A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your investment from the volatility of markets and safeguard you from inflation. Also, valuable metals like silver and gold are different from standard assets like stocks and bonds which makes them a great option to diversify.
We reviewed the top gold IRA companies to determine what precious metal IRA accounts are the most beneficial. We analyzed each gold IRA company below based on a number of factors, including the precious metals they provide and the charges they impose, their storage choices they offer as well as their customer service and even their reputation.
Goldco is the most trusted and best company generally in the field of gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leading company in the field of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets of various retirement accounts by transferring them into an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert from Goldco can guide you on how to transfer the funds from your account into an precious metals IRA.
This business also sells silver and gold directly to clients. You can invest your retirement savings as well as other savings accounts into real gold and silver.
If you are looking to open a precious metals IRA through Goldco move or rollover your assets from your current savings account into the new IRA. Goldco makes it easy and painless for customers to complete this process by walking them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Choose the precious metals you want to include in your investment.
Goldco sells a variety of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of various sizes can also be bought. They are pure as.9999.
Goldco also offers an option to buy back gold. In the event that your situation alters and you require to sell the valuable metals in your account Goldco will purchase them back at the highest price for buy-back, which is guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a kit for free with information. The kit includes a written and spoken instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the best companies to provide gold IRAs.
One of the top companies to buy silver, gold and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is owned by a family of employees and is based in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and complete the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you can keep them with a safe storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of gold and silver goods which can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
However, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investments and find out what they’re doing. You can dial the number listed on the company’s website at any time to talk to your agent.
If you want to learn more about buying gold prior to taking the next step to buy it, you can ask the company for a no-cost guide. This guide of 25 pages contains valuable details on the ways that rare metals IRAs can help you take charge of your money.
You can also find out about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA money into Lear Capital. In that case, you can get help from a personal expert, pay a flat fee and guarantee your purchase for 24 hours, and avoid fees for a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and transparent prices among other things. To ensure that your money is compliant with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10- 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect market changes and make it easy to be aware of what to expect.
Follow these steps to get started using Lear Capital:
You can create an rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours regarding how to make the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase precious metals and then allow Lear Capital ship them to a safe place where they will be fully insured.
Set up and keep your IRA for free if you spend at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free setup and holding services.
If you invest more than $10,000, you get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat rate
One-on-one help from pros for gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, the firm has been operating and a large number of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that purchasing rare metals from this company will be a safe and secure process.
Birch Gold Group sells a large selection of gold, silver, palladium and platinum items as well as other. You can purchase these metals by themselves or make use of them to deposit money into an precious metals IRA.
This company makes it simple for you to transfer your retirement savings into a precious metals IRA. With the help of a qualified Precious Metals Specialist, you can take the following steps:
Create your account and choose which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) to fund your self-directed IRA.
Choose the best metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to get the greatest tax advantages.
You can purchase your precious metals. Your specialist will review your order and let you know that your purchase went through after they have completed the transaction.
Find a storage solution for your things. Your Specialist will show you the different options for storing your things. Birch Gold Group stores its customers’ investments at various locations including Delaware Depository and Brink’s Global Service.
Find out how your IRA is going. Contact your Specialist anytime to review your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from them. The company offers a wide range of gold and silver coins deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
These are some of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They offer IRAs and cash-payouts for gold and silver. The business also offers a site that contains lots of information for free on the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users create precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They’ve been in business for more than 30 years and have managed more than $25 billion.
When you purchase silver and gold to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. All you have to do is transfer funds into the Augusta account and then select the silver and gold products you wish to purchase. Augusta will deliver them to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the company comprise items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars. 10- up to 100-ounce silver bullion bar, and 90% silver bags.
The company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA You can also check out the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that helps people set gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools to help you get started with these funds. On the Oxford Gold website, you can find out how to transfer funds into an precious metal IRA, how they work and what types are available and the reasons they are great investments.
The Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company offers a broad range of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
It also offers a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals companies by listening to customers and giving them the tools needed to make sound financial decisions. On its website, the company offers an entire learning center that can aid buyers in the purchasing process.
This study area includes many tools that include:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. This person can help you answer any questions that you may have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the pros and cons of these investments and make better choices.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers a wide range of valuable metals that have been allowed by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years in operation, the company’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a good choice, so you should choose a precious metals investment firm that values the reviews of its clients as well as the certifications of its affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put bars and coins made of silver, gold, platinum, and palladium in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anywhere from $80 to $200 per year to store your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Fill out the form online to get an individualized advice or to create an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Speak to an Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out of a retirement account to transfer to your gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want, and then allow Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Great ways to assist customers
There are many kinds of valuable metals to choose from.
Many sources have rated it five stars.
Free access to expert advice
There are many training tools that can help investors.
When you’re ready for selling and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are familiar with the market and wish to put a big chunk of their wealth into a gold IRA as it offers savings for large investments, but doesn’t offer a lot of tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer with options for basic gold and silver, and helpful ways to seek help.
The following accreditations, grades, and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB gave it the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly assistance lines, straightforward prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The value of gold fluctuates in real-time on the website, which means you are able to easily evaluate the risks, benefits and costs of your purchase. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is recommended for those who have done this before. The initial year of storage and upkeep costs $250 and every year after that costs $200. You may have to pay more, such as the cost to open an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to start.
Contact a customer service representative to get your account started or transfer of funds.
You can buy valuable metals and decide how you want to store them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Account fees have been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the top gold firm in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and need easy access to high-quality training tools.
The application process is simple without talking to anyone and the company provides you access to a large knowledge base that includes videos, tools and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with an A+ rating.
Over 700 customers have awarded Google five stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, excellent assistance and clear pricing in all of your contacts with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage fees for IRA purchases are between $100 to $150. Investors also pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To get started using AdvantageGold To begin using AdvantageGold, you must do the following:
Fill out the online form, and choose the account manager you would like to work with. You can complete this initial step on your own using AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the rules and guidelines of the company, and then share your financial records. You may need to show different documents about your IRA or tax obligations.
Choose the way you want to put funds into your account. An expert in rolling over money into an gold IRA will assist you in doing this.
You can purchase valuable metals and choose a safe storage space for them. In the final step, you have to complete the declaration form.
AdvantageGold has the following characteristics which make it stand out:
When you’re ready for selling, the buy-back scheme makes it easy.
A guide for investing in gold through your IRA.
There are many ways to learn.
There are no minimum investments.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all sites give excellent reviews of gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To protect yourself from the effects of inflation and potential stock market crashes, it is important to should have a diverse portfolio of investments. Because of this, a lot of people are investing in silver, gold, and other valuable metals in retirement accounts since they are relatively safe and dependable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, transfer the money in your retirement savings to a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. The items must be gold or coins that meet a set of “fineness” standards. These accounts are only able to hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to set up and manage these individual retirement accounts. Many companies place clients in contact with account representatives who can assist them in the process.
However, an agent for an account is not the same as a financial advisor. If you want to add gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to see whether it’s a good idea for you.