A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your savings from market volatility as well as protect your investment from inflation. Also, valuable metals like silver and gold are different from the standard assets like stocks and bonds, which makes them an excellent option to diversify.
We looked at the top gold IRA companies to determine what precious metal IRA accounts offer the best deal. We analyzed every gold IRA company below based upon a range of factors, including the quality of the metals they offer, the fees they charge, the storage choices they offer, their customer service, as well as their appearance.
Goldco is among the most reputable and most reliable company overall for gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: New sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save more for retirement. This company is the leader in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets in various retirement accounts by transferring them into a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert from Goldco can guide you on how to move the money in your account to an precious metals IRA.
The company also sells gold and silver directly to clients. You can invest your retirement savings, or other savings accounts into real silver and gold.
If you want to start an precious metals IRA through Goldco, move or rollover your assets from your current savings account into the new IRA. Goldco makes it easy and painless for customers to do this by guiding them through the following steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Choose the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in different sizes can also be bought. They’re as pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you require to sell the precious metals in your account Goldco will buy them back at the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit that includes information. This kit has a written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we think Goldco is among the top companies that offer gold IRAs.
One of the most trusted companies to purchase gold, silver, as well as platinum, through an IRA.
reputable business with clear prices
With the gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is run by a family, and is located in Los Angeles, CA. It has received numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you are able to keep them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a wide range of gold and silver goods that can be bought directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and find out what they’re doing. You can call the number on the company’s website anytime to speak to your representative.
If you’d like to know more about buying gold before taking the step to buy it, you can ask the company for a complimentary guide. This 25-page guide has useful details on the ways that rare metals IRAs can assist you in taking charge of the savings you have.
You can also get information about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide how to spend.
American Hartford Gold is a reliable gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews and the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In that case you will be able to get assistance from a personal expert and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and avoid charges if you make a big payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, focus on smooth experiences with easy access to knowledgeable assistance teams and transparent prices among other things. To ensure that your money is in compliance with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10-to 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect market trends and make it easier to know the price you can expect.
Follow these steps to begin with Lear Capital:
You can open a rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours about how to do the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can purchase precious metals and let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Create and store your IRA for free if you spend between $25,000 and $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free setup and holding services.
When you make a purchase of more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat rate
One-on-one assistance from experts in gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been in business and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that purchasing rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a large selection of gold, silver, palladium, and platinum products in addition to other. You can buy these metals on their own or use them to put money into a precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into a precious metals IRA. With the help of a qualified Precious Metals Specialist, you can take these five steps:
Create your account and choose the method of funding it. Through Birch Gold Group, you can move an IRA or roll over a 401(k) for funding your new self-directed IRA.
Choose the best metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals you should invest in to reap the greatest tax benefits.
You can buy your valuable metals. Your specialist will review your order and inform you that the purchase was successful once they have done so.
Find a method to store your items. Your specialist will guide you through the various options for storing your items. Birch Gold Group stores its customers’ assets at various locations including Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is going. Contact your Specialist at any time to check your account or make changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and items directly from the company. The company offers a wide variety of gold and silver coins accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
Here are a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They offer IRAs and cash payments for gold and silver. The company also has a website with many free information regarding the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people to set up precious metals IRAs. This IRA company is a partner for people in all 50 U.S. states. They’ve been in business for over 30 years and been able to manage more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. You just need to move money to the Augusta account and choose the gold and silver goods you wish to purchase. Augusta will bring them right to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10 up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
The company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA, you can also look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell gold, silver platinum, palladium, and. The company has a great evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools that can help you start these funds. On the Oxford Gold website, you can find out how to transfer money to a precious metal IRA and how they function and what kinds are available, and why they are good assets.
On the Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company offers a broad range of popular silver and gold coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The company also sells a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals companies by listening to its clients and giving them the tools needed to make sound financial decisions. The company’s website has a complete learning center to assist buyers.
This study area includes several tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also get to work directly with one of the company’s Managing Partners. This person can help you answer any questions that you have regarding how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the pros and cons of these investment options and make better decisions.
In general, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an array of high-quality metals that have been approved by the IRS. It also has helpful teaching materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years of operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a great decision, so you must choose a precious metals investment company that puts the reviews of its clients and the accreditations of its affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put bars and coins composed of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations the rare metals that are included in IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay between $80 to $200 per year for storage of your real precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Fill out the online form to receive an individualized advice or to open an IRA account for gold. You can speak to an expert in-house about your options during the free sessions.
Talk to a Noble Gold expert to start the process of moving your existing gold IRA over to your new account. If you take money out of another retirement account to transfer to the gold IRA instead of rolling it over, you may be required to pay tax on it. Talk to a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want, and then allow Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are a variety of valuable metals to choose from.
A number of sources gave it five stars.
Free access to expert advice
There are a lot of tools for training that can assist investors.
When you’re ready for selling when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for investors with experience in precious metals who know the market and wish to invest a significant portion of their wealth into an investment in gold IRA which offers savings for big investments but doesn’t have the tools needed to help new investors learn. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that offers basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, clear prices, and easy-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The value of gold is updated in real-time on their website, which means you are able to easily evaluate the risks, benefits, and costs associated with your purchase. You can pick among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 so it is recommended for those who have done this before. The first year of storage and upkeep costs $250 and each year after that costs $200. There may be a need to shell out more like a fee to set up an account.
To begin working with Patriot Gold Group, you need to do the following:
Complete the online application form to begin.
Contact a customer service worker to get your account started or movement of funds.
You can purchase valuable metals and decide how you’d like to store them.
You can get free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Account fees have been eliminated for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of physical gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim they are the top gold company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you if you like to do things online and need easy access to quality training tools.
It is possible to apply for an account without talking to anyone The company will give access to a vast knowledge base, including videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with it is awarded an A+ rating.
Nearly 700 of their customers have given Google 5 stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, fantastic assistance and transparent prices throughout your interactions with the company.
AdvantageGold lets you put platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases range from $100-$150. Investors also have to pay a $50 account-setting-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold, you need to follow these steps:
Fill out the online form, and choose the account manager you’d like to choose. You can complete the first step on your own using AdvantageGold or contact the customer support team for personalized help.
Accept the rules and policies of your company and then provide your financial records. You may be required to present various documents regarding your IRA or taxes.
Choose the way you want to deposit money in your account. An expert in rolling money over into a gold IRA will help you do this.
You can purchase precious metals and pick a secure location to store them. In the final step, you must complete the declaration form.
AdvantageGold has the following characteristics that make it stand out:
When you’re ready to sell the property, the buy-back program makes it easy.
A free guide to investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Step-by-step directions regarding how to withdraw money
Customers on all websites give great review of gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead of stocks or bonds.
To safeguard yourself from the effects of the effects of inflation and potential stock market crashes, it is important to need a diversified collection of investments. Because of this, a lot of people are now investing in silver, gold and other precious metals in retirement accounts since they are a fairly safe and reliable investment.
The companies we have listed assist people in setting the gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should move the money in your retirement savings to a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. The items must be either coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and easy to set up and manage these individual retirement accounts. Many companies place customers in touch with account representatives who can assist them in the process.
However, an agent for an account is not the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to diversify it you should consult your financial advisor to determine whether it’s a good idea for you.