A precious metals IRA, which is also known as a gold-backed IRA, can help protect your savings from market volatility and safeguard you against inflation. Additionally, precious metals such as gold and silver are very different from the standard investments like stocks and bonds which makes them a great way to diversify.
We reviewed the top gold IRA companies to determine the best precious metal IRA accounts are the best value. We evaluated each gold IRA company below, based on a variety of things, such as the valuable metals they offer, the fees they impose, the storage choices they offer as well as their customer service and even their reputation.
Goldco is the most reputable and best company generally when it comes to gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is an established dealer of rare metals that sells goods that will help you save more for retirement. This company is the leader in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets of different retirement accounts by moving them to an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at the company can show you how to move the money from your account into an precious metals IRA.
This business also sells gold and silver directly to clients. You can also invest your retirement savings, or other savings accounts into real gold and silver.
If you are looking to open a precious metals IRA through Goldco move or rollover your assets from your savings account into your new IRA. Goldco makes it easy and painless for customers to do this by walking them through the following steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Select the precious metals you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of different sizes can also be purchased. These bars are pure as.9999.
Goldco also offers a program for buying back gold. If your situation changes and you require to sell the valuable metals in your account, Goldco will buy these back for the most competitive price for buy-back, which is guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit with information. This kit has written spoken, spoken, and a visual guide to investing in rare metals.
We believe that overall Goldco is among the best companies that provide gold IRAs.
One of the best companies to buy gold, silver and platinum via an IRA.
reputable business with clear prices
With the gold IRA move, you are able to alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is run by a family, and is based in Los Angeles, CA. It has received numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, keep them with a safe storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of silver and gold goods that can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak to someone about your investment and learn what they’re doing. You can dial the number on the website anytime to speak to an agent.
If you’re interested in learning more about purchasing gold before taking the step to buy it, you can ask the business for a complimentary guide. This guide of 25 pages contains valuable details on the ways that rare metals IRAs can assist you in taking charge of the savings you have.
You can also find out about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews as well as the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA money into Lear Capital. In this case, you can get help from a specialized expert and pay a flat amount, guarantee your purchase for 24 hours, and avoid fees for a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, focus on smooth experiences and easy access to friendly help desks, and clear prices as well as other aspects. To make sure your money is in compliance with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10-to 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and make it easier to be aware of what you should expect.
Follow these steps to get started with Lear Capital:
You can create an rare metals IRA account by filling out an online application that takes just 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours about how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals and let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and keep your IRA for free if spend between $25,000 and $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free set-up and hold services.
If you invest more than $10,000, you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
Assistance from a professional for gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this firm has been operating and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a large selection of silver, gold, palladium and platinum items as well as other. You can buy these metals by themselves or use them to put money into an precious metals IRA.
This company makes it easy for you to convert your retirement savings into a precious metals IRA. With the assistance of a trained Precious Metals Specialist You can follow the following steps:
Create your account and select which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to fund your new self-directed IRA.
Choose the best metals to invest in for your account. Your precious Metals Specialist can help you determine which metals to invest in to gain the greatest tax benefits.
You can buy your valuable metals. Your specialist will review your order and let you know that the purchase was successful once they have done so.
Find a storage solution for your items. Your specialist will guide you through the different ways to store your belongings. Birch Gold Group stores its customers’ funds at a number of places like Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is performing. Contact your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from the company. The company sells a wide selection of coins that are OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They provide IRAs and cash-payouts for gold and silver. The firm also runs a website with a lot of free information regarding the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people create precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They have been in business since more than 30 years, and been able to manage more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. All you have to do is transfer money to the Augusta account and then select the silver and gold products you’d like to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
A few of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA, you can also look at a list of the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools to assist you in establishing these funds. On the Oxford Gold website, you can find out how to move money into an precious metal IRA and learn how they function, what kinds are offered and the reasons they are a good investment.
The Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company sells a wide variety of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals companies by listening to its clients and giving them the tools they require to make informed financial decisions. On its website, the company offers a full learning center to aid buyers in the purchasing process.
This study area comes with a number of tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity direct access to one of the company’s Managing Partners. The person will be able to help you answer any questions that you might have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the pros and cons of these investment options and make better decisions.
In general, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides a wide range of valuable metals that have been allowed by the IRS. It also has helpful teaching materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After just a few years of operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a great choice, so you should select a precious metals investment company that puts the opinions of its clients and the accreditations of its affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to place bars and coins made of gold, silver platinum, palladium, and platinum in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules the rare metals that are included in IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80 to $200 per year for storage of your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Fill out the online form to receive an individualized advice or to create an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Speak to an Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you take money out of a retirement account to put into your gold IRA instead of rolling it over, you could be required to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Choose your storage and let Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Great ways to assist customers
There are many types of valuable metals to choose from.
Several sources have rated it five stars.
Access to expert advice
There are a lot of training tools to help investors.
When you’re ready for selling and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who are familiar with the market and wish to put a big chunk of their wealth into a gold IRA, since it gives savings for large investments, but doesn’t have the tools needed to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic gold and silver, and the best ways to get assistance.
The following grades, accreditations, and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded it an A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, clear prices, and simple to use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold changes in real time on their website, which means you can easily assess the risks, benefits, and costs of your purchase. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as far back as 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is best for buyers who have previously had this service. The initial year of storage and maintenance costs $250 and every year following that is $200. You might have to pay more, for instance, a fee to set up an account.
To begin your journey with Patriot Gold Group, you must do the following:
Complete the online account application to start.
Contact a customer service representative to start your account restart or movement of funds.
You can buy valuable metals and pick the way you’d like to keep them.
You can receive complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of physical gold coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim to be the best gold-producing company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and need easy access to high-quality training tools.
It is possible to apply for an account without speaking to anyone The company will give you access to a large knowledge base, including videos, tools, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with it is awarded an A+ grade.
More than 700 users have given Google 5 stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, fantastic assistance and transparent prices in all of your contacts with the company.
AdvantageGold lets you put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases range from $100-$150. Investors are also required to pay a $50 account set-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To get started using AdvantageGold, you need to complete the following steps:
Fill out the online form and select the account manager you’d like to choose. You can do this first step on your own using AdvantageGold, or you can contact the customer service team for personalized help.
Accept the rules and policies that the business follows, and then provide your financial documents. You may need to provide different papers about your IRA or taxes.
Choose the way you want to transfer money into your account. A professional who has experience in rolling money into a gold IRA will help you do this.
You can buy valuable metals and pick a secure location to store them. As the last step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out:
When you’re ready to sell, the buy-back scheme simplifies the process.
A guide for investing in gold with your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions regarding how to withdraw funds
Customers on all sites leave excellent feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead bonds.
To protect yourself from inflation and possible market crashes, you need a diversified collection of investments. Because of this, a lot of people are placing silver, gold and other precious metals into their retirement accounts because they are a fairly safe and reliable investment.
The companies we have listed assist people in setting up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should move the money in your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. The items must be either coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to set up and manage these individual retirement accounts. Many businesses put clients in contact with account reps who can help them through the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add an gold IRA to your retirement account to diversify it You should speak to your financial advisor to see whether it is a good idea for you.