A precious metals IRA, which is also known as a gold-backed IRA will help safeguard your savings from market volatility and protect you against inflation. Also, valuable metals like silver and gold are different from traditional assets like stocks and bonds, which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA companies to see the best precious metal IRA accounts offer the best value. We looked at each gold IRA company below based on a number of things, such as the precious metals they provide and the charges they charge, the storage options they provide, their customer service, and their image.
Goldco is the most reputable and most reliable company overall for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that will help you save more for retirement. Goldco is a leader in the business of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets of a variety of retirement accounts by transferring them into an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert at Goldco can help you understand how to transfer the money in your account to a precious metals IRA.
This business also sells gold and silver directly to clients. You can put your retirement savings as well as money from other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco move or rollover the assets you have in your savings account into the new IRA. Goldco makes it easy and stress-free for customers to accomplish this by walking them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Purchase your precious metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in various sizes can also be purchased. They’re as pure as.9999.
Goldco also has an option to buy back gold. If your situation changes and you require to sell the valuable metals in your account Goldco will purchase them back at the highest price for buy-back, which is guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. This kit contains written, spoken, and seen information on investing in rare metals.
We believe that overall Goldco is among the top companies that offer gold IRAs.
One of the top companies to buy silver, gold, as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is owned by a family and is located in Los Angeles, CA. It has received numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you want to put into your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you are able to keep them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver products that can be bought directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always talk to a person about your investment and learn what they are doing. You can dial the number on the website at any time to talk to an agent.
If you want to learn more about buying gold prior to taking the next step, you can ask the business for a no-cost guide. This guide of 25 pages contains valuable details on how rare metals IRAs can help you take charge of the savings you have.
You can also get information about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a reliable gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this case you can seek advice from a specialized expert and pay a flat amount, guarantee your purchase up to 24 hours and avoid charges when you make a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences, easy access to helpful assistance teams and clear pricing among other things. To ensure that your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10to 100-ounce bar of your preferred metal. Prices for precious metals are always changing to reflect market changes and make it easier to know what you should expect.
Follow these steps to get started using Lear Capital:
You can open an rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours regarding how to do the tax-free transfer. The money could take as long as five days to be moved.
You can purchase valuable metals, and then let Lear Capital ship them to an appropriate location where they will be fully insured.
Create and store your IRA at no cost if you spend at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free setup and holding services.
If you have invested more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable cost
One-on-one assistance from experts in gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from every source
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, the company has been operating, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying rare metals through this company is a secure and dependable process.
Birch Gold Group sells a variety of silver, gold, platinum, and palladium goods in addition to other. You can purchase these precious metals on their own, or make use of them to deposit money into an precious metals IRA.
This company makes it simple for you to transfer your retirement savings into an precious metals IRA. With the help of a certified Precious Metals Specialist You can follow the following steps:
Set up your account and select the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over a 401(k) to fund your new self-directed IRA.
Choose the best metals that will benefit your account. The valuable Metals Specialist can help you determine which metals you should invest in to get the most tax benefits.
You can buy your valuable metals. Your specialist will go over your order and inform you that the purchase was successful after they have completed the transaction.
Choose a way to store your things. Your expert will help you understand the different ways to store your things. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Check the status of your IRA is performing. Contact your Specialist at any time to check on your account and make any changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium items directly from the company. The company offers a broad variety of coins that are deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
These are just a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They offer IRAs and cash-payouts for silver and gold. The firm also runs a website with lots of information for free regarding investing in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers set up precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They’ve been in business for more than 30 years and have been able to manage more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. All you have to do is transfer funds to your Augusta account and select the silver and gold items you’d like to purchase. Augusta will bring them right to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company comprise items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
Some of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA you can look at a list of the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They offer silver, gold platinum, palladium, and. The company has a fantastic evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools to help you get started with these funds. On the Oxford Gold website, you will learn how to transfer funds into an precious metal IRA, how they function and what kinds are available and the reasons why they are good assets.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company offers a broad selection of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The firm also sells a limited amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals companies by listening to its customers and providing them with the tools needed to make good financial choices. On their website, the business offers a complete learning center to aid buyers in the purchasing process.
This study area comes with many tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also get direct access to one of the Oxford Gold Group’s Managing Partners. This person can help you answer any questions that you might have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This helps customers understand the pros and cons of these investments and make better choices.
In general, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years of operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a good decision, so you must select a gold investment company that puts the reviews of its customers as well as the certifications of its affiliates first. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can put bars and coins composed of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules, all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80 to $200 per year for storage of your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin using Noble Gold:
Complete the form online to receive an individualized advice or to create an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Talk to an Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you withdraw money from a retirement account and transfer to the gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals that you can pick from.
A number of sources have rated it five stars.
Access to the advice of experts
There are a lot of training tools that can help investors.
When you’re ready for selling and sell your home, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and wish to invest a significant portion of their money into a gold IRA which offers savings for large investments, but lacks many tools to help investors who are new. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer with options for basic silver and gold and the best ways to get assistance.
The following grades, accreditations and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB the A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, clear prices, and simple to use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold changes in real time on the website, so you can easily see the risks, benefits and costs of purchasing. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as early as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is best for buyers who have had this experience before. The initial year of storage and maintenance costs $250, and each year after that costs $200. You may have to shell out more such as a fee to set up an account.
To start working with Patriot Gold Group, you have to follow these steps:
Complete the online application for a new account to begin.
Contact a service representative to initiate your account restart or to transfer funds.
You can purchase valuable metals and pick the way you’d like to store them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide choice of gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the best gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and would like to have easy access to high-quality training tools.
You can apply for an account with no need to talk to a person, and the company gives access to a vast knowledge base that includes tools, videos and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and the A+ grade.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 users have rated Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, fantastic assistance, and clear prices in all your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases are between $100-$150. Investors also have to pay a $50 account set-up fee and a variety of annual upkeep charges. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To get started using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Complete the online form, and select the account manager you want. You can complete the first step on your own with AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the rules and guidelines that the business follows, then share your financial records. You may need to provide different papers about your IRA or taxes.
Choose the way you want to put funds into your account. A professional who has experience in rolling over money into a gold IRA can assist you with this.
You can buy valuable metals and choose a safe storage space for them. In the final step, you must sign the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready to sell the property, the buy-back program makes it easy.
A guide for investing in gold through your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw funds
Customers on all websites give great review of gold IRAs.
What exactly is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To protect yourself from the risk of inflation and stock market crashes, it is important to require a variety of investments. Due to this, many people are putting gold, silver, and other valuable metals in their retirement accounts because they are relatively safe and dependable investment.
The companies listed on our list help people set the gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, move the money in your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. These items have to be gold or coins and meet certain “fineness” standards. These accounts can only hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to manage and fund the individual retirement accounts. Many companies place clients in contact with account representatives who can help them through the process.
But an agent of an account is not the same as a financial advisor. If you want to add gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to determine if it makes sense for you.