A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your money from volatility in the market as well as protect you from inflation. Also, valuable metals like silver and gold are different from traditional investments like stocks and bonds which makes them a great way to diversify.
We reviewed the top gold IRA firms to determine which precious metal IRA accounts are the best value. We analyzed every gold IRA company below based upon a range of factors, including the precious metals they provide as well as the costs they impose, the storage choices they offer, their customer service, and their image.
Goldco is one of the most reputable and best company generally when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company may get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that will help you save more for retirement. This company is the leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets in various retirement accounts by transferring them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can guide you on how to transfer the money from your account into a precious metals IRA.
This business also sells silver and gold directly to its customers. You can invest your retirement savings or other savings accounts in actual silver and gold.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over your assets from your savings account into the new IRA. Goldco makes it easy and stress-free for customers to accomplish this by walking them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Select the precious metals that you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Gold and silver bars of different sizes can also be bought. They’re as pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and have to sell the valuable metals in your account, Goldco will buy these back for the highest buy-back price, guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit that includes details. This kit contains written, spoken, and seen instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the top companies that offer gold IRAs.
One of the most trusted companies to buy gold, silver, as well as platinum, through an IRA.
reputable business with clear prices
With the gold IRA move, you are able to alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is run by a family of employees and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you can keep them with a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver products that can be bought directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
In contrast metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
Combibar Valcambi
When you buy valuable metals from American Hartford Gold, you can always speak with a representative about your investments and learn what they are doing. You can call the number listed on the company’s website anytime to speak to an agent.
If you want to learn more about buying gold prior to making the move, you can ask the firm for a complimentary guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can assist you in taking charge of your savings.
You can also get information about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine what to invest in.
American Hartford Gold is a reliable gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews as well as the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In this case, you can get help from a specialist and pay a flat amount and make sure that the purchase is guaranteed up to 24 hours and not pay fees for a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, emphasize smooth experiences and easy access to friendly assistance teams and clear prices among other things. To make sure your money meets IRS standards, you should only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10 100-ounce bar of your preferred metal. Prices for valuable metals change frequently to reflect changes in the market and make it easier to anticipate what to expect.
Follow these steps to start with Lear Capital:
You can open an rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours regarding how to complete the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase precious metals and then allow Lear Capital ship them to an area that is secure and where they will be fully insured.
Set up and keep your IRA for free if you invest at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free setup and holding services.
If you have invested more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
One-on-one help from pros in gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, the company has been in business, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be sure that buying rare metals through Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a wide range of silver, gold palladium and platinum items as well as other. You can purchase these metals on their own, or make use of them to deposit money into a precious metals IRA.
The company makes it simple for you to transfer your retirement savings to a precious metals IRA. With the assistance of a certified Precious Metals Specialist, you can take these five steps:
Set up your account and select which method you would like to fund it. Through Birch Gold Group, you can move an IRA or roll over a 401(k) for funding your self-directed IRA.
Choose the best metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals you should invest in to get the greatest tax benefits.
You can buy your valuable metals. Your specialist will review your order and inform you that your purchase went through when they have confirmed it.
Choose a way to store your belongings. Your expert will help you understand the various ways to store your items. Birch Gold Group stores its customers’ investments in a variety of locations including Delaware Depository and Brink’s Global Service.
Check how you IRA is going. You can contact your Specialist anytime to check on your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from the company. The company sells a wide selection of gold and silver coins OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
Here are a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They offer IRAs and cash-payouts for silver and gold. The company also has a website that contains a lot of free information regarding investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
You can use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company works with people across all fifty U.S. states. They’ve been operating for over 30 years and managed more than $25 billion.
After you have purchased gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. All you have to do is transfer money into your Augusta account and select the silver and gold items you want to buy. Augusta will deliver them directly to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the company include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10 up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
A few of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA you can look at a list of the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell gold, silver, platinum, and palladium. The company has an excellent rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools that can help you start these funds. On the Oxford Gold website, you can learn how to transfer money into a precious metal IRA and how these IRAs work, what kinds are offered and the reasons why they are good assets.
The Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company offers a broad selection of gold and silver coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The firm also sells a limited number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals companies by listening to clients and giving them the tools needed to make good financial choices. The company’s website provides a complete learning center to help with the buying process.
This study area has many tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
FAQs
A listing of terms
When you join the Oxford Gold Group, you’ll also get direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to answer any questions you may have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the pros and cons of these investment options and make better decisions.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an array of high-quality metals that have been allowed by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After less than 10 years in business Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a good decision, so you must select a gold investment company that puts the opinions of its clients as well as the certifications of its affiliates in the first place. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can place bars and coins made of gold, silver platinum, palladium, and tin into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce, like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80-$200 per year for storage of your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to start with Noble Gold:
Fill out the form online to get personalized advice or create an IRA account for gold. You can speak with an in-house expert about your options during free sessions.
Speak to a Noble Gold expert to start the process of moving your existing gold IRA over to your new account. If you take money out of a retirement account to put into your gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want and allow Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are a variety of valuable metals to choose from.
A number of sources have rated it five stars.
Access to expert advice
There are plenty of tools for training that can assist investors.
When you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for experienced precious metals investors who are familiar with the market and want to invest a significant portion of their wealth into a gold IRA, since it gives savings for large investments, but lacks a lot of tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer with options for basic gold and silver, and helpful ways to seek help.
The following accreditations, grades, and titles were granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded it an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, clear prices, and easy-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. Gold prices is updated in real-time on their website, so you can easily assess the risks, benefits and costs associated with your purchase. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended to go with buyers who have done this before. The first year of storage and upkeep costs $250 and every year following that is $200. You may have to shell out more like a fee to set up an account.
To start with Patriot Gold Group, you must do the following:
Fill out the online account application to start.
Contact a customer service worker to get your account started or transfer of funds.
You can purchase valuable metals and pick the way you want to store them.
You can receive no cost delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
The cost of accounts has been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a good selection of gold coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the best gold firm in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you If you enjoy doing things online and want easy access to quality training tools.
It is possible to apply for an account with no need to talk to anyone The company will give you access to a huge knowledge base with videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with the A+ grade.
Over 700 customers have rated Google five stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, great help and transparent prices in all your interactions with the company.
AdvantageGold allows you to put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most common choices.
The annual storage costs for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up cost and a range of different yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold you must complete the following steps:
Complete the online form, and choose the account manager you would like to work with. You can complete this initial step on your own with AdvantageGold or contact the customer service team for personalized help.
Accept the rules and guidelines of your company then share your financial documents. You may be required to present various documents regarding your IRA or taxes.
Select the method you prefer to put money into your account. A expert in rolling money into a gold IRA will assist you in doing this.
You can purchase valuable metals and select a secure place to store them. In the final step, you must complete the declaration form.
AdvantageGold has the following traits that make it stand out from the crowd:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide on investing in gold with your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions for withdrawing cash
Customers on all sites give excellent feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks or bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, it is important to should have a diverse portfolio of investments. Due to this, many people are now putting gold, silver, and other valuable metals into their retirement accounts because they are relatively safe and dependable investment.
The companies listed on our list help people set the gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should move the money from your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. These items have to be either coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to manage and fund the individual retirement accounts. Many businesses put customers in touch with account representatives who can help them through the process.
However, an agent for an account is not the same as an advisor to financial matters. If you’re considering adding an gold IRA to your retirement account to diversify it, you should talk to your financial advisor to see whether it is a good idea for you.
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