A precious metals IRA that is also called a gold-backed IRA can help protect your savings from market volatility and protect your investment from inflation. Additionally, precious metals like silver and gold are different from standard assets like bonds and stocks, which makes them an excellent option to diversify your portfolio.
We looked at the best gold IRA companies to determine which precious metal IRA accounts are the best value. We looked at each gold IRA company below, based on a variety of factors, including the quality of the metals they offer as well as the costs they charge, the storage options they provide, their customer service, and even their reputation.
Goldco is among the most reputable and best company generally for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company may receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save for retirement. This company is the leader in the field of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets of a variety of retirement accounts by transferring them to the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at the company can show you how to transfer the funds that is in the account to an precious metals IRA.
This company also sells gold and silver directly to customers. You can invest your retirement savings, or money from other savings accounts in actual silver and gold.
If you want to start an precious metals IRA through Goldco, move or rollover your savings from your current savings account to your new IRA. Goldco makes it easy and easy for customers to accomplish this by guiding them through the following steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your valuable metals: Choose the precious metals you want to include in your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can also be bought. They are pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and have to sell the valuable metals that are in your account, Goldco will buy them back at the highest buy-back price, guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit with information. The kit includes written, spoken, and seen information on investing in rare metals.
We believe that overall Goldco is among the best companies that offer gold IRAs.
One of the most trusted companies to purchase gold, silver, and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family, and is headquartered in Los Angeles, CA. It has won several awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill out the papers.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you are able to store them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of gold and silver products which can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
However, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak with a representative about your investment and find out what they’re doing. You can call the number listed on the company’s website anytime to speak to your representative.
If you want to learn more about buying in gold before taking the step to buy it, you can ask the firm for a free guide. This 25-page guide has useful information about the ways that rare metals IRAs can assist you in taking control of your money.
You can also find out about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In that case, you can get help from a specialist, pay a flat fee, guarantee your purchase for 24 hours, and not pay fees when you make a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, focus on smooth experiences and easy access to friendly assistance teams and transparent prices, among other things. To make sure your money is in compliance with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10to 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect market changes and make it easy to anticipate what to expect.
Follow these steps to get started by contacting Lear Capital:
You can open an rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear from the person responsible for your IRA within 24 hours of how to do the tax-free move. It could take up to five days for the money to be transferred.
You can buy valuable metals, and then let Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and keep your IRA for free if you invest at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you receive free setup and holding services.
If you have invested more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable cost
Assistance from a professional in gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, this company has been in business and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that buying rare metals from this company is a secure and secure process.
Birch Gold Group sells a variety of silver, gold palladium, and platinum products, among others. You can purchase these metals on their own or use them to put money into a precious metals IRA.
The company makes it simple for you to convert your retirement savings to a precious metals IRA. With the help of a trained Precious Metals Specialist you can follow these steps:
Set up your account and decide which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or roll over an existing 401(k) to help fund your new self-directed IRA.
Choose the best metals to invest in for your account. The valuable Metals Specialist can help you figure out which metals to invest in to get the most tax advantages.
You can purchase your precious metals. Your Specialist will look over your order and inform you that the purchase was successful after they have completed the transaction.
Choose a way to store your things. Your expert will help you understand the various options for storing your things. Birch Gold Group stores its customers’ assets at various locations, such as Delaware Depository and Brink’s Global Service.
Find out what you IRA is going. Contact your Specialist at any time to check on your account and make any changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from them. The company offers a broad selection of coins that are OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They offer IRAs and cash payments for gold and silver. This company also has a website with a lot of free information on the investment in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers create precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They’ve been operating for more than 30 years and have handled more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. All you have to do is transfer money into your Augusta account and select the silver and gold items you want to buy. Augusta will bring them right to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
A few of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA you can look at a list of the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell gold, silver platinum, palladium, and. The company has a great evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools to help you get started with these funds. On the Oxford Gold website, you can find out how to transfer funds into an precious metal IRA, how they function and what types are available, and why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a vast variety of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a small amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other companies that deal in precious metals in its ability to listen to customers and giving them the tools needed to make sound financial decisions. The company’s website has a full learning center to aid buyers in the purchasing process.
This study area comes with a number of tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also get to work directly with one of the company’s Managing Partners. The person you talk to will be able to assist you with any queries you have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the pros and cons of these investments and make better choices.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides an array of high-quality metals that have been allowed by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. In less than 10 years of operation Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a big choice, so you should select a gold investment firm that values the reviews of its clients and the accreditations of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of gold, silver platinum, palladium, and tin into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anywhere from $80 to $200 per year for storage of your real precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to start with Noble Gold:
Complete the online form to get an individualized advice or to create an IRA account for gold. You can speak to an expert in-house about your options during free sessions.
Speak to an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you take money out of a retirement account to put into the gold IRA instead of rolling it over, you may be required to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage, and then let Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are a variety of valuable metals to choose from.
Several sources gave it five stars.
Access to the advice of experts
There are many training tools to help investors.
When you’re ready for selling and sell your home, you should have you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for experienced precious metals investors who are knowledgeable about the market and want to invest a significant portion of their money into an investment in gold IRA as it offers savings for large investments but doesn’t have many tools to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that has options for basic gold and silver as well as good ways to get help.
The following grades, accreditations and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded it an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, clear pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. Gold prices changes in real-time on the website, so you can easily assess the risks, benefits, and costs of your purchase. You can pick from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 which is why it is recommended for those who have had this experience before. The initial year of storage and upkeep costs $250, and each year following that is $200. You may have to pay a little more for instance, an amount to establish an account.
To start your journey with Patriot Gold Group, you need to do the following:
Fill out the online application for a new account to start.
Contact a service representative to get your account started or transfer of funds.
You can buy valuable metals and decide how you’d like to keep them.
You can receive free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Account fees have been waived for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great choice of physical gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the top gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and would like to have easy access to high-quality training tools.
The application process is simple without speaking to a person The company will give you access to a large knowledge base with videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and it is awarded an A+ grade.
Over 700 customers have awarded Google five stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, great help, and clear prices throughout your interactions with the company.
AdvantageGold lets you deposit platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases range from $100-$150. Investors also have to pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold you must complete the following steps:
Complete the form online and select the account manager you want. You can complete this initial step by yourself using AdvantageGold, or you can call the customer service team for personalized help.
Accept the rules and policies of the company, and then provide your financial documents. You may be required to present different papers about your IRA or taxes.
Choose the way you want to deposit money in your account. An expert in rolling money over into a gold IRA can assist you with this.
You can purchase precious metals and pick a secure storage space for them. In the final step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it:
When you’re ready for selling the property, the buy-back program makes it simple.
A free guide on investing in gold through your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw funds
Customers on all sites leave great review of gold IRAs.
What is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account that uses silver, gold or other precious metals instead of stocks or bonds.
To guard yourself against the risk of inflation and stock market crashes, it is important to need a diversified collection of investments. Due to this, many people are now putting gold, silver, and other valuable metals into their retirement accounts since they are a fairly safe and reliable investment.
The companies on our list help people set up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, you should transfer the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. These items have to be coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to set up and manage these retirement accounts for individuals. Many companies place customers in touch with account reps who will assist them throughout the process.
However, an agent for an account is not the same as a financial advisor. If you are considering adding a gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to determine if it makes sense for you.