A precious metals IRA that is also called a gold-backed IRA, can help protect your savings from market volatility as well as protect you against inflation. Additionally, precious metals like gold and silver are very different from traditional investments like stocks and bonds, which makes them a good option to diversify your portfolio.
We looked at the best gold IRA companies to determine which precious metal IRA accounts are the best deal. We looked at each gold IRA company below based upon a range of factors, including the valuable metals they offer, the fees they impose, the storage options they offer, their customer service, as well as their appearance.
Goldco is the most trusted and most reliable company overall in the field of gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: The new sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save more for retirement. Goldco is a leader in the field of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you protect the assets in various retirement accounts by moving them to the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from Goldco can help you understand how to transfer the money that is in the account to a precious metals IRA.
This business also sells gold and silver directly to customers. You can invest your retirement savings, or money from other savings accounts in actual gold and silver.
If you want to start a precious metals IRA through Goldco, move or rollover your savings from your savings account into the new IRA. Goldco makes it simple and stress-free for customers to accomplish this by walking them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your valuable metals: Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Gold and silver bars of different sizes can be bought. They’re as pure as.9999.
Goldco also has an option to buy back gold. If you experience a change in your circumstances and need to sell the valuable metals in your account Goldco will purchase these back for the highest buy-back price, guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit that includes details. This kit contains written, spoken, and seen information on investing in rare metals.
Overall, we think Goldco is one of the best companies that offer gold IRAs.
One of the top companies to buy silver, gold, and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is run by a family of employees and is headquartered in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you are able to keep them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of silver and gold goods that can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
On the other hand, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
Combibar Valcambi
When you buy valuable metals from American Hartford Gold, you can always speak with a representative about your investments and learn what they’re doing. You can dial the number on the website at any time to talk to your agent.
If you want to learn more about purchasing gold prior to taking the next step you can contact the business for a free guide. This 25-page guide has useful details on how rare metals IRAs can assist you in taking charge of your savings.
You can also find out about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews and the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In that case you can seek advice from a specialist and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and avoid charges if you make a big payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and transparent prices, among other things. To make sure your money is compliant with IRS standards, you should only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect market changes and make it easier to know the price you can expect.
Follow these steps to start with Lear Capital:
You can open an rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours regarding how to do the tax-free transfer. The money could take as long as five days to be moved.
You can purchase valuable metals and allow Lear Capital ship them to an area that is secure and that is fully insured.
Set up and keep your IRA for free if you spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free set-up and holding services.
When you make a purchase of more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat rate
Assistance from a professional in gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, the firm has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be confident that buying rare metals through this company is a secure and dependable process.
Birch Gold Group sells a large selection of silver, gold, palladium, and platinum products as well as other. You can purchase these metals on their own, or use them to deposit money into an precious metals IRA.
This company makes it easy for you to convert your retirement savings into an precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take these steps:
Set up your account and choose the method of funding it. With Birch Gold Group, you can transfer an IRA or roll over a 401(k) for funding your self-directed IRA.
Choose the best metals that will benefit your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the highest tax advantages.
You can purchase your precious metals. Your specialist will review your purchase and inform you that your purchase went through once they have done so.
Find a storage solution for your things. Your expert will help you understand the different options for storing your belongings. Birch Gold Group stores its customers’ assets at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is going. You can contact your Specialist at any time to check your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from them. The company sells a wide range of gold and silver coins accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They offer IRAs and cash payments for silver and gold. This firm also runs a website that contains a lot of free information about investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers set up precious metals IRAs. This IRA company is a partner for people across all fifty U.S. states. They’ve been in business for over 30 years and handled more than $25 billion.
After you have purchased gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. You just need to move money into your Augusta account and then select the silver and gold items you want to buy. Augusta will deliver them to your door and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10- up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
The company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA you can look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools to help you start these funds. On the Oxford Gold website, you will learn how to transfer funds to a precious metal IRA and learn how these IRAs work and what types are available and the reasons why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company offers a broad selection of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
It also offers a limited number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other companies that deal in precious metals in its ability to listen to clients and giving them the tools they require to make sound financial decisions. The company’s website offers an entire learning center that can aid buyers in the purchasing process.
This study area comes with a number of tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
FAQs
A listing of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you may have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an extensive selection of precious metals that are regulated by the IRS. It also offers helpful educational materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years in business, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening a gold IRA account is a big choice, so you should select a precious metals investment company that puts the opinions of its clients and the accreditations of its affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins made of gold, silver platinum, palladium, and platinum into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations, all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80 to $200 per year to keep your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Complete the online form to get personalized advice or open an IRA account for gold. You can speak with an in-house expert about your options during free sessions.
Speak to a Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money from a retirement account and put into the gold IRA instead of rolling it over, you could be required to pay tax on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Select the storage you want, and then let Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are a variety of precious metals to pick from.
Many sources gave it five stars.
Free access to the advice of experts
There are a lot of training tools that can help investors.
When you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who are knowledgeable about the market and wish to invest a significant portion of their wealth into an investment in gold IRA as it offers savings for big investments but lacks a lot of tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that offers basic silver and gold and good ways to get help.
The following grades, accreditations, and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave it the A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, transparent pricing, and simple-to-use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold changes in real-time on their website, so you can easily assess the benefits, risks, and costs associated with your purchase. You can pick from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, so it is recommended to go with buyers who have previously had this service. First year storage and upkeep costs $250, and each year following that is $200. You might have to shell out more like the cost to open an account.
To begin with Patriot Gold Group, you have to follow these steps:
Complete the online account application to get started.
Contact a customer service worker to start your account restart or transfer of funds.
You can buy valuable metals and decide how you’d like to keep them.
You can get free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great variety of physical gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the top gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you if you like to do things online and need easy access to quality training tools.
It is possible to apply for an account without talking to anyone, and the company gives you access to a huge knowledge base that includes videos, tools and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and it is awarded an A+ grade.
Nearly 700 of their customers have awarded Google five stars.
More than 1,400 users have given Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, great help and clear pricing in all of your contacts with the company.
AdvantageGold lets you put platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases are between $100 and $150. Investors also pay a $50 account-setting-up cost and a range of different yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To get started using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Complete the online form, and choose the account manager you want. You can do this first step on your own using AdvantageGold, or you can contact the customer service team for personalized help.
Accept the rules and guidelines of your company and then share your financial records. You may be required to present various documents regarding your IRA or tax obligations.
Choose the way you want to deposit money in your account. An expert in rolling money into an gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure place to store them. As the last step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
If you’re ready to sell the house, the buy-back plan makes it simple.
A free guide on investing in gold through your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing money
Customers on all websites give great feedback on gold IRAs.
What exactly is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To protect yourself from the risk of inflation and stock market crashes, it is important to should have a diverse portfolio of investments. This is why a lot of people are now placing silver, gold, and other valuable metals in retirement accounts due to them being relatively safe and dependable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, move the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. They must be gold or coins and must meet specific “fineness” standards. These accounts can only hold the coins that are approved by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to set up and manage the individual retirement accounts. Many companies put customers in touch with account reps who can help them through the process.
But an agent of an account is not the same as a financial advisor. If you want to add an gold IRA to your retirement account to diversify it You should speak to your financial advisor first to see whether it is a good idea for you.
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