A precious metals IRA that is also called a gold-backed IRA, can help protect your savings from market volatility and protect you against inflation. Also, valuable metals like gold and silver are very different from standard investments like stocks and bonds, which makes them an excellent way to diversify.
We looked at the top gold IRA companies to see the best precious metal IRA accounts are the best value. We evaluated every gold IRA company below, based on a variety of things, such as the precious metals they provide and the charges they charge, the storage choices they provide as well as their customer service and their image.
Goldco is among the most trusted and best company generally for gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: The new sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save for retirement. Goldco is a leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets in different retirement accounts by shifting them to an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at the company can show you how to transfer the money that is in the account to a precious metals IRA.
This company also sells gold and silver directly to customers. You can also invest your retirement savings, or other savings accounts in actual gold and silver.
If you want to start a precious metals IRA through Goldco and move or roll over your savings from your current savings account to the new IRA. Goldco makes it simple and stress-free for customers to complete this process by walking them through the steps:
Make a commitment to know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Select the precious metals that you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of various sizes can also be bought. These bars are as pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and have to sell the precious metals in your account Goldco will purchase these back for the highest buy-back price, with a guarantee.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit that includes details. The kit includes a written and spoken guide to investing in rare metals.
Overall, we believe Goldco is among the best companies to offer gold IRAs.
One of the best companies to purchase silver, gold as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is owned by a family, and is headquartered in Los Angeles, CA. It has received numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you can keep them with a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver products that can be bought directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak to someone about your investment and learn what they’re doing. You can dial the number on the website anytime to speak to your representative.
If you’re interested in learning more about purchasing gold prior to making the move you can contact the company for a free guide. This guide of 25 pages contains valuable information on how rare metals IRAs can help you take charge of your money.
You can also learn about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In that case you will be able to get assistance from a specialist and pay a flat amount and make sure that the purchase is guaranteed up to 24 hours and avoid charges for a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, emphasize smooth experiences with easy access to knowledgeable support teams, and clear prices among other things. To ensure that your money meets IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect changes in the market and make it easy to anticipate what to expect.
Follow these steps to start using Lear Capital:
You can create an rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear from the person responsible for the IRA within 24 hours about how to do the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals, and then let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and store your IRA at no cost if you spend at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free setup and holding services.
When you make a purchase of more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one assistance from experts on gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, the company has been in business and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be confident that purchasing rare metals from this company is a secure and reliable process.
Birch Gold Group sells a wide range of silver, gold platinum, and palladium goods in addition to other. You can purchase these metals by themselves or use them to deposit money into a precious metals IRA.
This company makes it easy for you to convert your retirement savings into a precious metals IRA. With the assistance of a trained Precious Metals Specialist You can follow these five steps:
Set up your account and choose which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or transfer a 401(k) to fund your new self-directed IRA.
Select the most valuable metals to invest in for your account. Your precious Metals Specialist can help you figure out which metals to invest in to reap the highest tax benefits.
You can purchase your precious metals. Your specialist will go over your order and inform you that your purchase went through when they have confirmed it.
Choose a way to store your items. Your specialist will guide you through the different methods to organize your belongings. Birch Gold Group stores its customers’ assets in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out what you IRA is performing. Contact your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from the company. The company offers a broad selection of currency that is OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They offer IRAs and cash-payouts for gold and silver. This firm also runs a website with many free information regarding the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
Make use of the money in your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people create precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They’ve been in business since more than 30 years, and been able to manage more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. You just need to move funds to your Augusta account and choose the silver and gold items you’d like to purchase. Augusta will deliver them directly to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the firm include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10- up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA You can also check out the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools to help you get started with these funds. On the Oxford Gold website, you will learn how to transfer money to an precious metal IRA, how they function, what kinds are offered, and why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company sells a vast variety of gold and silver coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a limited number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms by listening to clients and providing them with the tools needed to make sound financial decisions. The company’s website offers an entire learning center that can aid buyers in the purchasing process.
This study area includes several tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. The person will be able to assist you with any queries you may have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the pros and cons of these investments and make better choices.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an extensive selection of precious metals that have been approved by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After less than 10 years of operation Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening a gold IRA account is a good choice, so you should select a precious metals investment firm that values the reviews of its clients and the accreditations of its affiliates in the first place. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can place bars and coins composed of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anything from $80 to $200 a year to store your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Complete the online form to receive personalized advice or open an IRA account for gold. You can speak to an expert from the company about your choices during the free sessions.
Contact a Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you withdraw money of another retirement account to transfer to the gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals that you can pick from.
Many sources have rated it five stars.
Access to expert advice
There are plenty of training tools to help investors.
When you’re ready for selling when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for investors with experience in precious metals who know the market and want to put a large portion of their money into a gold IRA, since it gives savings for large investments but doesn’t offer many tools to help new investors learn. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that offers basic silver and gold and the best ways to get assistance.
The following accreditations, grades, and titles have been granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB gave the BBB an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, clear prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold changes in real time on the website, which means you can easily assess the risks, benefits and costs of your purchase. You can select from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended to go with buyers who have had this experience before. The first year of storage and upkeep costs $250, and each year thereafter costs $200. You might have to shell out more for instance, the cost to open an account.
To start working with Patriot Gold Group, you need to do the following:
Complete the online application for a new account to start.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase valuable metals and pick the way you’d like to store them.
You can receive free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good variety of physical gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the best gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you If you enjoy doing things online and need easy access to high-quality training tools.
You can apply for an account without speaking to a person, and the company gives access to a vast knowledge base with videos, tools, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with an A+ grade.
Nearly 700 of their customers have rated Google 5 stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, excellent assistance and transparent prices in all of your contacts with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases are between $100 and $150. Investors also have to pay a $50 account-setting-up cost and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold you must follow these steps:
Complete the online form, and select the account manager you’d like to choose. You can complete this initial step on your own using AdvantageGold or contact the customer support team for personalized assistance.
Accept the policies and rules of the company, and then share your financial documents. You may need to provide various documents regarding your IRA or taxes.
Choose the way you want to put money into your account. An expert in rolling money into an gold IRA will help you do this.
You can buy valuable metals and select a secure location to store them. In the final step, you need to complete the declaration form.
AdvantageGold has the following characteristics that make it stand out:
When you’re ready to sell the property, the buy-back program makes it easy.
A guide for investing in gold through your IRA.
There are many options to get involved in learning.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions regarding how to withdraw cash
Customers on all sites give glowing reviews of gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks or bonds.
To protect yourself from inflation and possible market crashes, you require a variety of investments. This is why many people are now investing in silver, gold, and other valuable metals in their retirement accounts due to them being a fairly safe and reliable investment.
The companies listed on our list help people set in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, you should transfer the money from your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. These items have to be either coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to manage and fund these retirement accounts for individuals. Many companies place clients in contact with account representatives who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you’re considering adding gold IRA to your retirement account to diversify it You should speak to your financial adviser first to see if it makes sense for you.