A precious metals IRA that is also called a gold-backed IRA will help safeguard your money from volatility in the market and protect your investment from inflation. Additionally, precious metals such as gold and silver are very different from the standard assets like stocks and bonds, which makes them a great option to diversify your portfolio.
We reviewed the top gold IRA companies to see which precious metal IRA accounts are the best deal. We analyzed every gold IRA company below based upon a range of factors, including the precious metals they provide, the fees they impose, the storage options they provide and their customer service as well as their appearance.
Goldco is one of the most reputable and best company generally in the field of gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: New sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leader in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets in a variety of retirement accounts by transferring them into an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from Goldco can help you understand how to transfer the money in your account to a precious metals IRA.
This business also sells silver and gold directly to clients. You can invest your retirement savings or money from other savings accounts into real gold and silver.
If you’re looking to establish an precious metals IRA through Goldco move or rollover the assets you have in your current savings account into the new IRA. Goldco makes it simple and stress-free for customers to accomplish this by guiding them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Select the precious metals that you would like to include in your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can be purchased. They are pure as.9999.
Goldco also has a program to buy back gold. If you experience a change in your circumstances and require to sell the valuable metals in your account, Goldco will purchase these back for the highest price for buy-back, which is guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a kit for free with details. This kit contains a written, spoken, and seen information on investing in rare metals.
Overall, we believe Goldco is one of the best companies to offer gold IRAs.
One of the best companies for buying in silver, gold, and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you can alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is run by a family of employees and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you are able to keep them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of gold and silver goods that can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
However metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and learn what they are doing. You can dial the number on the company’s website anytime to speak to an agent.
If you want to learn more about purchasing gold prior to taking the next step you can contact the business for a complimentary guide. This guide of 25 pages contains valuable information on the ways that rare metals IRAs can assist you in taking charge of your money.
You can also learn about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide how to spend.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In that case you will be able to get assistance from a personal expert or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and avoid fees for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences with easy access to knowledgeable support teams, and clear prices, among other things. To ensure that your money meets IRS standards, you should only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10- to 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect market changes and make it easier to know what to expect.
Follow these steps to get started using Lear Capital:
You can create an rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours of how to do the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals and allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and keep your IRA at no cost if you spend at least $25,000 to $50,000 in a single year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free setup and holding services.
If you have invested more than $10,000 you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one assistance from experts on gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, the company has been operating, and thousands of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that purchasing rare metals from Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a variety of silver, gold, palladium and platinum items in addition to other. You can buy these metals by themselves or use them to put money into a precious metals IRA.
The company makes it simple for you to move your retirement savings to a precious metals IRA. With the help of a certified Precious Metals Specialist, you can take the following steps:
Create your account and choose how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to help fund your new self-directed IRA.
Choose the valuable metals to invest in for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to get the highest tax benefits.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that your purchase was successful when they have confirmed it.
Find a method to store your items. Your Specialist will show you the different methods to organize your belongings. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Find out how your IRA is going. Contact your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from them. The company sells a wide range of currency that is accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are some of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash payments for gold and silver. The business also offers a site with many free information about the investment in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people set up precious metals IRAs. This IRA company works with people across all fifty U.S. states. They have been in business for more than 30 years and have managed more than $25 billion.
When you purchase silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. It’s as simple as transferring money into the Augusta account and then select the silver and gold products you want to buy. Augusta will deliver them directly to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10 to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
The company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA you can look at a list of the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can help you get started with these funds. On the Oxford Gold website, you will learn how to transfer funds into a precious metal IRA, how these IRAs work, what kinds are offered and the reasons why they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a wide variety of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a limited number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals in its ability to listen to clients and providing them with the tools needed to make sound financial decisions. The company’s website offers a full learning center to help with the buying process.
This study area includes a number of tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you might have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better decisions.
In general, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an extensive selection of precious metals that are regulated by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years in business Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a great decision, so you must select a gold investment company that puts the reviews of its customers and the accreditations of its affiliates first. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment firms in that you can put bars and coins composed of silver, gold, platinum, and palladium into your IRA. There are many different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare like the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay between $80-$200 per year to keep your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Complete the online form to get an individualized advice or to create an IRA account for gold. You can speak to an in-house expert about your options during free sessions.
Talk to an Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out of a retirement account to put into your gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want and allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of precious metals to pick from.
Several sources gave it five stars.
Free access to the advice of experts
There are a lot of training tools that can help investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are familiar with the market and want to put a large portion of their money into an investment in gold IRA as it offers savings for big investments but doesn’t offer the tools needed to help investors who are new. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades, and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB the A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful assistance lines, straightforward pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The price of gold changes in real time on their website, so you can easily see the risks, benefits, and costs of your purchase. You can pick from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as early as 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, which is why it is recommended to go with buyers who have had this experience before. The first year of storage and maintenance costs $250 and every year thereafter costs $200. There may be a need to pay a little more such as the cost to open an account.
To start with Patriot Gold Group, you must do the following:
Complete the online account application to get started.
Contact a customer service representative to initiate your account restart or movement of funds.
You can purchase valuable metals and choose how you’d like to store them.
You can get no cost delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide choice of gold physical coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the top gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice if you like to do things online and would like to have easy access to good training tools.
You can apply for an account without speaking to anyone, and the company gives you access to a huge knowledge base that includes tools, videos, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and it is awarded an A+ rating.
Over 700 customers have awarded Google 5 stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, fantastic assistance and clear pricing in all of your contacts with AdvantageGold.
AdvantageGold lets you put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases are between $100 to $150. Investors also pay a $50 account-setting-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold you must do the following:
Complete the online form, and choose the account manager you want. You can do this first step on your own using AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the rules and guidelines of the company, and then provide your financial documents. You may be required to present different papers about your IRA or tax obligations.
Choose the way you want to transfer funds into your account. An expert in rolling money over into an gold IRA will assist you in doing this.
You can purchase precious metals and pick a secure location to store them. As the last step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide to investing in gold with your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Step-by-step directions for withdrawing funds
Customers on all sites give glowing reviews of gold IRAs.
What exactly is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-managed personal retirement account that uses gold, silver, or other valuable metals instead bonds.
To guard yourself against the risk of inflation and market crashes, you require a variety of investments. Because of this, a lot of people have started placing silver, gold and other precious metals into their retirement accounts due to them being relatively safe and dependable investment.
The companies on our list help people set the gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should move the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. These items have to be either coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to manage and fund these individual retirement accounts. Many businesses put clients in contact with account representatives who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you want to add an gold IRA to your retirement account to diversify it You should speak to your financial adviser first to find out whether it is a good idea for you.