A precious metals IRA, which is also called a gold-backed IRA, can help protect your money from volatility in the market and safeguard your investment from inflation. Also, valuable metals like silver and gold are different from standard assets like bonds and stocks which makes them an excellent option to diversify your portfolio.
We looked at the top gold IRA firms to determine what precious metal IRA accounts are the best deal. We analyzed every gold IRA company below, based on a variety of things, such as the precious metals they provide, the fees they impose, the storage choices they offer, their customer service, as well as their appearance.
Goldco is the most reputable and best company generally for gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company can receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save more for retirement. This company is the leader in the field of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets in a variety of retirement accounts by shifting them to an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert from Goldco can guide you on how to transfer the funds in your account to an precious metals IRA.
This company also sells gold and silver directly to clients. You can invest your retirement savings as well as money from other savings accounts in actual gold and silver.
If you are looking to open an precious metals IRA through Goldco move or rollover your assets from your savings account into your new IRA. Goldco makes it easy and stress-free for customers to complete this process by walking them through the steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in various sizes can also be bought. They are pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and have to sell the precious metals in your account Goldco will buy these back for the most competitive buy-back price, guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit with information. This kit contains written and spoken information on investing in rare metals.
We believe that overall Goldco is among the best companies to provide gold IRAs.
One of the top companies to purchase silver, gold, and platinum via an IRA.
A reputable business with transparent prices
With the gold IRA move, you can switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is run by a family and is headquartered in Los Angeles, CA. It has won several awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you are able to store them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of gold and silver products which can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
However metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn what they’re doing. You can dial the number on the website at any time to talk to your agent.
If you’d like to know more about buying in gold before taking the step, you can ask the business for a free guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can assist you in taking control of the savings you have.
You can also find out about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide how to spend.
American Hartford Gold is a reliable gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews, the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In this scenario you can seek advice from a specialized expert and pay a flat amount, guarantee your purchase for 24 hours, and avoid charges if you make a big payment.
Here are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, focus on smooth experiences and easy access to friendly assistance teams and clear pricing, among other things. To ensure that your money is in compliance with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect market trends and make it easier to be aware of what you should expect.
Follow these steps to begin by contacting Lear Capital:
You can open a rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear from the person responsible for the IRA within 24 hours of how to make the tax-free move. It could take up to five days for the money to be transferred.
You can buy valuable metals and let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and store your IRA at no cost if you spend between $25,000 and $50,000 in a single year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you receive free setup and holding services.
If you make a purchase of more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat rate
One-on-one assistance from experts for gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, the company has been operating and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be assured that buying in rare metals through Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a large selection of silver, gold platinum, and palladium goods in addition to other. You can purchase these metals on their own, or use them to deposit money into an precious metals IRA.
This company makes it simple for you to move your retirement savings into an precious metals IRA. With the assistance of a certified Precious Metals Specialist You can follow these steps:
Create your account and select which method you would like to fund it. With Birch Gold Group, you can move an IRA or transfer a 401(k) to help fund your self-directed IRA.
Select the most valuable metals that will benefit your account. Your precious Metals Specialist can help you figure out which metals to invest in to get the most tax advantages.
You can buy your valuable metals. Your Specialist will look over your order and inform you that the purchase was successful after they have completed the transaction.
Find a method to store your items. Your expert will help you understand the various ways to store your items. Birch Gold Group stores its customers’ investments in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out how your IRA is going. Contact your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from them. The company offers a wide variety of gold and silver coins OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
Here are a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash payments for gold and silver. This company also has a website with lots of information for free regarding investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people set up precious metals IRAs. This IRA company works with people in all 50 U.S. states. They’ve been operating since more than 30 years, and been able to manage more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. It’s as simple as transferring funds into your Augusta account and then select the silver and gold products you want to buy. Augusta will deliver them directly to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10 to 100-ounce silver bullion bars and 90% silver bags.
Some of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA you can take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell gold, silver, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools that can help you get started with these funds. On the Oxford Gold website, you will learn how to transfer funds to an precious metal IRA and how they function and what types are available and the reasons why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company sells a wide variety of popular silver and gold coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms in its ability to listen to clients and providing them with the tools they require to make sound financial decisions. On its website, the company has a complete learning center to assist buyers.
This study area comes with several tools which include:
Guide to investing in precious metals
News and stories about buying gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. The person you talk to will be able to answer any questions you might have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This allows customers to understand the pros and cons of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides a wide range of valuable metals that have been allowed by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years in business Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening an IRA account is a great option, so it is important to select a gold investment company that puts the opinions of its clients and the accreditations of its affiliates in the first place. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put coins and bars made of gold, silver platinum, palladium, and platinum in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations, all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80 to $200 per year to keep your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to start with Noble Gold:
Fill out the form online to get a custom advice or to open an IRA account for gold. You can speak with an expert from the company about your options during free sessions.
Speak to a Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money of a retirement account to put into the gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax expert first.
Make sure you fund your precious metals IRA, and then buy the valuable metals you want.
Choose your storage and allow Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are a variety of valuable metals to choose from.
Several sources have rated it five stars.
Free access to the advice of experts
There are a lot of training tools to help investors.
When you’re ready for selling when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for investors with experience in precious metals who are knowledgeable about the market and wish to put a large portion of their wealth into an investment in gold IRA which offers savings for large investments but lacks a lot of tools to help new investors learn. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that offers basic gold and silver, and helpful ways to seek help.
The following grades, accreditations, and titles were granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB the A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by offering them friendly assistance lines, straightforward pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold changes in real time on their website, which means you can easily assess the benefits, risks, and costs of purchasing. You can pick among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, therefore it is recommended for those who have done this before. First year storage and upkeep costs $250, and each year thereafter costs $200. There may be a need to pay more, like a fee to set up an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to get started.
Contact a customer service representative to initiate your account restart or to transfer funds.
You can buy valuable metals and pick the way you want to store them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good choice of gold physical coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the best gold company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice if you like to do things online and want easy access to good training tools.
It is possible to apply for an account with no need to talk to anyone The company will give you access to a huge knowledge base, including videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and it is awarded an A+ rating.
Over 700 customers have awarded Google five stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, great help and transparent prices in all of your contacts with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases range from $100 to $150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold, you need to follow these steps:
Fill out the form online and choose the account manager you would like to work with. You can complete the first step on your own with AdvantageGold or contact the customer support team for personalized assistance.
Accept the rules and policies of the company, and then share your financial records. You may need to show various documents regarding your IRA or tax obligations.
Choose the method you wish to put money into your account. A professional who has experience in rolling money into an gold IRA can assist you with this.
You can buy valuable metals and choose a safe storage space for them. As a final step, you must complete the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it from the crowd:
When you’re ready for selling the property, the buy-back program simplifies the process.
A guide for investing in gold with your IRA.
There are a variety of options to get involved in learning.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Step-by-step directions regarding how to withdraw funds
Customers on all sites leave glowing review of gold IRAs.
What exactly is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that uses silver, gold, or other valuable metals instead bonds.
To protect yourself from inflation and possible stock market crashes, it is important to should have a diverse portfolio of investments. This is why a lot of people have started investing in silver, gold and other precious metals in their retirement accounts due to them being a fairly safe and reliable investment.
The companies we have listed assist people in setting in place gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, you should transfer the money in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. They must be coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are OK with the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to manage and fund these individual retirement accounts. Many companies put customers in touch with account reps who will assist them throughout the process.
But an agent of an account is not the same as a financial advisor. If you want to add an gold IRA to your retirement account to diversify it you should consult your financial advisor first to determine whether it’s a good idea for you.