A precious metals IRA, which is also known as a gold-backed IRA can help protect your savings from market volatility and safeguard your investment from inflation. Additionally, precious metals like gold and silver are very different from the standard assets like bonds and stocks which makes them a great way to diversify.
We looked at the top gold IRA companies to see what precious metal IRA accounts offer the most beneficial. We evaluated each gold IRA company below, based on a variety of things, such as the quality of the metals they offer, the fees they impose, their storage choices they provide and their customer service and even their reputation.
Goldco is the most trusted and most reliable company for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that will help you save more for retirement. Goldco is a leader in the field of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets of various retirement accounts by shifting them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert from Goldco can guide you on how to transfer the funds from your account into an precious metals IRA.
This company also sells silver and gold directly to its customers. You can put your retirement savings or money from other savings accounts in real silver and gold.
If you want to start an precious metals IRA through Goldco, move or rollover the assets you have in your savings account into your new IRA. Goldco makes it easy and stress-free for customers to accomplish this by guiding them through the following steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Select the precious metals you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of different sizes can be purchased. They’re as pure as.9999.
Goldco also has an option to buy back gold. If you experience a change in your circumstances and need to sell the precious metals in your account Goldco will purchase them back at the best buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a kit for free with information. This kit has written, spoken, and seen instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the best companies that provide gold IRAs.
One of the top companies for buying in gold, silver as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is owned by a family of employees and is located in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you want to put into your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you can keep them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of gold and silver goods that can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
However, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and find out how they are doing. You can call the number on the website at any time to talk to your representative.
If you’re interested in learning more about buying gold before taking the step, you can ask the company for a free guide. This guide of 25 pages contains valuable information about the ways that rare metals IRAs can help you take charge of your savings.
You can also find out about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this case, you can get help from a specialized expert or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid charges when you make a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and clear prices, among other things. To make sure your money is compliant with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10- to 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect market trends and make it easier to anticipate what to expect.
Follow these steps to begin using Lear Capital:
You can open a rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours of how to do the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals and let Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and store your IRA for free if spend at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free setup and holding services.
If you invest more than $10,000, you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at a flat price
Assistance from a professional for gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this company has been operating and a lot of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that purchasing rare metals from this company will be a safe and dependable process.
Birch Gold Group sells a large selection of silver, gold platinum, and palladium goods in addition to other. You can buy these metals on their own, or use them to put money into an precious metals IRA.
The company makes it simple for you to convert the retirement savings you have saved into a precious metals IRA. With the assistance of a certified Precious Metals Specialist You can follow these five steps:
Set up your account and select how you want to fund it. Through Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to help fund your new self-directed IRA.
Choose the valuable metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals you should invest in to gain the greatest tax benefits.
You can buy your valuable metals. Your Specialist will look over your order and let you know that your purchase was successful after they have completed the transaction.
Choose a way to store your things. Your specialist will guide you through the various options for storing your belongings. Birch Gold Group stores its customers’ assets at various locations like Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is going. Contact your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from them. The company sells a wide variety of coins that are accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are just a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash payments for gold and silver. This business also offers a site with many free information about the investment in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers set up precious metals IRAs. This IRA company works with individuals across all fifty U.S. states. They’ve been operating for over 30 years and managed more than $25 billion.
After you buy silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. It’s as simple as transferring money to the Augusta account and select the silver and gold items you’d like to purchase. Augusta will bring them right to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the firm include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars. 10 up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
A few of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA, you can also check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools that can help you start these funds. On the Oxford Gold website, you will learn how to transfer money into an precious metal IRA, how they function and what types are available and the reasons why they are a good investment.
The Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company sells a wide selection of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
It also offers a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals companies by listening to its clients and providing them with the tools needed to make sound financial decisions. On their website, the business offers a full learning center to help with the buying process.
This study area includes many tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. This person can assist you with any queries you may have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides an array of high-quality metals that have been allowed by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. In less than 10 years of operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a big decision, so you must select a precious metals investment company that puts the opinions of its clients and the accreditations of its affiliates first. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment firms in that you can put coins and bars made of silver, gold platinum, palladium, and platinum into your IRA. There are many kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations, all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80-$200 per year to keep your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Complete the form online to receive personalized advice or create an IRA account for gold. You can speak with an in-house expert about your options during the free sessions.
Speak to an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you withdraw money of a retirement account to transfer to your gold IRA instead of rolling it over, you may be required to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Select the storage you want and let Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many kinds of precious metals that you can pick from.
A number of sources gave it five stars.
Access to expert advice
There are plenty of tools for training that can assist investors.
When you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who are knowledgeable about the market and want to invest a significant portion of their assets into a gold IRA, since it gives savings for large investments but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following grades, accreditations, and titles were granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB gave the BBB an A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly assistance lines, straightforward prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. Gold prices changes in real time on their website, so you can easily assess the benefits, risks, and costs of your purchase. You can select from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended to go with buyers who have done this before. The first year of storage and maintenance costs $250 and every year following that is $200. You might have to pay more, like a fee to set up an account.
To begin your journey with Patriot Gold Group, you must do the following:
Complete the online application form to get started.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase precious metals and pick the way you’d like to store them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good variety of physical gold coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the best gold company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and need easy access to good training tools.
You can apply for an account with no need to talk to anyone, and the company gives access to a vast knowledge base, including videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and an A+ rating.
Over 700 customers have given Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, excellent assistance and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases are between $100 to $150. Investors also have to pay a $50 account-setting-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold, you need to do the following:
Complete the form online and select the account manager you’d like to choose. You can complete the first step by yourself using AdvantageGold, or you can contact the customer support team for personalized help.
Accept the policies and rules of your company and then share your financial documents. You may be required to present different papers about your IRA or tax obligations.
Choose the way you want to put money in your account. A expert in rolling money into an gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe storage space for them. As a final step, you have to complete the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out from the crowd:
If you’re ready to sell the property, the buy-back program makes it simple.
A free guide to investing in gold through your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw funds
Customers on all sites give great reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead of stocks and bonds.
To protect yourself from the risk of inflation and stock market crashes, you should have a diverse portfolio of investments. Due to this, a lot of people are putting gold, silver, and other valuable metals in their retirement accounts since they are an extremely safe and reliable investment.
The companies on our list assist people in setting in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, move the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. These items have to be either coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are OK with the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and easy to set up and manage the individual retirement accounts. Many businesses put clients in contact with account representatives who can help them through the process.
However, an agent for an account is not the same as a financial advisor. If you’re considering adding gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to find out whether it’s a good idea for you.