A precious metals IRA that is also known as a gold-backed IRA can help protect your money from volatility in the market and protect you from inflation. Additionally, precious metals like silver and gold are different from the standard assets like stocks and bonds, which makes them an excellent way to diversify.
We reviewed the top gold IRA companies to see which precious metal IRA accounts offer the best deal. We analyzed every gold IRA company below based on a number of things, such as the precious metals they provide as well as the costs they charge, the storage choices they provide and their customer service and even their reputation.
Goldco is among the most trusted and most reliable company in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: New sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save more for retirement. Goldco is a leader in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets in different retirement accounts by shifting them to the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert from the company can show you how to transfer the funds from your account into an precious metals IRA.
This business also sells gold and silver directly to clients. You can put your retirement savings as well as other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco move or rollover your savings from your savings account to the new IRA. Goldco makes it simple and stress-free for customers to accomplish this by guiding them through the following steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Purchase your precious metals: Choose the precious metals you want to include in your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can also be bought. They are pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you need to sell the valuable metals in your account, Goldco will buy these back for the best price for buy-back, which is guaranteed.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit with information. This kit has a written, spoken, and seen information on investing in rare metals.
Overall, we believe Goldco is among the top companies that offer gold IRAs.
One of the top companies to buy silver, gold and platinum through an IRA.
A reputable business with transparent prices
With a gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is owned by a family, and is based in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver if you want through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, store them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver products that can be bought directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and find out what they are doing. You can call the number listed on the company’s website anytime to speak to an agent.
If you’re interested in learning more about purchasing gold before taking the step to buy it, you can ask the business for a complimentary guide. This guide, which is 25 pages long, provides information on how rare metals IRAs can assist you in taking charge of the savings you have.
You can also find out about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In that case you can seek advice from a personal expert and pay a flat amount and guarantee your purchase up to 24 hours and not pay fees for a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences, easy access to helpful support teams, and transparent prices, among other things. To ensure that your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10– to 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect changes in the market and allow you to anticipate what you should expect.
Follow these steps to get started using Lear Capital:
You can open an rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours regarding how to do the tax-free move. It could take up to five days for the money to be moved.
You can purchase precious metals and let Lear Capital ship them to an appropriate location where they will be fully insured.
Create and store your IRA at no cost if you invest at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you get free setup and holding services.
If you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat rate
Assistance from a professional on gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, the firm has been operating and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that buying in rare metals from this company is a secure and secure process.
Birch Gold Group sells a variety of gold, silver, platinum, and palladium goods as well as other. You can buy these metals by themselves or use them to put money into an precious metals IRA.
This company makes it simple for you to transfer your retirement savings into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist You can follow these steps:
Set up your account and select which method you would like to fund it. With Birch Gold Group, you can move an IRA or roll over an existing 401(k) to fund your self-directed IRA.
Choose the valuable metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals you should invest in to get the highest tax benefits.
You can buy your valuable metals. Your Specialist will look over your order and let you know that the purchase was successful once they have done so.
Find a storage solution for your items. Your specialist will guide you through the different ways to store your belongings. Birch Gold Group stores its customers’ funds at various locations, such as Delaware Depository and Brink’s Global Service.
Check what you IRA is doing. You can contact your Specialist at any time to check your account or make changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and goods straight from the company. The company offers a broad selection of coins that are accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash payments for silver and gold. The firm also runs a website with lots of information for free regarding the investment in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers set up precious metals IRAs. This IRA company is a partner for people across all fifty U.S. states. They’ve been operating for more than 30 years and have managed more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. It’s as simple as transferring money into your Augusta account and choose the silver and gold products you wish to purchase. Augusta will deliver them directly to your door, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10- up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
Some of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA you can look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell silver, gold platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools to assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money to an precious metal IRA and how these IRAs work and what types are available, and why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company offers a broad variety of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals companies in its ability to listen to clients and providing them with the tools needed to make informed financial decisions. On its website, the company has a complete learning center to aid buyers in the purchasing process.
This study area comes with many tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you may have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an extensive selection of precious metals that have been allowed by the IRS. It also offers helpful educational materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years in business, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a good option, so it is important to choose a precious metals investment firm that places the opinions of its clients as well as the certifications of its affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of gold, silver platinum, palladium, and tin in your IRA. There are many different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations, all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80-$200 per year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to start using Noble Gold:
Fill out the form online to get personalized advice or open an IRA account for gold. You can speak to an expert in-house about your options during the free sessions.
Talk to a Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Choose your storage and wait for Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are many types of valuable metals to choose from.
Many sources gave it five stars.
Access to expert advice
There are many tools for training that can assist investors.
If you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for experienced precious metals investors who are knowledgeable about the market and want to invest a significant portion of their wealth into an investment in gold IRA which offers savings for large investments but lacks many tools to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer with options for basic silver and gold and the best ways to get assistance.
The following grades, accreditations and titles were granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave it the A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll be able to find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful assistance lines, straightforward prices, and simple to use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The price of gold is updated in real time on their website, so you can easily assess the risks, benefits and costs of your purchase. You can select among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as far back as fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is best for buyers who have done this before. The first year of storage and maintenance costs $250, and each year after that costs $200. There may be a need to shell out more such as the cost to open an account.
To begin with Patriot Gold Group, you must do the following:
Fill out the online account application to begin.
Contact a customer service representative to initiate your account restart or to transfer funds.
You can purchase valuable metals and decide how you’d like to store them.
You can get complimentary delivery to your safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been eliminated for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide choice of physical gold coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim to be the top gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and would like to have easy access to quality training tools.
The application process is simple without speaking to anyone, and the company gives you access to a huge knowledge base that includes videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and an A+ grade.
More than 700 users have rated Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, fantastic assistance and clear pricing in all of your contacts with the company.
AdvantageGold lets you deposit platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage charges for IRA purchases are between $100-$150. Investors are also required to pay a $50 account set-up fee and a range of different yearly upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To begin using AdvantageGold you must do the following:
Fill out the form online and choose the account manager you would like to work with. You can complete the first step by yourself using AdvantageGold or contact the customer support team for personalized help.
Accept the policies and rules that the business follows, then share your financial records. You may need to show various documents regarding your IRA or taxes.
Choose the way you want to transfer money in your account. A professional who has experience in rolling money over into an gold IRA will help you do this.
You can purchase precious metals and select a secure location to store them. As the last step, you must complete the declaration form.
AdvantageGold has the following traits that make it stand out from the crowd:
If you’re ready to sell the house, the buy-back plan makes it simple.
A free guide to investing in gold through your IRA.
There are many methods to study.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions regarding how to withdraw money
Customers on all sites give excellent feedback on gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To protect yourself from the risk of inflation and stock market crashes, you need a diversified collection of investments. Because of this, a lot of people have started putting gold, silver, and other valuable metals into their retirement accounts because they are relatively safe and dependable investment.
The companies listed on our list help people set the gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, transfer the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. The items must be gold or coins and meet certain “fineness” standards. These accounts can only hold the coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to set up and manage the individual retirement accounts. Many businesses put customers in touch with account representatives who can help them through the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to find out whether it’s a good idea for you.