A precious metals IRA, which is also called a gold-backed IRA can help protect your money from volatility in the market as well as protect your investment from inflation. Additionally, precious metals like gold and silver are very different from the standard assets like bonds and stocks and bonds, which makes them a great way to diversify.
We looked at the top gold IRA companies to see the best precious metal IRA accounts offer the most beneficial. We analyzed every gold IRA company below, based on a variety of factors, including the valuable metals they offer, the fees they impose, their storage options they offer as well as their customer service as well as their appearance.
Goldco is the most trusted and best company generally for gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leading company in the business of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets of different retirement accounts by shifting them to the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert at the company can show you how to transfer the money from your account into an precious metals IRA.
This business also sells gold and silver directly to its customers. You can invest your retirement savings or other savings accounts into real gold and silver.
If you are looking to open an precious metals IRA through Goldco move or rollover the assets you have in your current savings account into the new IRA. Goldco makes it easy and easy for customers to accomplish this by guiding them through the steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your precious metals Select the precious metals that you would like to include in your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of different sizes can also be bought. They are as pure as.9999.
Goldco also has a program for buying back gold. In the event that your situation alters and you have to sell the valuable metals in your account Goldco will purchase these back for the best buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit that includes details. This kit has written, spoken, and seen information on investing in rare metals.
Overall, we believe Goldco is one of the best companies that offer gold IRAs.
One of the best companies to buy gold, silver, and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is owned by a family of employees and is located in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill out the papers.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you wish to place in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, keep them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver goods that can be bought directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and find out what they are doing. You can dial the number listed on the company’s website at any time to talk to your representative.
If you’re interested in learning more about buying gold prior to making the move you can contact the firm for a no-cost guide. This guide, which is 25 pages long, provides information on how rare metals IRAs can assist you in taking charge of the savings you have.
You can also find out about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide which way to spend your money.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In this scenario you will be able to get assistance from a specialist, pay a flat fee, guarantee your purchase for 24 hours, and not pay fees when you make a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences with easy access to knowledgeable help desks, and clear pricing as well as other aspects. To ensure that your money meets IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10- to 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect market changes and allow you to know the price you can expect.
Follow these steps to get started by contacting Lear Capital:
You can open an rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours about how to make the tax-free move. It could take up to five days for the money to be transferred.
You can purchase valuable metals, and then let Lear Capital ship them to a safe place that is fully insured.
Create and keep your IRA at no cost if you invest at least $25,000 to $50,000 in a single year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free set-up and hold services.
If you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
One-on-one help from pros for gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, this company has been in business and a lot of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be sure that buying in rare metals from this company will be a safe and secure process.
Birch Gold Group sells a variety of silver, gold, palladium and platinum items, among others. You can purchase these precious metals on their own, or make use of them to deposit money into an precious metals IRA.
This company makes it easy for you to transfer your retirement savings into a precious metals IRA. With the assistance of a trained Precious Metals Specialist You can follow these steps:
Set up your account and decide which method you would like to fund it. With Birch Gold Group, you can move an IRA or transfer an existing 401(k) for funding your self-directed IRA.
Choose the valuable metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals to invest in to get the greatest tax benefits.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that the purchase was successful once they have done so.
Find a storage solution for your things. Your specialist will guide you through the various ways to store your things. Birch Gold Group stores its customers’ investments in a variety of locations like Delaware Depository and Brink’s Global Service.
Check the status of you IRA is performing. Contact your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and goods straight from the company. The company offers a broad variety of gold and silver coins accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
These are some of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash-payouts for silver and gold. This firm also runs a website that contains a lot of free information on the investment in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users set up precious metals IRAs. This IRA company works with people from all fifty U.S. states. They’ve been operating for more than 30 years and have been able to manage more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. All you have to do is transfer money to the Augusta account and choose the silver and gold items you wish to purchase. Augusta will bring them right to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the company comprise items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
A few of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA you can check out the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools available to help you get started with these funds. On the Oxford Gold website, you will learn how to transfer funds into a precious metal IRA and how they work and what kinds are available, and why they are a good investment.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company sells a wide variety of popular silver and gold coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The company also sells a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals companies by listening to its clients and providing them with the tools needed to make good financial choices. On their website, the business has a complete learning center to aid buyers in the purchasing process.
This study area comes with many tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to work directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you have regarding how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its a wide range of valuable metals that have been allowed by the IRS. It also offers helpful educational materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. In less than 10 years of operation Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening a gold IRA account is a good decision, so you must select a precious metals investment firm that places the reviews of its customers as well as the certifications of its affiliates first. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put bars and coins made of silver, gold, platinum, and palladium into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations, all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80-$200 per year to keep your real valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Fill out the online form to receive a custom advice or to create an IRA account for gold. You can speak to an expert in-house about your choices during the free sessions.
Speak to an Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you withdraw money of another retirement account to put into your gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Choose your storage, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals to pick from.
Several sources have rated it five stars.
Access to the advice of experts
There are plenty of tools for training that can assist investors.
When you’re ready for selling and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are familiar with the market and want to put a big chunk of their money into an investment in gold IRA, since it gives savings for large investments but lacks the tools needed to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer with options for basic silver and gold and helpful ways to seek help.
The following grades, accreditations and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded it the A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company puts its customers first by giving them helpful assistance lines, straightforward prices, and simple to use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The value of gold fluctuates in real-time on the website, so you can easily see the benefits, risks, and costs of your purchase. You can choose among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 so it is recommended to go with buyers who have previously had this service. The initial year of storage and upkeep costs $250 and each year following that is $200. There may be a need to shell out more for instance, the cost to open an account.
To begin with Patriot Gold Group, you have to follow these steps:
Fill out the online application form to get started.
Contact a customer service representative to initiate your account restart or transfer of funds.
You can buy valuable metals and decide how you’d like to store them.
You can get free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great variety of gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the best gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and would like to have easy access to good training tools.
The application process is simple without talking to anyone, and the company gives access to a vast knowledge base that includes tools, videos and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with an A+ grade.
Over 700 customers have awarded Google 5 stars.
More than 1,400 users have given Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, fantastic assistance and transparent prices throughout your interactions with the company.
AdvantageGold lets you put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases range from $100 to $150. Investors also have to pay a $50 account set-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold, you need to follow these steps:
Fill out the online form, and choose the account manager you want. You can complete the first step on your own using AdvantageGold or contact the customer support team for personalized assistance.
Accept the rules and guidelines of your company and then share your financial records. You may be required to present various documents regarding your IRA or tax obligations.
Select the method you prefer to deposit funds into your account. An expert in rolling money over into a gold IRA will assist you in doing this.
You can purchase valuable metals and choose a safe location to store them. In the final step, you must complete the declaration form.
AdvantageGold has the following characteristics that distinguish it from the crowd:
When you’re ready for selling the property, the buy-back program makes it easy.
A free guide on investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all sites give excellent feedback on gold IRAs.
What is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To guard yourself against the risk of inflation and market crashes, you need a diversified collection of investments. Due to this, a lot of people are now placing silver, gold and other precious metals in retirement accounts since they are an extremely safe and reliable investment.
The companies listed on our list assist people in setting the gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, you should move the funds in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. These items have to be coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to manage and fund these retirement accounts for individuals. Many businesses put customers in touch with account representatives who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to make it more diverse You should speak to your financial advisor first to see whether it’s a good idea for you.