A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your savings from market volatility and protect you from inflation. Additionally, precious metals such as silver and gold are different from the standard assets like bonds and stocks which makes them a great way to diversify.
We looked at the top gold IRA companies to see which precious metal IRA accounts offer the best value. We analyzed each gold IRA company below, based on a variety of factors, including the precious metals they provide as well as the costs they impose, the storage options they offer, their customer service, and their image.
Goldco is the most reputable and best company generally in the field of gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: The new sales could get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save for retirement. Goldco is a leading company in the field of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets in different retirement accounts by shifting them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from the company can show you how to transfer the funds that is in the account to a precious metals IRA.
This business also sells gold and silver directly to clients. You can invest your retirement savings as well as money from other savings accounts in actual silver and gold.
If you want to start a precious metals IRA through Goldco and move or roll over the assets you have in your savings account into the new IRA. Goldco makes it easy and stress-free for customers to complete this process by walking them through the following steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your valuable metals: Select the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of various sizes can also be bought. They are as pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and need to sell the valuable metals that are in your account, Goldco will buy them back at the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit that includes information. This kit has a written and spoken instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the best companies to offer gold IRAs.
One of the top companies for buying in gold, silver and platinum via an IRA.
reputable business with clear prices
With a gold IRA move, you can switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is run by a family, and is headquartered in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you wish to place in your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, you can store them with a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver products that can be bought directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak to someone about your investments and learn what they’re doing. You can dial the number on the company’s website at any time to talk to your representative.
If you’re interested in learning more about buying gold prior to taking the next step to buy it, you can ask the business for a no-cost guide. This 25-page guide has useful details on the ways that rare metals IRAs can help you take charge of the savings you have.
You can also learn about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money into Lear Capital. In that case you can seek advice from a personal expert, pay a flat fee and guarantee your purchase up to 24 hours and avoid fees if you make a big payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, are focused on smooth experiences, easy access to helpful assistance teams and clear prices among other things. To ensure that your money is compliant with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10- to 100-ounce bar of your preferred metal. Prices for precious metals are constantly changing to reflect market changes and allow you to anticipate what you should expect.
Follow these steps to start by contacting Lear Capital:
You can create an rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours about how to complete the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase valuable metals and allow Lear Capital ship them to an appropriate location where they’ll be fully insured.
Create and keep your IRA for free if spend between $25,000 and $50,000 for a year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free setup and holding services.
When you have invested more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
One-on-one assistance from experts in gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this company has been in business, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be sure that purchasing rare metals through Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a variety of silver, gold, palladium and platinum items in addition to other. You can purchase these precious metals on their own, or use them to deposit money into an precious metals IRA.
This company makes it simple for you to transfer your retirement savings to a precious metals IRA. With the help of a certified Precious Metals Specialist, you can take the following steps:
Set up your account and decide the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) for funding your self-directed IRA.
Select the most valuable metals for your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the highest tax advantages.
You can buy your valuable metals. Your specialist will review your purchase and inform you that your purchase was successful when they have confirmed it.
Find a method to store your things. Your Specialist will show you the various ways to store your items. Birch Gold Group stores its customers’ investments at various locations including Delaware Depository and Brink’s Global Service.
Find out what you IRA is going. You can contact your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from the company. The company offers a wide selection of gold and silver coins OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash-payouts for silver and gold. This company also has a website with a lot of free information on investing in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people set up precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They have been in business since more than 30 years, and been able to manage more than $25 billion.
After you buy gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. All you have to do is transfer funds into your Augusta account and select the gold and silver goods you wish to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10- to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
A few of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA You can also look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer funds to an precious metal IRA and learn how these IRAs work and what kinds are available and the reasons they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company sells a vast selection of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The company also sells a tiny number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals firms by listening to its customers and providing them with the tools they need to make good financial choices. On their website, the business offers a complete learning center to assist buyers.
This study area comes with a number of tools that include:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also get direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to answer any questions you have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This helps customers understand the pros and cons of these investments and make better choices.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers a wide range of valuable metals that have been approved by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years in business, the company’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a great decision, so you must select a precious metals investment firm that places the opinions of its clients and the accreditations of its affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to place bars and coins composed of silver, gold platinum, palladium, and tin in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations the rare metals that are included in IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay between $80-$200 per year for storage of your real precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Fill out the form online to get an individualized advice or to create an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Talk to a Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the valuable metals you want.
Choose your storage and wait for Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals that you can pick from.
Many sources have rated it five stars.
Access to the advice of experts
There are many training tools to help investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and want to put a big chunk of their money into an investment in gold IRA, since it gives savings for large investments, but doesn’t have the tools needed to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer with options for basic gold and silver, and helpful ways to seek help.
The following accreditations, grades and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded it an A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, clear pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. Gold prices fluctuates in real-time on the website, which means you can easily assess the benefits, risks, and costs associated with your purchase. You can pick among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 which is why it is best for buyers who have had this experience before. First year storage and maintenance costs $250 and each year thereafter costs $200. You may have to shell out more such as an amount to establish an account.
To start with Patriot Gold Group, you need to do the following:
Fill out the online account application to start.
Contact a service representative to initiate your account restart or movement of funds.
You can purchase precious metals and decide how you want to store them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Account fees have been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of gold coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the top gold company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and would like to have easy access to quality training tools.
The application process is simple with no need to talk to anyone The company will give you access to a large knowledge base with tools, videos, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and an A+ rating.
Nearly 700 of their customers have awarded Google five stars.
More than 1,400 people have rated Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, excellent assistance and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases range from $100 to $150. Investors also have to pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold you must follow these steps:
Fill out the online form, and choose the account manager you want. You can do this first step by yourself using AdvantageGold or contact the customer support team for personalized help.
Accept the rules and policies of the company, and then provide your financial documents. You may need to show different papers about your IRA or taxes.
Choose the way you want to put money into your account. An expert in rolling over money into an gold IRA will help you do this.
You can purchase valuable metals and pick a secure storage space for them. As the last step, you must sign the declaration form.
AdvantageGold has the following characteristics which make it stand out:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide on investing in gold with your IRA.
There are many methods to study.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Step-by-step directions on how to withdraw money
Customers on all sites give great reviews of gold IRAs.
What exactly is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that uses gold, silver, or other valuable metals instead of stocks and bonds.
To guard yourself against inflation and possible stock market crashes, you need a diversified collection of investments. This is why many people have started investing in silver, gold, and other valuable metals in their retirement accounts since they are an extremely safe and reliable investment.
The companies we have listed assist people in setting in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, move the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. These items have to be either coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to set up and manage the individual retirement accounts. Many companies place customers in touch with account representatives who will assist them throughout the process.
However, an agent for an account is not the same as an advisor to financial matters. If you are considering adding a gold IRA to your retirement account to make it more diverse You should speak to your financial advisor first to find out whether it’s a good idea for you.