A precious metals IRA, which is also known as a gold-backed IRA can help protect your investment from the volatility of markets and protect your investment from inflation. Additionally, precious metals like silver and gold are different from the standard assets like bonds and stocks which makes them an excellent option to diversify.
We looked at the top gold IRA companies to see which precious metal IRA accounts offer the best deal. We analyzed each gold IRA company below, based on a variety of things, such as the valuable metals they offer as well as the costs they impose, the storage options they offer, their customer service, as well as their appearance.
Goldco is the most trusted and most reliable company overall when it comes to gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company may receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that will help you save more for retirement. This company is the leader in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets of a variety of retirement accounts by transferring them into the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can help you understand how to move the money in your account to a precious metals IRA.
This business also sells silver and gold directly to customers. You can also invest your retirement savings, or money from other savings accounts into real gold and silver.
If you want to start an precious metals IRA through Goldco and move or roll over your assets from your current savings account to the new IRA. Goldco makes it easy and painless for customers to complete this process by walking them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Select the precious metals you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Gold and silver bars of different sizes can be bought. They are as pure as.9999.
Goldco also offers an option to buy back gold. If your situation changes and you require to sell the valuable metals in your account Goldco will buy these back for the most competitive buy-back price, with a guarantee.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a kit for free with details. The kit includes written spoken, spoken, and a visual guide to investing in rare metals.
We believe that overall Goldco is among the best companies to offer gold IRAs.
One of the best companies for buying in silver, gold, and platinum through an IRA.
A reputable company with clear prices
With a gold IRA move, you can switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is run by a family, and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you want to put in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, store them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of silver and gold goods that can be bought directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
However, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you can always speak with a representative about your investments and find out what they’re doing. You can call the number listed on the company’s website at any time to talk to your representative.
If you’re interested in learning more about purchasing gold before taking the step, you can ask the business for a complimentary guide. This 25-page guide has useful information on how rare metals IRAs can assist you in taking control of your savings.
You can also get information about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews and the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA money in Lear Capital. In that case you will be able to get assistance from a specialized expert and pay a flat amount and guarantee your purchase for 24 hours, and avoid charges when you make a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences with easy access to knowledgeable help desks, and transparent prices among other things. To ensure that your money is in compliance with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect market trends and allow you to anticipate what you should expect.
Follow these steps to begin by contacting Lear Capital:
You can open a rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear from the person responsible for the IRA within 24 hours about how to do the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase precious metals and then allow Lear Capital ship them to an appropriate location where they will be fully insured.
Create and store your IRA for free if you invest at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free setup and holding services.
If you invest more than $10,000, you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one help from pros in gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, the firm has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be sure that purchasing rare metals from this company will be a safe and secure process.
Birch Gold Group sells a variety of gold, silver, platinum, and palladium goods, among others. You can buy these metals on their own, or use them to deposit money into an precious metals IRA.
This company makes it simple for you to move your retirement savings into a precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take the following steps:
Create your account and select the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to fund your self-directed IRA.
Select the most valuable metals to invest in for your account. Your precious Metals Specialist can help you determine which metals to invest in to reap the most tax advantages.
You can buy your valuable metals. Your specialist will go over your order and let you know that your purchase was successful when they have confirmed it.
Find a storage solution for your items. Your Specialist will show you the various options for storing your belongings. Birch Gold Group stores its customers’ assets in a variety of locations like Delaware Depository and Brink’s Global Service.
Check how your IRA is performing. Contact your Specialist anytime to review your account or make changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from them. The company sells a wide variety of coins that are OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash payments for silver and gold. The company also has a website that contains a lot of free information on the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers to set up precious metals IRAs. This IRA company is a partner for people in all fifty U.S. states. They’ve been in business for more than 30 years and have been able to manage more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. It’s as simple as transferring money into the Augusta account and select the silver and gold items you want to buy. Augusta will bring them right to your door and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10- up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
The company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA, you can also look at a list of the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools that can assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer money to an precious metal IRA, how they function and what types are available, and why they are good assets.
The Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company offers a broad variety of gold and silver coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
It also offers a tiny number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals companies in its ability to listen to clients and providing them with the tools needed to make good financial choices. On its website, the company has an entire learning center that can assist buyers.
This study area includes several tools that include:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A listing of terms
If you are employed by Oxford Gold Group, you’ll also get direct access to one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This allows customers to understand the pros and cons of these investments and make better decisions.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides a wide range of valuable metals that have been allowed by the IRS. It also has helpful teaching material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years of operation Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening an IRA account is a great choice, so you should select a gold investment firm that values the reviews of its clients and its accreditations for affiliates in the first place. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to place bars and coins made of gold, silver platinum, palladium, and platinum in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations all rare metals IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay between $80 to $200 per year to store your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to begin with Noble Gold:
Complete the form online to receive personalized advice or create an IRA account for gold. You can speak with an in-house expert about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer, and then let Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are many types of precious metals to pick from.
Several sources have rated it five stars.
Free access to the advice of experts
There are plenty of tools for training that can assist investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are familiar with the market and wish to put a large portion of their money into a gold IRA which offers savings for big investments but lacks many tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that offers basic gold and silver as well as helpful ways to seek help.
The following grades, accreditations, and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB the A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its customers by providing them with helpful assistance lines, straightforward prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The value of gold is updated in real time on their website, which means you can easily see the benefits, risks, and costs associated with your purchase. You can select among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended for those who have had this experience before. First year storage and upkeep costs $250, and each year following that is $200. There may be a need to pay a little more like the cost to open an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to begin.
Contact a customer service representative to start your account restart or to transfer funds.
You can buy valuable metals and choose how you want to keep them.
You can get no cost delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of physical gold coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the top gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and want easy access to high-quality training tools.
You can apply for an account without talking to anyone and the company provides you access to a huge knowledge base that includes tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and an A+ rating.
Over 700 customers have awarded Google 5 stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, excellent assistance, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases range from $100-$150. Investors also have to pay a $50 account set-up fee and a variety of annual upkeep charges. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold you must complete the following steps:
Complete the online form, and select the account manager you want. You can complete this initial step by yourself using AdvantageGold or contact the customer service team for personalized help.
Accept the policies and rules that the business follows, and then provide your financial documents. You may need to show different papers about your IRA or tax obligations.
Select the method you prefer to transfer funds into your account. A expert in rolling over money into an gold IRA can assist you with this.
You can buy valuable metals and choose a safe storage space for them. In the final step, you must complete the declaration form.
AdvantageGold has the following traits that make it stand out from the crowd:
When you’re ready to sell the house, the buy-back plan makes it easy.
A guide for investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw funds
Customers on all sites give great feedback on gold IRAs.
What exactly is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account that uses gold, silver or other precious metals instead bonds.
To safeguard yourself from the effects of the risk of inflation and market crashes, you need a diversified collection of investments. Because of this, a lot of people are investing in silver, gold, and other valuable metals in retirement accounts since they are a fairly safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, you should move the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. These items have to be either coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it simple and painless to set up and manage these retirement accounts for individuals. Many companies put clients in contact with account reps who can assist them in the process.
But an agent of an account isn’t the same as a financial advisor. If you want to add gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor to determine whether it’s a good idea for you.
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