A precious metals IRA, which is also known as a gold-backed IRA, can help protect your money from volatility in the market as well as protect you from inflation. Additionally, precious metals such as gold and silver are very different from the standard investments like stocks and bonds which makes them an excellent way to diversify.
We reviewed the top gold IRA companies to determine what precious metal IRA accounts are the best deal. We looked at every gold IRA company below based upon a range of things, such as the precious metals they provide, the fees they charge, the storage options they offer as well as their customer service as well as their appearance.
Goldco is one of the most reputable and best company generally for gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company can receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is an established dealer of rare metals that sells goods that will help you save more for retirement. This company is the leader in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets in different retirement accounts by transferring them into an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert from Goldco can guide you on how to transfer the funds that is in the account to an precious metals IRA.
The company also sells gold and silver directly to its customers. You can also invest your retirement savings as well as other savings accounts into real gold and silver.
If you’re looking to establish a precious metals IRA through Goldco, move or rollover your assets from your savings account into the new IRA. Goldco makes it simple and painless for customers to accomplish this by walking them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your precious metals Select the precious metals you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can also be purchased. They are pure as.9999.
Goldco also has a program for buying back gold. In the event that your situation alters and you require to sell the precious metals in your account, Goldco will buy them back at the highest price for buy-back, which is guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit that includes information. This kit contains written spoken, spoken, and a visual instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the best companies that offer gold IRAs.
One of the most trusted companies to buy silver, gold and platinum via an IRA.
reputable business with clear prices
With a gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is run by a family of employees and is headquartered in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you are able to keep them with a safe storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of gold and silver goods that can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
However, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always talk to a person about your investment and find out what they are doing. You can dial the number listed on the company’s website at any time to talk to your representative.
If you want to learn more about buying gold before taking the step to buy it, you can ask the firm for a complimentary guide. This guide of 25 pages contains valuable information on how rare metals IRAs can assist you in taking charge of your money.
You can also get information about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA money in Lear Capital. In this case you will be able to get assistance from a specialist and pay a flat amount and guarantee your purchase for 24 hours, and avoid charges if you make a big payment.
Here are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, focus on smooth experiences, easy access to helpful assistance teams and transparent prices as well as other aspects. To make sure your money is compliant with IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10to 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect market trends and make it easier to anticipate the price you can expect.
Follow these steps to begin with Lear Capital:
You can create an rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours about how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals and allow Lear Capital ship them to an area that is secure and where they will be fully insured.
Set up and keep your IRA for free if spend at least $25,000 to $50,000 in a single year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you receive free set-up and holding services.
When you make a purchase of more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
One-on-one help from pros on gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, this firm has been operating and a lot of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be assured that purchasing rare metals from Birch Gold Group is a secure and secure process.
Birch Gold Group sells a variety of silver, gold palladium and platinum items, among others. You can buy these metals on their own or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to move your retirement savings into a precious metals IRA. With the help of a certified Precious Metals Specialist, you can take the following steps:
Create your account and decide the method of funding it. Through Birch Gold Group, you can move an IRA or roll over an existing 401(k) to help fund your self-directed IRA.
Choose the best metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals you should invest in to reap the most tax benefits.
You can buy your valuable metals. Your specialist will review your order and inform you that your purchase went through when they have confirmed it.
Choose a way to store your belongings. Your Specialist will show you the different options for storing your things. Birch Gold Group stores its customers’ investments at a number of places like Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is performing. Contact your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and products directly from the company. The company offers a wide selection of coins that are OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash-payouts for silver and gold. This firm also runs a website that contains a lot of free information about the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
You can use money from your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users to set up precious metals IRAs. This IRA company works with individuals across all 50 U.S. states. They’ve been in business since more than 30 years, and been able to manage more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. You just need to move funds to your Augusta account and select the gold and silver goods you’d like to purchase. Augusta will bring them right to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the company comprise items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10- up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
The company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA You can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools that can assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer money into an precious metal IRA and how these IRAs work and what kinds are available and the reasons they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company sells a vast variety of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The company also sells a limited amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals companies by listening to clients and providing them with the tools needed to make informed financial decisions. The company’s website provides a complete learning center to help with the buying process.
This study area includes several tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. This person can help you answer any questions that you may have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the pros and cons of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an extensive selection of precious metals that have been approved by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years of operation, the company’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a good choice, so you should select a precious metals investment firm that places the opinions of its clients as well as the certifications of its affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of silver, gold platinum, palladium, and platinum into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce, like the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80 to $200 a year to keep your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Fill out the online form to receive a custom advice or to create an IRA account for gold. You can talk to an expert from the company about your options during the free sessions.
Speak to an Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money from a retirement account and put into your gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many types of precious metals that you can pick from.
Several sources gave it five stars.
Free access to expert advice
There are plenty of training tools that can help investors.
When you’re ready for selling when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are familiar with the market and would like to put a large portion of their assets into a gold IRA as it offers savings for large investments, but doesn’t have a lot of tools to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer with options for basic gold and silver, and helpful ways to seek help.
The following accreditations, grades, and titles were awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. Gold prices fluctuates in real time on the website, so you can easily assess the risks, benefits, and costs associated with your purchase. You can choose from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is recommended for those who have previously had this service. The initial year of storage and upkeep costs $250 and every year thereafter costs $200. You may have to shell out more for instance, the cost to open an account.
To start working with Patriot Gold Group, you need to do the following:
Complete the online application form to get started.
Contact a customer service worker to get your account started or transfer of funds.
You can purchase valuable metals and pick the way you want to store them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of gold physical coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim they are the top gold company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and would like to have easy access to quality training tools.
It is possible to apply for an account with no need to talk to anyone and the company provides you access to a large knowledge base with videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and the A+ rating.
Over 700 customers have given Google 5 stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, excellent assistance, and clear prices throughout your interactions with the company.
AdvantageGold lets you deposit platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up cost and a range of different yearly upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold, you need to complete the following steps:
Fill out the online form and choose the account manager you want. You can complete the first step on your own using AdvantageGold or contact the customer service team for assistance tailored to your needs.
Accept the rules and policies of your company and then provide your financial documents. You may be required to present different documents about your IRA or taxes.
Choose the method you wish to deposit funds into your account. An expert in rolling money over into an gold IRA will assist you in doing this.
You can purchase precious metals and pick a secure place to store them. As the last step, you have to complete the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out:
When you’re ready for selling the property, the buy-back program simplifies the process.
A guide for investing in gold with your IRA.
There are many methods to study.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing money
Customers on all sites leave excellent review of gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of silver, gold, or other valuable metals instead bonds.
To safeguard yourself from the effects of the effects of inflation and potential market crashes, you require a variety of investments. Because of this, many people have started putting gold, silver, and other valuable metals in retirement accounts since they are an extremely safe and reliable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, move the money in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. The items must be gold or coins and meet certain “fineness” standards. These accounts can only hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to manage and fund these retirement accounts for individuals. Many companies put customers in touch with account reps who can assist them in the process.
However, an agent for an account is not the same as an advisor to financial matters. If you’re considering adding an gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to see whether it is a good idea for you.