A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your savings from market volatility and protect you against inflation. Additionally, precious metals such as gold and silver are very different from the standard investments like stocks and bonds which makes them a great way to diversify.
We looked at the top gold IRA companies to determine the best precious metal IRA accounts are the best value. We evaluated each gold IRA company below based on a number of factors, including the precious metals they provide and the charges they impose, their storage choices they provide and their customer service as well as their appearance.
Goldco is among the most trusted and most reliable company overall in the field of gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: The new sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save more for retirement. Goldco is a leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets of various retirement accounts by transferring them into the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at the company can show you how to transfer the funds in your account to a precious metals IRA.
This business also sells gold and silver directly to customers. You can also invest your retirement savings or money from other savings accounts into real gold and silver.
If you want to start an precious metals IRA through Goldco, move or rollover your assets from your current savings account to the new IRA. Goldco makes it simple and easy for customers to complete this process by guiding them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your precious metals Choose the precious metals you would like to include in your investment.
Goldco sells a variety of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of different sizes can be purchased. They’re as pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and need to sell the valuable metals that are in your account, Goldco will buy these back for the best price for buy-back, which is guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a kit for free with information. The kit includes written spoken, spoken, and a visual instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the top companies that provide gold IRAs.
One of the top companies to purchase silver, gold, and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family, and is headquartered in Los Angeles, CA. It has won several awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you can store them in a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver products that can be bought directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
However, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and learn how they are doing. You can call the number on the website anytime to speak to an agent.
If you want to learn more about buying in gold before taking the step to buy it, you can ask the firm for a free guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can help you take control of the savings you have.
You can also learn about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews, the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA money into Lear Capital. In this scenario, you can get help from a personal expert or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and avoid charges if you make a big payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, are focused on smooth experiences and easy access to friendly assistance teams and clear pricing, among other things. To make sure your money is in compliance with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10– to 100-ounce bar of your preferred metal. Prices for valuable metals change frequently to reflect market trends and make it easier to anticipate the price you can expect.
Follow these steps to get started with Lear Capital:
You can create an rare metals IRA account by filling out an online application that takes just 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours regarding how to make the tax-free move. The money could take as long as five days to be moved.
You can purchase precious metals and then allow Lear Capital ship them to an area that is secure and that is fully insured.
Set up and keep your IRA for free if spend between $25,000 and $50,000 for one year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you will receive free setup and holding services.
If you have invested more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one help from pros for gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, the company has been operating and a large number of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that buying in rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a large selection of gold, silver, palladium and platinum items as well as other. You can buy these metals by themselves or use them to put money into an precious metals IRA.
The company makes it simple for you to transfer your retirement savings into a precious metals IRA. With the assistance of a certified Precious Metals Specialist you can follow these five steps:
Set up your account and choose how you want to fund it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) to help fund your self-directed IRA.
Select the most valuable metals to invest in for your account. Your precious Metals Specialist can help you determine which metals you should invest in to reap the highest tax advantages.
You can buy your valuable metals. Your specialist will go over your order and let you know that your purchase was successful after they have completed the transaction.
Find a storage solution for your things. Your specialist will guide you through the various ways to store your belongings. Birch Gold Group stores its customers’ funds in a variety of locations including Delaware Depository and Brink’s Global Service.
Check the status of you IRA is performing. Contact your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from the company. The company offers a wide range of gold and silver coins accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash payments for gold and silver. The firm also runs a website that contains many free information regarding investing in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people create precious metals IRAs. This IRA company is a partner for people in all 50 U.S. states. They’ve been operating since more than 30 years, and managed more than $25 billion.
After you have purchased silver and gold to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. All you have to do is transfer funds to the Augusta account and then select the silver and gold items you wish to purchase. Augusta will deliver them to your door and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company comprise coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10 ounce bullion gold bars, 10- to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
The company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA, you can also look at a list of the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools available to help you start these funds. On the Oxford Gold website, you can find out how to transfer money into an precious metal IRA and how these IRAs work and what types are available and the reasons they are good assets.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a wide selection of popular silver and gold coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a tiny amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms by listening to its customers and giving them the tools they need to make good financial choices. On their website, the business has a full learning center to aid buyers in the purchasing process.
This study area has a number of tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. The person will be able to help you answer any questions that you might have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This lets customers learn the pros and cons of these investment options and make better decisions.
In general, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers an extensive selection of precious metals that have been approved by the IRS. It also provides helpful training material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years of operation, the company’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a great decision, so you must select a gold investment firm that places the reviews of its clients and the accreditations of its affiliates first. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put bars and coins made of silver, gold, platinum, and palladium into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules, all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80-$200 per year to store your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Fill out the online form to receive a custom advice or to open an IRA account for gold. You can talk to an expert from the company about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money of a retirement account to transfer to the gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want and let Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many types of precious metals that you can pick from.
Many sources gave it five stars.
Free access to expert advice
There are a lot of training tools to help investors.
If you’re ready to sell, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and want to invest a significant portion of their assets into an investment in gold IRA, since it gives savings for big investments but doesn’t offer a lot of tools to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer with options for basic silver and gold and good ways to get help.
The following grades, accreditations and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded it the A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, transparent pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold fluctuates in real time on their website, which means you can easily assess the benefits, risks, and costs associated with your purchase. You can pick among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as far back as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is recommended for those who have done this before. The first year of storage and maintenance costs $250, and each year thereafter costs $200. You may have to pay more, such as an amount to establish an account.
To start your journey with Patriot Gold Group, you must do the following:
Complete the online application for a new account to get started.
Contact a service representative to initiate your account restart or transfer of funds.
You can buy valuable metals and decide how you want to keep them.
You can receive free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of physical gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim they are the top gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and would like to have easy access to quality training tools.
You can apply for an account with no need to talk to a person, and the company gives you access to a huge knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and an A+ grade.
More than 700 users have given Google five stars.
More than 1,400 people have rated Trustpilot five stars.
Based on AdvantageGold’s reviews, you can expect great customer service, great help, and clear prices throughout your interactions with the company.
AdvantageGold lets you put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
The annual storage costs for IRA purchases are between $100-$150. Investors also have to pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To get started using AdvantageGold you must do the following:
Fill out the online form, and select the account manager you would like to work with. You can complete the first step by yourself using AdvantageGold, or you can contact the customer support team for personalized help.
Accept the rules and policies that the business follows, and then share your financial documents. You may be required to present different papers about your IRA or taxes.
Choose the way you want to put money into your account. A expert in rolling money over into a gold IRA can assist you with this.
You can purchase valuable metals and choose a safe location to store them. As a final step, you have to sign the declaration form.
AdvantageGold has the following traits that make it stand out from the crowd:
When you’re ready for selling the property, the buy-back program makes it simple.
A free guide on investing in gold with your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw cash
Customers on all websites give excellent review of gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of the risk of inflation and market crashes, you need a diversified collection of investments. Because of this, many people are putting gold, silver, and other valuable metals in their retirement accounts because they are relatively safe and dependable investment.
The companies we have listed assist people in setting up gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should transfer the money in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. They must be coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to fund and take care of these retirement accounts for individuals. Many businesses put customers in touch with account reps who can assist them in the process.
However, an agent for an account is not the same as a financial advisor. If you want to add a gold IRA to your retirement account to diversify it, you should talk to your financial advisor to determine whether it is a good idea for you.