A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your money from volatility in the market as well as protect you from inflation. Additionally, precious metals such as silver and gold are different from traditional investments like stocks and bonds and bonds, which makes them a great option to diversify your portfolio.
We looked at the best gold IRA companies to see which precious metal IRA accounts are the best deal. We analyzed every gold IRA company below based upon a range of factors, including the precious metals they provide and the charges they impose, their storage options they provide as well as their customer service and their image.
Goldco is among the most trusted and most reliable company in the field of gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company may receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that will help you save more for retirement. This company is the leader in the field of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets of different retirement accounts by transferring them to the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert from the company can show you how to transfer the money that is in the account to an precious metals IRA.
This company also sells gold and silver directly to clients. You can invest your retirement savings as well as money from other savings accounts in real silver and gold.
If you’re looking to establish a precious metals IRA through Goldco move or rollover your savings from your current savings account to your new IRA. Goldco makes it easy and stress-free for customers to accomplish this by guiding them through the following steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Choose the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of various sizes can also be bought. These bars are pure as.9999.
Goldco also offers an option to buy back gold. If your situation changes and you need to sell the valuable metals that are in your account, Goldco will buy these back for the best price for buy-back, which is guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit that includes details. The kit includes written and spoken guide to investing in rare metals.
We believe that overall Goldco is one of the top companies that provide gold IRAs.
One of the top companies to buy gold, silver, as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has won several awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver if you want through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put into your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you can keep them with a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver products which can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
In contrast metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak to someone about your investments and learn how they are doing. You can dial the number listed on the company’s website at any time to talk to your agent.
If you want to learn more about purchasing gold prior to taking the next step, you can ask the business for a complimentary guide. This 25-page guide has useful details on the ways that rare metals IRAs can assist you in taking charge of your savings.
You can also find out about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to invest your gold IRA money into Lear Capital. In that case you will be able to get assistance from a specialized expert and pay a flat amount and make sure that the purchase is guaranteed up to 24 hours and not pay fees for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences, easy access to helpful support teams, and clear prices, among other things. To make sure your money is compliant with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10- to 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect market trends and make it easy to be aware of the price you can expect.
Follow these steps to get started with Lear Capital:
You can open a rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours about how to make the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase valuable metals and allow Lear Capital ship them to an appropriate location that is fully insured.
Set up and keep your IRA at no cost if you spend at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you receive free set-up and hold services.
When you invest more than $10,000, you get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one assistance from experts for gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, the firm has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that purchasing rare metals through Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a variety of silver, gold, palladium, and platinum products, among others. You can buy these metals by themselves or use them to put money into a precious metals IRA.
The company makes it simple for you to move the retirement savings you have saved into an precious metals IRA. With the assistance of a certified Precious Metals Specialist You can follow the following steps:
Set up your account and decide how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over a 401(k) to help fund your self-directed IRA.
Select the most valuable metals for your account. The valuable Metals Specialist can help you determine which metals to invest in to reap the highest tax advantages.
You can purchase your precious metals. Your specialist will go over your order and inform you that your purchase was successful after they have completed the transaction.
Find a storage solution for your belongings. Your expert will help you understand the various methods to organize your things. Birch Gold Group stores its customers’ funds at various locations like Delaware Depository and Brink’s Global Service.
Find out what your IRA is doing. You can contact your Specialist at any time to review your account or make changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from them. The company offers a broad selection of gold and silver coins accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They provide IRAs and cash payments for silver and gold. This firm also runs a website that contains lots of information for free on the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
Use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users to set up precious metals IRAs. This IRA company works with people from all 50 U.S. states. They’ve been in business since more than 30 years, and handled more than $25 billion.
After you have purchased gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. All you have to do is transfer money into the Augusta account and select the gold and silver goods you wish to purchase. Augusta will bring them right to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the firm include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars. 10 to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
A few of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA, you can also look at a list of the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer money into an precious metal IRA and how they work and what kinds are available, and why they are great investments.
The Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company offers a broad range of gold and silver coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a limited amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies in its ability to listen to clients and providing them with the tools they require to make good financial choices. On its website, the company offers a full learning center to assist buyers.
This study area comes with many tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
When you join the Oxford Gold Group, you’ll also have the opportunity direct access to one of the company’s Managing Partners. This person can assist you with any queries you have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an extensive selection of precious metals that have been allowed by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After just a few years in business Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a big decision, so you must choose a precious metals investment firm that places the opinions of its clients as well as the certifications of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put coins and bars made of silver, gold, platinum, and palladium in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare, like the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules the rare metals that are included in IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80 to $200 a year for storage of your real valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Fill out the form online to receive personalized advice or create an IRA account for gold. You can speak with an in-house expert about your options during the free sessions.
Contact an Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you take money out from a retirement account and transfer to your gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many types of precious metals to pick from.
Many sources gave it five stars.
Free access to expert advice
There are many training tools to help investors.
If you’re ready to sell, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who know the market and would like to invest a significant portion of their wealth into a gold IRA as it offers savings for big investments but doesn’t offer a lot of tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer that has options for basic gold and silver, and helpful ways to seek help.
The following accreditations, grades, and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly assistance lines, straightforward prices, and simple to use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold fluctuates in real time through the site, which means you can easily assess the risks, benefits, and costs of purchasing. You can choose among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date fifty years ago.
Patriot Gold Group has a large minimal account size of $50,000 which is why it is recommended to go with buyers who have done this before. First year storage and upkeep costs $250 and each year following that is $200. There may be a need to shell out more like an amount to establish an account.
To begin working with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to get started.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase precious metals and decide how you’d like to keep them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good selection of physical gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They say they are the best gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and need easy access to good training tools.
The application process is simple with no need to talk to a person, and the company gives access to a vast knowledge base with tools, videos and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and the A+ rating.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, great help and clear pricing in all your interactions with the company.
AdvantageGold lets you put platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up cost and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To get started using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Complete the online form and select the account manager you want. You can do this first step by yourself using AdvantageGold, or you can call the customer service team for personalized help.
Accept the policies and rules that the business follows, and then share your financial documents. You may be required to present different papers about your IRA or taxes.
Choose the method you wish to deposit money in your account. A professional who has experience in rolling money over into a gold IRA will help you do this.
You can purchase precious metals and select a secure location to store them. As the last step, you must sign the declaration form.
AdvantageGold has the following characteristics which make it stand out from the crowd:
If you’re ready to sell, the buy-back scheme makes it easy.
A guide for investing in gold through your IRA.
There are many methods to study.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw funds
Customers on all websites give great reviews of gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that makes use of silver, gold, or other valuable metals instead bonds.
To protect yourself from inflation and possible market crashes, you require a variety of investments. Due to this, a lot of people have started placing silver, gold, and other valuable metals in their retirement accounts due to them being an extremely safe and reliable investment.
The companies listed on our list help people set the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, transfer the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. These items have to be gold or coins and meet certain “fineness” standards. These accounts can only hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it simple and painless to set up and manage these retirement accounts for individuals. Many companies place customers in touch with account reps who can help them through the process.
But an agent of an account is not the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to determine whether it is a good idea for you.