A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your investment from the volatility of markets as well as protect your investment from inflation. Additionally, precious metals like silver and gold are different from standard assets like stocks and bonds which makes them a great option to diversify your portfolio.
We looked at the best gold IRA companies to determine what precious metal IRA accounts are the best value. We looked at each gold IRA company below based upon a range of things, such as the quality of the metals they offer as well as the costs they impose, the storage options they provide, their customer service, and even their reputation.
Goldco is among the most reputable and best company generally for gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: The new sales can get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save for retirement. Goldco is a leader in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of various retirement accounts by transferring them to the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from the company can show you how to transfer the funds in your account to an precious metals IRA.
This business also sells silver and gold directly to customers. You can also invest your retirement savings, or money from other savings accounts in actual gold and silver.
If you want to start a precious metals IRA through Goldco and move or roll over the assets you have in your current savings account to the new IRA. Goldco makes it simple and painless for customers to complete this process by guiding them through the steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Choose the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of different sizes can also be purchased. They’re as pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you have to sell the valuable metals in your account, Goldco will buy these back for the highest price for buy-back, which is guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a kit for free with details. This kit has a written and spoken information on investing in rare metals.
We believe that overall Goldco is among the best companies to offer gold IRAs.
One of the top companies to purchase silver, gold, and platinum through an IRA.
A reputable business with transparent prices
With a gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is owned by a family and is located in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you are able to store them with a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver products that can be bought directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and find out what they are doing. You can call the number listed on the company’s website at any time to talk to your agent.
If you want to learn more about buying gold before taking the step, you can ask the business for a no-cost guide. This guide of 25 pages contains valuable information on how rare metals IRAs can assist you in taking charge of the savings you have.
You can also get information about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide how to spend.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews, the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this case you can seek advice from a specialist and pay a flat amount and guarantee your purchase up to 24 hours and avoid fees for a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences, easy access to helpful assistance teams and clear prices as well as other aspects. To ensure that your money meets IRS standards, you should only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10- to 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect changes in the market and make it easier to know the price you can expect.
Follow these steps to begin using Lear Capital:
You can open an rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours regarding how to do the tax-free move. It could take up to five days for the money to be moved.
You can purchase valuable metals, and then allow Lear Capital ship them to an area that is secure and where they will be fully insured.
Set up and keep your IRA for free if you invest at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you will receive free setup and holding services.
If you have invested more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
Assistance from a professional in gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, the company has been operating and a large number of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that buying rare metals through Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a large selection of silver, gold palladium and platinum items in addition to other. You can purchase these precious metals by themselves or use them to put money into a precious metals IRA.
This company makes it simple for you to move your retirement savings to a precious metals IRA. With the help of a qualified Precious Metals Specialist you can follow these five steps:
Set up your account and decide the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer a 401(k) to fund your new self-directed IRA.
Choose the best metals for your account. The valuable Metals Specialist can help you determine which metals to invest in to reap the greatest tax advantages.
You can buy your valuable metals. Your specialist will review your order and inform you that your purchase went through after they have completed the transaction.
Find a storage solution for your things. Your specialist will guide you through the various ways to store your belongings. Birch Gold Group stores its customers’ funds at a number of places like Delaware Depository and Brink’s Global Service.
Check the status of your IRA is doing. You can contact your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium items directly from the company. The company sells a wide variety of gold and silver coins accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash payments for gold and silver. This firm also runs a website that contains a lot of free information on investing in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Make use of the money in your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people set up precious metals IRAs. This IRA company works with individuals in all fifty U.S. states. They’ve been in business since more than 30 years, and managed more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. All you have to do is transfer funds into your Augusta account and select the gold and silver goods you’d like to purchase. Augusta will deliver them directly to your door, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10 to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
The company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA you can look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools to assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer money into a precious metal IRA, how they function and what types are available, and why they are great investments.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company offers a broad range of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The firm also sells a small amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals companies by listening to customers and giving them the tools they need to make sound financial decisions. The company’s website has an entire learning center that can assist buyers.
This study area comes with many tools that include:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
When you work for Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. This person can assist you with any queries you might have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers an array of high-quality metals that have been approved by the IRS. It also offers helpful educational materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years in business, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a big option, so it is important to choose a precious metals investment firm that places the reviews of its clients and the accreditations of its affiliates in the first place. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can place bars and coins made of silver, gold platinum, palladium, and platinum in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare such as the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80 to $200 a year for storage of your precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to start with Noble Gold:
Fill out the online form to receive a custom advice or to open an IRA account for gold. You can talk to an expert in-house about your options during the free sessions.
Speak to a Noble Gold expert to start the process of moving the gold IRA over to your new account. If you withdraw money from a retirement account and transfer to your gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer and allow Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many kinds of valuable metals to choose from.
A number of sources gave it five stars.
Free access to the advice of experts
There are a lot of training tools to help investors.
When you’re ready to sell, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are knowledgeable about the market and wish to put a large portion of their wealth into a gold IRA, since it gives savings for large investments but doesn’t offer a lot of tools to help investors who are new. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following accreditations, grades, and titles were granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB awarded the BBB the A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, clear pricing, and simple-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The value of gold fluctuates in real time on their website, so you can easily see the risks, benefits, and costs of purchasing. You can select from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended to go with buyers who have had this experience before. The initial year of storage and upkeep costs $250 and each year following that is $200. You may have to pay a little more such as the cost to open an account.
To start working with Patriot Gold Group, you have to follow these steps:
Complete the online account application to start.
Contact a customer service representative to get your account started or transfer of funds.
You can buy valuable metals and decide how you want to keep them.
You can receive free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of gold physical coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They say they are the top gold-producing company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and want easy access to high-quality training tools.
It is possible to apply for an account without speaking to anyone, and the company gives you access to a large knowledge base, including videos, tools, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and it is awarded an A+ grade.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 users have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, excellent assistance and clear pricing in all of your contacts with the company.
AdvantageGold allows you to put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most popular choices.
The annual storage costs for IRA purchases range from $100-$150. Investors also pay a $50 account-setting-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold you must follow these steps:
Complete the form online and select the account manager you’d like to choose. You can complete the first step on your own with AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the policies and rules of the company, then share your financial records. You may need to show different documents about your IRA or tax obligations.
Select the method you prefer to transfer funds into your account. A expert in rolling money over into an gold IRA will help you do this.
You can purchase precious metals and choose a safe storage space for them. In the final step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it:
When you’re ready to sell the property, the buy-back program makes it easy.
A free guide on investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all sites give excellent review of gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that makes use of gold, silver or other precious metals instead of stocks or bonds.
To safeguard yourself from the effects of the effects of inflation and potential stock market crashes, it is important to should have a diverse portfolio of investments. This is why many people have started putting gold, silver, and other valuable metals in their retirement accounts because they are an extremely safe and reliable investment.
The companies on our list help people set the gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, you should move the money in your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. The items must be gold or coins that meet a set of “fineness” standards. These accounts can only hold coins that are OK with the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it easy and painless to set up and manage these retirement accounts for individuals. Many companies place clients in contact with account reps who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you want to add a gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to see if it makes sense for you.