A precious metals IRA, which is also called a gold-backed IRA, can help protect your savings from market volatility as well as protect you against inflation. Additionally, precious metals such as silver and gold are different from the standard investments like stocks and bonds which makes them a great option to diversify your portfolio.
We looked at the top gold IRA companies to see which precious metal IRA accounts are the most beneficial. We analyzed each gold IRA company below based upon a range of factors, including the precious metals they provide, the fees they impose, the storage choices they provide, their customer service, and their image.
Goldco is one of the most reputable and best company generally for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is an established dealer of rare metals that sells goods that will help you save more for retirement. Goldco is a leading company in the business of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets in various retirement accounts by transferring them into the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert from the company can show you how to move the money that is in the account to a precious metals IRA.
This business also sells gold and silver directly to clients. You can invest your retirement savings, or other savings accounts into real silver and gold.
If you are looking to open a precious metals IRA through Goldco, move or rollover the assets you have in your savings account to your new IRA. Goldco makes it easy and easy for customers to accomplish this by guiding them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Select the precious metals you want to include in your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of different sizes can be bought. They’re as pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and need to sell the precious metals in your account Goldco will buy these back for the highest price for buy-back, which is guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit with details. This kit contains written spoken, spoken, and a visual instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the top companies that provide gold IRAs.
One of the best companies to buy silver, gold, and platinum through an IRA.
reputable business with clear prices
With the gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is owned by a family and is based in Los Angeles, CA. It has won several awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, store them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of gold and silver products that can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
However, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak to someone about your investments and find out what they are doing. You can call the number listed on the company’s website at any time to talk to an agent.
If you’re interested in learning more about buying gold prior to taking the next step you can contact the business for a complimentary guide. This 25-page guide has useful information about how rare metals IRAs can assist you in taking charge of your money.
You can also find out about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews and the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In this scenario you will be able to get assistance from a specialist and pay a flat amount, guarantee your purchase up to 24 hours and avoid charges for a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, emphasize smooth experiences with easy access to knowledgeable support teams, and transparent prices, among other things. To ensure that your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect market changes and make it easy to anticipate the price you can expect.
Follow these steps to get started with Lear Capital:
You can create an rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours about how to make the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase valuable metals and then let Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Create and store your IRA at no cost if you spend between $25,000 and $50,000 for one year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you will receive free set-up and holding services.
If you have invested more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at a flat price
One-on-one help from pros in gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, the company has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be confident that buying in rare metals through Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a large selection of gold, silver, palladium and platinum items, among others. You can purchase these precious metals by themselves or use them to deposit money into an precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into a precious metals IRA. With the assistance of a qualified Precious Metals Specialist You can follow these steps:
Set up your account and choose how you want to fund it. With Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to help fund your self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals to invest in to get the highest tax advantages.
You can buy your valuable metals. Your specialist will review your purchase and inform you that your purchase went through when they have confirmed it.
Find a method to store your belongings. Your expert will help you understand the different options for storing your things. Birch Gold Group stores its customers’ investments in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is doing. Contact your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from them. The company sells a wide range of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They provide IRAs and cash payments for silver and gold. This company also has a website with lots of information for free about investing in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people create precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They’ve been operating for over 30 years and been able to manage more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. All you have to do is transfer funds into your Augusta account and select the gold and silver goods you’d like to purchase. Augusta will deliver them directly to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90% silver bags.
The company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA you can take a look at the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that helps people set gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools to help you start these funds. On the Oxford Gold website, you can find out how to transfer money into an precious metal IRA and how they function and what types are available, and why they are a good investment.
The Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a vast variety of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The firm also sells a limited number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms by listening to its clients and providing them with the tools needed to make good financial choices. On its website, the company offers a full learning center to aid buyers in the purchasing process.
This study area comes with several tools, including:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you may have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an array of high-quality metals that are regulated by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years in business Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a great choice, so you should select a precious metals investment firm that values the opinions of its clients and its accreditations for affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put coins and bars composed of silver, gold, platinum, and palladium into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anything from $80 to $200 per year for storage of your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Complete the online form to get a custom advice or to open an IRA account for gold. You can speak with an in-house expert about your options during the free sessions.
Talk to an Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out from a retirement account and put into the gold IRA instead of rolling it over, you may have to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals to pick from.
Many sources have rated it five stars.
Access to expert advice
There are plenty of training tools that can help investors.
When you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for investors with experience in precious metals who are knowledgeable about the market and would like to put a large portion of their assets into a gold IRA, since it gives savings for large investments but doesn’t offer the tools needed to help new investors learn. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that offers basic gold and silver as well as good ways to get help.
The following accreditations, grades and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful assistance lines, straightforward prices, and easy-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices changes in real time on their website, so you can easily assess the risks, benefits and costs of your purchase. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended to go with buyers who have previously had this service. First year storage and maintenance costs $250 and every year following that is $200. You might have to shell out more for instance, an amount to establish an account.
To begin working with Patriot Gold Group, you must do the following:
Complete the online application for a new account to begin.
Contact a service representative to initiate your account restart or transfer of funds.
You can buy valuable metals and choose how you want to store them.
You can receive free delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Account fees have been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great variety of gold coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They say they are the top gold company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you when you love doing things online and need easy access to good training tools.
It is possible to apply for an account without speaking to a person and the company provides you access to a large knowledge base with tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and the A+ grade.
Nearly 700 of their customers have given Google 5 stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, fantastic assistance, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold lets you deposit platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold, you need to do the following:
Complete the online form and select the account manager you’d like to choose. You can complete this initial step on your own using AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the policies and rules of your company then share your financial documents. You may need to show various documents regarding your IRA or taxes.
Choose the method you wish to put money into your account. An expert in rolling over money into a gold IRA will help you do this.
You can purchase precious metals and pick a secure storage space for them. In the final step, you have to complete the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out:
When you’re ready to sell the house, the buy-back plan makes it easy.
A guide for investing in gold through your IRA.
There are many ways to learn.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw funds
Customers on all sites give excellent feedback on gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead bonds.
To guard yourself against inflation and possible market crashes, you need a diversified collection of investments. This is why many people are investing in silver, gold and other precious metals in their retirement accounts due to them being an extremely safe and reliable investment.
The companies listed on our list help people set the gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, you should move the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. The items must be gold or coins that meet a set of “fineness” standards. These accounts can only hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and painless to fund and take care of these individual retirement accounts. Many companies put clients in contact with account representatives who can assist them in the process.
However, an agent for an account is not the same as a financial advisor. If you’re considering adding gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to find out if it makes sense for you.