A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your savings from market volatility as well as protect you from inflation. Additionally, precious metals like gold and silver are very different from the standard investments like stocks and bonds, which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA companies to see what precious metal IRA accounts offer the best deal. We evaluated every gold IRA company below based upon a range of things, such as the precious metals they provide as well as the costs they charge, the storage options they provide as well as their customer service and even their reputation.
Goldco is the most reputable and best company generally for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save for retirement. This company is the leader in the business of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets of different retirement accounts by shifting them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to transfer the money that is in the account to a precious metals IRA.
This company also sells silver and gold directly to clients. You can also invest your retirement savings as well as money from other savings accounts in actual gold and silver.
If you are looking to open a precious metals IRA through Goldco and move or roll over your assets from your savings account to your new IRA. Goldco makes it easy and painless for customers to do this by walking them through the following steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can also be bought. They’re pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and require to sell the precious metals in your account, Goldco will buy them back at the most competitive buy-back price, guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit with information. This kit contains written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we believe Goldco is among the best companies that offer gold IRAs.
One of the best companies to purchase gold, silver, and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family of employees and is based in Los Angeles, CA. It has won several awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, store them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of silver and gold goods which can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investment and find out what they are doing. You can call the number on the website at any time to talk to an agent.
If you’re interested in learning more about buying in gold prior to taking the next step you can contact the firm for a complimentary guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can assist you in taking control of the savings you have.
You can also find out about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In this case you will be able to get assistance from a personal expert and pay a flat amount and guarantee your purchase for 24 hours, and avoid charges if you make a big payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, emphasize smooth experiences and easy access to friendly help desks, and clear prices as well as other aspects. To ensure that your money meets IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10to 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect market changes and make it easier to be aware of what you should expect.
Follow these steps to get started using Lear Capital:
You can create a rare metals IRA account by filling in an online application that takes just 10 minutes.
You should hear from the person in charge of the IRA within 24 hours regarding how to do the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals and then allow Lear Capital ship them to an appropriate location where they’ll be fully insured.
Create and store your IRA for free if spend at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you will receive free setup and holding services.
When you have invested more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
Assistance from a professional for gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, this firm has been operating, and thousands of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that buying in rare metals from this company will be a safe and secure process.
Birch Gold Group sells a large selection of silver, gold platinum, and palladium goods, among others. You can buy these metals by themselves or use them to deposit money into a precious metals IRA.
The company makes it simple for you to move the retirement savings you have saved into a precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take these five steps:
Create your account and choose the method of funding it. With Birch Gold Group, you can move an IRA or roll over an existing 401(k) to help fund your new self-directed IRA.
Select the most valuable metals to invest in for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to get the greatest tax benefits.
You can purchase your precious metals. Your specialist will review your purchase and inform you that your purchase was successful after they have completed the transaction.
Find a storage solution for your things. Your Specialist will show you the different options for storing your things. Birch Gold Group stores its customers’ assets at a number of places, such as Delaware Depository and Brink’s Global Service.
Check what you IRA is doing. You can call your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from them. The company offers a broad selection of gold and silver coins accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash payments for silver and gold. The firm also runs a website that contains lots of information for free regarding investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers to set up precious metals IRAs. This IRA company is a partner for people in all 50 U.S. states. They’ve been operating since more than 30 years, and been able to manage more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. You just need to move money to the Augusta account and then select the silver and gold items you’d like to purchase. Augusta will deliver them directly to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10 to 100-ounce silver bullion bars and 90% silver bags.
Some of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA You can also take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools to help you get started with these funds. On the Oxford Gold website, you can find out how to move money to an precious metal IRA and learn how these IRAs work and what types are available and the reasons why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company offers a broad variety of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals firms in its ability to listen to clients and providing them with the tools needed to make sound financial decisions. The company’s website has a full learning center to help with the buying process.
This study area includes several tools, including:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you might have regarding trading or how to keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This helps customers understand the pros and cons of these investment options and make better decisions.
In general, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that have been approved by the IRS. It also offers helpful educational material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years in business, the company’s gold IRA reviews on all websites have won it five stars.
Opening an IRA account is a big decision, so you must select a precious metals investment firm that places the reviews of its customers and the accreditations of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of gold, silver platinum, palladium, and platinum into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anywhere from $80-$200 per year to keep your precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started with Noble Gold:
Fill out the online form to get personalized advice or create an IRA account for gold. You can talk to an expert in-house about your options during the free sessions.
Contact an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you withdraw money of a retirement account to transfer to your gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage, and then wait for Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals to pick from.
Several sources have rated it five stars.
Access to the advice of experts
There are a lot of training tools that can help investors.
If you’re ready to sell when you’re ready to sell, consider you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for experienced precious metals investors who know the market and want to put a large portion of their money into a gold IRA which offers savings for large investments but doesn’t have many tools to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer with options for basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB gave the BBB an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by offering them friendly assistance lines, straightforward prices, and easy-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices changes in real time on the website, which means you can easily assess the benefits, risks, and costs of purchasing. You can pick among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating fifty years ago.
Patriot Gold Group has a large minimal account size of $50,000 which is why it is recommended for those who have done this before. The first year of storage and upkeep costs $250 and every year after that costs $200. There may be a need to pay more, such as a fee to set up an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Complete the online application form to get started.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase precious metals and choose how you’d like to store them.
You can receive complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been eliminated for purchases over $100,000
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great variety of physical gold coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim they are the top gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice if you like to do things online and would like to have easy access to high-quality training tools.
You can apply for an account without speaking to anyone, and the company gives access to a vast knowledge base with tools, videos, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and it is awarded an A+ grade.
More than 700 users have awarded Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, excellent assistance and clear pricing in all of your contacts with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases range from $100 to $150. Investors are also required to pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold, you need to complete the following steps:
Fill out the online form, and select the account manager you want. You can complete this initial step by yourself using AdvantageGold or contact the customer service team for personalized help.
Accept the policies and rules of the company, and then provide your financial documents. You may need to provide different documents about your IRA or tax obligations.
Select the method you prefer to transfer money into your account. An expert in rolling money over into a gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe place to store them. As a final step, you must complete the declaration form.
AdvantageGold has the following traits that distinguish it:
If you’re ready to sell the property, the buy-back program makes it simple.
A free guide to investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions on how to withdraw cash
Customers on all sites leave glowing review of gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-managed personal retirement account that makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of inflation and possible market crashes, you require a variety of investments. Because of this, a lot of people are placing silver, gold, and other valuable metals into their retirement accounts since they are a fairly safe and reliable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, you should transfer the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. They must be gold or coins and meet certain “fineness” standards. These accounts can only hold the coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to fund and take care of these retirement accounts for individuals. Many companies put customers in touch with account reps who can assist them in the process.
But an agent of an account is not the same as an advisor to financial matters. If you’re considering adding gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to find out whether it’s a good idea for you.