A precious metals IRA, which is also called a gold-backed IRA can help protect your savings from market volatility and protect you from inflation. Additionally, precious metals like silver and gold are different from traditional assets like bonds and stocks, which makes them a good option to diversify.
We reviewed the top gold IRA firms to determine the best precious metal IRA accounts offer the best deal. We evaluated every gold IRA company below based upon a range of things, such as the quality of the metals they offer and the charges they impose, the storage options they provide and their customer service as well as their appearance.
Goldco is one of the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: The new sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that will help you save more for retirement. Goldco is a leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets in a variety of retirement accounts by transferring them to an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can help you understand how to move the money from your account into a precious metals IRA.
This company also sells silver and gold directly to clients. You can also invest your retirement savings, or other savings accounts in actual silver and gold.
If you’re looking to establish an precious metals IRA through Goldco, move or rollover your savings from your savings account to the new IRA. Goldco makes it simple and stress-free for customers to accomplish this by guiding them through the steps:
Make a commitment to know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Purchase your precious metals: Select the precious metals you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in various sizes can also be bought. They are pure as.9999.
Goldco also has an option to buy back gold. If you experience a change in your circumstances and need to sell the precious metals that are in your account, Goldco will buy them back at the highest buy-back price, guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a kit for free with information. This kit contains written and spoken instructions on investing in rare and precious metals.
We believe that overall Goldco is among the best companies to offer gold IRAs.
One of the most trusted companies to buy gold, silver, and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is run by a family, and is located in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, keep them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of silver and gold goods that can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
In contrast, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investments and find out what they’re doing. You can dial the number on the company’s website at any time to talk to your representative.
If you’d like to know more about purchasing gold prior to taking the next step, you can ask the company for a free guide. This guide of 25 pages contains valuable details on the ways that rare metals IRAs can help you take control of the savings you have.
You can also learn about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews and the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money in Lear Capital. In that case, you can get help from a specialist, pay a flat fee and make sure that the purchase is guaranteed up to 24 hours and avoid fees for a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, emphasize smooth experiences and easy access to friendly support teams, and clear pricing, among other things. To make sure your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect changes in the market and make it easier to be aware of what you should expect.
Follow these steps to begin using Lear Capital:
You can create an rare metals IRA account by filling in an online form that only takes 10 minutes.
You should hear from the person in charge of the IRA within 24 hours regarding how to make the tax-free move. It could take up to five days for the money to be transferred.
You can buy valuable metals and then allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and store your IRA at no cost if you spend at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free set-up and hold services.
If you invest more than $10,000, you get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional for gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from every source
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, the company has been operating and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that buying in rare metals from Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a wide range of gold, silver, platinum, and palladium goods in addition to other. You can buy these metals on their own, or use them to deposit money into a precious metals IRA.
The company makes it simple for you to move your retirement savings into an precious metals IRA. With the help of a trained Precious Metals Specialist you can follow the following steps:
Set up your account and decide the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over a 401(k) for funding your new self-directed IRA.
Choose the valuable metals that will benefit your account. Your valuable Metals Specialist can help you figure out which metals to invest in to get the highest tax advantages.
You can purchase your precious metals. Your specialist will go over your purchase and inform you that your purchase was successful when they have confirmed it.
Find a storage solution for your things. Your specialist will guide you through the different methods to organize your items. Birch Gold Group stores its customers’ investments at a number of places like Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is performing. You can call your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and items directly from them. The company offers a broad variety of coins that are accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash payments for silver and gold. This company also has a website with lots of information for free on the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers set up precious metals IRAs. This IRA company works with individuals across all 50 U.S. states. They have been in business for more than 30 years and have managed more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. It’s as simple as transferring money to your Augusta account and then select the silver and gold products you want to buy. Augusta will deliver them to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company comprise items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10- up to 100-ounce silver bullion bar, and 90% silver bags.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA, you can also look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that helps people set the gold IRAs. They offer silver, gold, platinum, and palladium. The company has a great rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools to assist you in establishing these funds. On the Oxford Gold website, you will learn how to move money into an precious metal IRA and how they function and what kinds are available and the reasons why they are great investments.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a wide selection of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The firm also sells a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms by listening to its customers and providing them with the tools they require to make good financial choices. The company’s website has an entire learning center that can help with the buying process.
This study area has several tools, including:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you may have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After just a few years in business, the company’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a big choice, so you should select a precious metals investment firm that places the opinions of its clients and its accreditations for affiliates in the first place. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of silver, gold, platinum, and palladium in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anywhere from $80-$200 per year for storage of your real valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Complete the online form to get a custom advice or to create an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Speak to a Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out of another retirement account to transfer to the gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals to pick from.
A number of sources gave it five stars.
Access to expert advice
There are many tools for training that can assist investors.
When you’re ready for selling when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for experienced precious metals investors who are knowledgeable about the market and want to invest a significant portion of their wealth into a gold IRA, since it gives savings for big investments but lacks a lot of tools to help investors who are new. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that offers basic silver and gold and good ways to get help.
The following accreditations, grades, and titles were given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave it an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, clear pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. Gold prices fluctuates in real-time on their website, so you can easily assess the risks, benefits, and costs of your purchase. You can choose from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as far back as 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is recommended for those who have done this before. The initial year of storage and upkeep costs $250, and each year after that costs $200. You might have to pay a little more like the cost to open an account.
To begin working with Patriot Gold Group, you need to do the following:
Complete the online application for a new account to start.
Contact a service representative to get your account started or transfer of funds.
You can buy valuable metals and decide how you’d like to keep them.
You can get complimentary delivery to your safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Account fees have been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of gold physical coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the best gold company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and want easy access to high-quality training tools.
You can apply for an account without speaking to a person and the company provides you access to a large knowledge base, including videos, tools and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with an A+ grade.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, excellent assistance and clear pricing in all of your contacts with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account-setting-up cost and a range of different annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold To begin using AdvantageGold, you must do the following:
Complete the online form and select the account manager you would like to work with. You can complete the first step on your own using AdvantageGold or contact the customer service team for personalized help.
Accept the policies and rules of the company, and then provide your financial records. You may be required to present different papers about your IRA or taxes.
Choose the way you want to put money in your account. A professional who has experience in rolling money into a gold IRA will assist you in doing this.
You can purchase precious metals and pick a secure place to store them. As a final step, you must complete the declaration form.
AdvantageGold has the following traits that make it stand out:
When you’re ready for selling, the buy-back scheme makes it easy.
A free guide on investing in gold through your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw funds
Customers on all sites leave glowing feedback on gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of the effects of inflation and potential stock market crashes, you need a diversified collection of investments. This is why a lot of people are now putting gold, silver, and other valuable metals into their retirement accounts because they are an extremely safe and reliable investment.
The companies on our list help people set the gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should move the money from your retirement savings into a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. The items must be coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and stress-free to manage and fund the individual retirement accounts. Many companies put clients in contact with account reps who can assist them in the process.
However, an agent for an account isn’t the same as a financial advisor. If you want to add a gold IRA to your retirement account to diversify it you should consult your financial adviser first to see if it makes sense for you.