A precious metals IRA that is also called a gold-backed IRA will help safeguard your savings from market volatility as well as protect your investment from inflation. Additionally, precious metals such as silver and gold are different from traditional investments like stocks and bonds and bonds, which makes them an excellent way to diversify.
We reviewed the top gold IRA companies to determine the best precious metal IRA accounts are the best deal. We analyzed each gold IRA company below based on a number of factors, including the precious metals they provide as well as the costs they charge, the storage choices they provide as well as their customer service as well as their appearance.
Goldco is among the most trusted and best company generally in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that will help you save more for retirement. Goldco is a leading company in the field of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets of different retirement accounts by shifting them into a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert at Goldco can help you understand how to transfer the funds in your account to an precious metals IRA.
The company also sells silver and gold directly to customers. You can also invest your retirement savings, or other savings accounts into real gold and silver.
If you’re looking to establish an precious metals IRA through Goldco move or rollover your assets from your current savings account to the new IRA. Goldco makes it easy and painless for customers to accomplish this by walking them through the following steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your valuable metals: Select the precious metals you want to include in your investment.
Goldco sells a variety of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of different sizes can be bought. These bars are as pure as.9999.
Goldco also has a program to buy back gold. If your situation changes and you require to sell the valuable metals in your account Goldco will buy them back at the best price for buy-back, which is guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a kit for free with information. This kit has a written and spoken guide to investing in rare metals.
We believe that overall Goldco is one of the best companies that offer gold IRAs.
One of the best companies to buy silver, gold as well as platinum, through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is run by a family, and is headquartered in Los Angeles, CA. It has won several awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you are able to keep them in a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver goods which can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investments and learn how they are doing. You can call the number on the website at any time to talk to your representative.
If you’d like to know more about buying gold prior to taking the next step, you can ask the company for a free guide. This guide of 25 pages contains valuable information on the ways that rare metals IRAs can help you take control of the savings you have.
You can also get information about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews and the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In this case you will be able to get assistance from a specialized expert and pay a flat amount, guarantee your purchase up to 24 hours and not pay fees when you make a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and transparent prices among other things. To make sure your money is in compliance with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars which can be put into an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10to 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect changes in the market and make it easy to be aware of the price you can expect.
Follow these steps to start by contacting Lear Capital:
You can open an rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours regarding how to do the tax-free transfer. The money could take as long as five days to be moved.
You can purchase valuable metals, and then let Lear Capital ship them to an area that is secure and where they will be fully insured.
Create and store your IRA at no cost if you spend at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you receive free set-up and holding services.
If you make a purchase of more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one assistance from experts on gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, this firm has been operating and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be sure that buying in rare metals from Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a variety of gold, silver, platinum, and palladium goods as well as other. You can buy these metals by themselves or make use of them to deposit money into an precious metals IRA.
The company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the assistance of a certified Precious Metals Specialist You can follow the following steps:
Set up your account and decide which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) for funding your self-directed IRA.
Select the most valuable metals for your account. Your precious Metals Specialist can help you determine which metals you should invest in to gain the greatest tax advantages.
You can purchase your precious metals. Your specialist will review your order and let you know that the purchase was successful when they have confirmed it.
Choose a way to store your belongings. Your expert will help you understand the different options for storing your things. Birch Gold Group stores its customers’ funds at various locations, such as Delaware Depository and Brink’s Global Service.
Check how your IRA is doing. You can contact your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and goods straight from them. The company offers a wide selection of currency that is accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash payments for silver and gold. This company also has a website that contains a lot of free information about investing in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
Use money from your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users create precious metals IRAs. This IRA company is a partner for people in all 50 U.S. states. They’ve been in business for over 30 years and managed more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. It’s as simple as transferring money into your Augusta account and select the silver and gold items you’d like to purchase. Augusta will deliver them to your doorstep and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars, and 90% silver bags.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA You can also check out the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell silver, gold platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools to assist you in establishing these funds. On the Oxford Gold website, you can find out how to move money into a precious metal IRA, how these IRAs work, what kinds are offered and the reasons they are a good investment.
The Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company offers a broad selection of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The company also sells a tiny number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to clients and providing them with the tools they require to make good financial choices. On its website, the company provides a full learning center to aid buyers in the purchasing process.
This study area includes a number of tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. This person can answer any questions you have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This allows customers to understand the pros and cons of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an extensive selection of precious metals that are regulated by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years of operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a good option, so it is important to select a precious metals investment company that puts the reviews of its customers and the accreditations of its affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put bars and coins composed of silver, gold platinum, palladium, and tin into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare, like the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules the rare metals that are included in IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80 to $200 a year for storage of your real valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Complete the form online to receive a custom advice or to create an IRA account for gold. You can speak with an expert from the company about your options during free sessions.
Speak to a Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you withdraw money from a retirement account and transfer to the gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Great ways to assist customers
There are many types of valuable metals to choose from.
A number of sources have rated it five stars.
Access to the advice of experts
There are a lot of tools for training that can assist investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who are knowledgeable about the market and would like to invest a significant portion of their money into a gold IRA which offers savings for large investments, but doesn’t have a lot of tools to help new investors learn. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that has options for basic silver and gold and good ways to get help.
The following accreditations, grades, and titles were granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB gave the BBB the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company puts its customers first by giving them helpful assistance lines, straightforward prices, and easy-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The value of gold is updated in real time through the site, which means you are able to easily evaluate the risks, benefits and costs associated with your purchase. You can choose from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 which is why it is recommended to go with buyers who have done this before. The first year of storage and maintenance costs $250, and each year after that costs $200. You might have to shell out more like the cost to open an account.
To start working with Patriot Gold Group, you need to do the following:
Complete the online application for a new account to start.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase precious metals and decide how you want to keep them.
You can get no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been eliminated for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of gold physical coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim they are the top gold-producing company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice if you like to do things online and want easy access to good training tools.
You can apply for an account with no need to talk to a person and the company provides access to a vast knowledge base that includes tools, videos, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and the A+ grade.
More than 700 users have awarded Google five stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold you can count on great customer service, great help and clear pricing in all of your contacts with AdvantageGold.
AdvantageGold lets you deposit platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Complete the online form and select the account manager you want. You can complete the first step by yourself using AdvantageGold or call the customer service team for personalized help.
Accept the policies and rules of the company, and then provide your financial documents. You may be required to present different papers about your IRA or taxes.
Choose the way you want to put money into your account. An expert in rolling money into a gold IRA will help you do this.
You can purchase precious metals and choose a safe location to store them. As a final step, you need to complete the declaration form.
AdvantageGold has the following traits that make it stand out:
When you’re ready to sell the property, the buy-back program simplifies the process.
A free guide to investing in gold with your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Step-by-step directions for withdrawing funds
Customers on all websites give excellent feedback on gold IRAs.
What is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that uses gold, silver, or other valuable metals instead of stocks and bonds.
To guard yourself against inflation and possible stock market crashes, you should have a diverse portfolio of investments. This is why a lot of people are now putting gold, silver, and other valuable metals in retirement accounts because they are an extremely safe and reliable investment.
The companies listed on our list help people set up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, move the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. They must be coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are OK with the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to set up and manage the individual retirement accounts. Many businesses put clients in contact with account representatives who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you want to add gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to find out whether it’s a good idea for you.