A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your money from volatility in the market and safeguard you from inflation. Additionally, precious metals like gold and silver are very different from the standard assets like stocks and bonds which makes them a good option to diversify.
We looked at the top gold IRA companies to determine which precious metal IRA accounts are the best deal. We looked at every gold IRA company below based upon a range of factors, including the quality of the metals they offer and the charges they impose, their storage options they offer as well as their customer service as well as their appearance.
Goldco is the most reputable and best company generally when it comes to gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: New sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save more for retirement. This company is the leader in the field of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets of various retirement accounts by moving them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert at Goldco can help you understand how to move the money that is in the account to an precious metals IRA.
This company also sells silver and gold directly to clients. You can put your retirement savings or other savings accounts into real silver and gold.
If you are looking to open an precious metals IRA through Goldco move or rollover your savings from your current savings account to your new IRA. Goldco makes it simple and stress-free for customers to accomplish this by walking them through the following steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Purchase your precious metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of different sizes can be purchased. These bars are pure as.9999.
Goldco also has an option to buy back gold. In the event that your situation alters and you require to sell the precious metals in your account, Goldco will buy them back at the highest buy-back price, with a guarantee.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit with details. This kit contains written and spoken information on investing in rare metals.
Overall, we think Goldco is one of the best companies to offer gold IRAs.
One of the most trusted companies to buy silver, gold, as well as platinum, through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is run by a family and is headquartered in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you want to put in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you can store them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of gold and silver products that can be bought directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
However, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and find out what they are doing. You can call the number on the company’s website anytime to speak to your agent.
If you want to learn more about purchasing gold prior to taking the next step you can contact the business for a free guide. This guide of 25 pages contains valuable information on the ways that rare metals IRAs can assist you in taking control of the savings you have.
You can also get information about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews, the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA money in Lear Capital. In that case you will be able to get assistance from a specialized expert and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and avoid fees if you make a big payment.
Here are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences with easy access to knowledgeable assistance teams and transparent prices among other things. To ensure that your money is compliant with IRS standards, you should only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect market changes and make it easy to know what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can create an rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours about how to complete the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase valuable metals and allow Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and store your IRA for free if you spend between $25,000 and $50,000 for one year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you will receive free setup and holding services.
If you invest more than $10,000, you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at a flat rate
One-on-one help from pros on gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, the firm has been operating and a large number of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be confident that buying in rare metals through this company will be a safe and dependable process.
Birch Gold Group sells a wide range of silver, gold palladium and platinum items in addition to other. You can purchase these precious metals on their own or use them to deposit money into an precious metals IRA.
This company makes it simple for you to move your retirement savings into a precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these steps:
Create your account and decide the method of funding it. With Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to fund your new self-directed IRA.
Choose the best metals for your account. The valuable Metals Specialist can help you determine which metals you should invest in to reap the greatest tax advantages.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase went through once they have done so.
Find a storage solution for your belongings. Your specialist will guide you through the various options for storing your belongings. Birch Gold Group stores its customers’ assets at various locations, such as Delaware Depository and Brink’s Global Service.
Check what your IRA is doing. Contact your Specialist anytime to check on your account and make any changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium products directly from the company. The company offers a broad range of gold and silver coins accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
Here are a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They provide IRAs and cash-payouts for gold and silver. The company also has a website with many free information regarding investing in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
Use money from your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people create precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They have been in business since more than 30 years, and been able to manage more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. It’s as simple as transferring funds into your Augusta account and choose the silver and gold products you want to buy. Augusta will deliver them to your door, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10 to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
Some of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA, you can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell gold, silver, platinum, and palladium. The company has a great evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools to help you start these funds. On the Oxford Gold website, you can find out how to transfer money into an precious metal IRA and learn how they function, what kinds are offered and the reasons they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company offers a broad range of gold and silver coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a limited amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals firms by listening to its customers and providing them with the tools they need to make informed financial decisions. On their website, the business provides an entire learning center that can aid buyers in the purchasing process.
This study area has a number of tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. This person can answer any questions you have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers a wide range of valuable metals that are regulated by the IRS. It also has helpful teaching materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After just a few years in business, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening a gold IRA account is a big decision, so you must choose a precious metals investment company that puts the reviews of its clients and the accreditations of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars composed of silver, gold, platinum, and palladium in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80 to $200 a year to keep your real valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started with Noble Gold:
Complete the form online to get a custom advice or to open an IRA account for gold. You can talk to an expert from the company about your options during the free sessions.
Talk to a Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you withdraw money of a retirement account to put into the gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose the storage that you prefer, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals to pick from.
Many sources gave it five stars.
Access to the advice of experts
There are many training tools to help investors.
When you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who are familiar with the market and want to put a large portion of their wealth into an investment in gold IRA which offers savings for large investments, but doesn’t offer a lot of tools to help investors who are new. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer with options for basic silver and gold and good ways to get help.
The following accreditations, grades and titles have been given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded it an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its clients by offering them friendly assistance lines, straightforward prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold is updated in real-time on their website, so you are able to easily evaluate the risks, benefits, and costs associated with your purchase. You can select from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, which is why it is best for buyers who have done this before. First year storage and upkeep costs $250, and each year following that is $200. You may have to shell out more for instance, a fee to set up an account.
To begin your journey with Patriot Gold Group, you need to do the following:
Complete the online application form to start.
Contact a customer service worker to start your account restart or transfer of funds.
You can buy valuable metals and pick the way you’d like to keep them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a great variety of gold physical coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the top gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and would like to have easy access to quality training tools.
It is possible to apply for an account without speaking to anyone The company will give you access to a huge knowledge base with tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and it is awarded an A+ rating.
More than 700 users have given Google 5 stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, excellent assistance and clear pricing in all of your contacts with AdvantageGold.
AdvantageGold allows you to put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases are between $100 to $150. Investors also pay a $50 account set-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To get started using AdvantageGold you must complete the following steps:
Complete the online form and select the account manager you’d like to choose. You can do this first step on your own using AdvantageGold or call the customer service team for personalized help.
Accept the rules and guidelines of the company, and then share your financial records. You may need to provide different documents about your IRA or taxes.
Choose the method you wish to put money into your account. A professional who has experience in rolling money over into an gold IRA will assist you in doing this.
You can buy valuable metals and choose a safe place to store them. As the last step, you need to complete the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out:
When you’re ready to sell, the buy-back scheme simplifies the process.
A free guide to investing in gold with your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw cash
Customers on all sites leave great reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead of stocks and bonds.
To protect yourself from inflation and possible stock market crashes, you need a diversified collection of investments. Due to this, a lot of people have started investing in silver, gold and other precious metals in retirement accounts due to them being an extremely safe and reliable investment.
The companies on our list assist people in setting the gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, you should transfer the money in your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. These items have to be gold or coins that meet a set of “fineness” standards. These accounts can only hold the coins that are approved by the IRS such as the Canadian Maple Leaf.
The top gold IRA firms make it easy and easy to set up and manage the individual retirement accounts. Many businesses put clients in contact with account reps who can assist them in the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you are considering adding gold IRA to your retirement account to diversify it you should consult your financial adviser first to find out whether it’s a good idea for you.