Angeles, CA. It has won several awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, store them with a safe storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver goods that can be bought directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investments and learn what they are doing. You can dial the number listed on the company’s website at any time to talk to your representative.
If you’d like to know more about buying gold prior to taking the next step to buy it, you can ask the company for a free guide. This guide of 25 pages contains valuable details on the ways that rare metals IRAs can assist you in taking control of the savings you have.
You can also get information about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews and the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In that case, you can get help from a personal expert and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and not pay fees when you make a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, focus on smooth experiences, easy access to helpful assistance teams and clear prices among other things. To ensure that your money meets IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10- 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect market trends and make it easy to know the price you can expect.
Follow these steps to get started using Lear Capital:
You can create a rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours of how to complete the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals and then allow Lear Capital ship them to an area that is secure and where they will be fully insured.
Set up and store your IRA at no cost if you invest at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free set-up and holding services.
If you make a purchase of more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
Assistance from a professional in gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, this company has been operating and a lot of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that buying in rare metals through Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a large selection of gold, silver, palladium and platinum items, among others. You can buy these metals by themselves or use them to put money into an precious metals IRA.
This company makes it easy for you to transfer your retirement savings into a precious metals IRA. With the help of a certified Precious Metals Specialist You can follow these five steps:
Set up your account and choose how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or roll over an existing 401(k) for funding your new self-directed IRA.
Choose the best metals for your account. Your precious Metals Specialist can help you determine which metals you should invest in to get the most tax benefits.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase went through once they have done so.
Choose a way to store your items. Your specialist will guide you through the various methods to organize your items. Birch Gold Group stores its customers’ assets at a number of places like Delaware Depository and Brink’s Global Service.
Check the status of you IRA is going. You can contact your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from them. The company sells a wide selection of gold and silver coins deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash-payouts for silver and gold. The firm also runs a website with many free information on investing in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company works with people across all fifty U.S. states. They’ve been in business for more than 30 years and have managed more than $25 billion.
After you buy silver and gold to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. It’s as simple as transferring funds into the Augusta account and then select the silver and gold items you want to buy. Augusta will bring them right to your doorstep and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the company comprise items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10- up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
A few of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA You can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer money to an precious metal IRA, how they function and what types are available, and why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company offers a broad variety of popular silver and gold coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a tiny amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals firms by listening to its clients and providing them with the tools needed to make good financial choices. On its website, the company offers a full learning center to help with the buying process.
This study area has several tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
When you work for Oxford Gold Group, you’ll also get to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you have about how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an extensive selection of precious metals that have been allowed by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After less than 10 years in business, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a big option, so it is important to choose a precious metals investment company that puts the reviews of its customers and the accreditations of its affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars made of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations, all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80 to $200 per year for storage of your real precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Fill out the form online to get an individualized advice or to open an IRA account for gold. You can speak to an expert from the company about your choices during the free sessions.
Contact an Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you withdraw money of another retirement account to put into your gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are many types of precious metals that you can pick from.
Several sources have rated it five stars.
Access to the advice of experts
There are a lot of tools for training that can assist investors.
When you’re ready for selling, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and would like to put a big chunk of their assets into an investment in gold IRA as it offers savings for big investments but lacks many tools to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer with options for basic silver and gold and good ways to get help.
The following accreditations, grades and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave it the A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, clear pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices fluctuates in real-time on the website, so you are able to easily evaluate the risks, benefits and costs of purchasing. You can choose from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, which is why it is recommended for those who have previously had this service. First year storage and upkeep costs $250 and each year thereafter costs $200. There may be a need to shell out more for instance, the cost to open an account.
To start with Patriot Gold Group, you must do the following:
Fill out the online application form to start.
Contact a customer service worker to get your account started or transfer of funds.
You can purchase valuable metals and choose how you want to store them.
You can receive no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great selection of gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the best gold-producing company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice if you like to do things online and want easy access to high-quality training tools.
It is possible to apply for an account without speaking to anyone, and the company gives access to a vast knowledge base with tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and the A+ rating.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, fantastic assistance and clear pricing in all your interactions with the company.
AdvantageGold allows you to put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases are between $100-$150. Investors are also required to pay a $50 account set-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold you must follow these steps:
Fill out the online form, and select the account manager you would like to work with. You can do this first step by yourself using AdvantageGold or contact the customer support team for assistance tailored to your needs.
Accept the rules and policies of the company, and then share your financial documents. You may need to provide different documents about your IRA or taxes.
Choose the method you wish to put money in your account. An expert in rolling money over into an gold IRA can assist you with this.
You can buy valuable metals and choose a safe location to store them. As the last step, you must complete the declaration form.
AdvantageGold has the following traits that distinguish it:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A guide for investing in gold with your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw money
Customers on all sites leave glowing review of gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of gold, silver, or other valuable metals instead bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, you need a diversified collection of investments. Because of this, a lot of people are now placing silver, gold, and other valuable metals into their retirement accounts due to them being relatively safe and dependable investment.
The companies we have listed help people set up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, transfer the money in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. The items must be either coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are approved by the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to set up and manage these individual retirement accounts. Many companies put clients in contact with account representatives who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you want to add an gold IRA to your retirement account to diversify it You should speak to your financial advisor to determine whether it’s a good idea for you.