A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your money from volatility in the market as well as protect you from inflation. Also, valuable metals like silver and gold are different from traditional investments like stocks and bonds which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA companies to see the best precious metal IRA accounts are the best value. We analyzed each gold IRA company below based on a number of factors, including the quality of the metals they offer as well as the costs they charge, the storage options they offer, their customer service, and even their reputation.
Goldco is one of the most reputable and most reliable company overall when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales may get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that will help you save more for retirement. Goldco is a leader in the field of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you protect the assets of various retirement accounts by transferring them into an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can help you understand how to move the money from your account into a precious metals IRA.
This company also sells silver and gold directly to customers. You can invest your retirement savings as well as money from other savings accounts into real gold and silver.
If you want to start a precious metals IRA through Goldco and move or roll over your assets from your savings account to your new IRA. Goldco makes it simple and painless for customers to do this by guiding them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Choose the precious metals you would like to include in your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in various sizes can also be bought. They’re as pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you need to sell the precious metals in your account, Goldco will purchase these back for the best buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit with information. This kit contains written spoken, spoken, and a visual information on investing in rare metals.
Overall, we believe Goldco is one of the top companies that provide gold IRAs.
One of the best companies to purchase silver, gold, and platinum via an IRA.
reputable business with clear prices
With the gold IRA move, you can switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is owned by a family of employees and is located in Los Angeles, CA. It has won several awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, you are able to store them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver products which can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
In contrast metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investments and learn how they are doing. You can dial the number on the company’s website at any time to talk to your agent.
If you’re interested in learning more about purchasing gold prior to making the move to buy it, you can ask the business for a no-cost guide. This guide, which is 25 pages long, provides details on the ways that rare metals IRAs can assist you in taking control of your savings.
You can also learn about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews, the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this scenario, you can get help from a specialist and pay a flat amount and guarantee your purchase up to 24 hours and avoid fees for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences with easy access to knowledgeable help desks, and clear prices among other things. To ensure that your money meets IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10- to 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect market changes and make it easier to be aware of the price you can expect.
Follow these steps to start using Lear Capital:
You can create a rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear from the person in charge of the IRA within 24 hours of how to complete the tax-free transfer. The money could take as long as five days to be transferred.
You can buy valuable metals and let Lear Capital ship them to an area that is secure and that is fully insured.
Create and keep your IRA at no cost if you spend at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you will receive free set-up and hold services.
When you invest more than $10,000, you get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one help from pros in gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, the company has been in business, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be assured that buying rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a large selection of gold, silver, platinum, and palladium goods in addition to other. You can purchase these metals on their own, or use them to deposit money into a precious metals IRA.
The company makes it simple for you to move your retirement savings to a precious metals IRA. With the assistance of a qualified Precious Metals Specialist You can follow these steps:
Create your account and choose how you want to fund it. Through Birch Gold Group, you can move an IRA or roll over an existing 401(k) to help fund your new self-directed IRA.
Choose the valuable metals for your account. The valuable Metals Specialist can help you figure out which metals to invest in to reap the most tax advantages.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that your purchase went through after they have completed the transaction.
Find a method to store your items. Your Specialist will show you the various methods to organize your items. Birch Gold Group stores its customers’ assets at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out how your IRA is doing. You can contact your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from the company. The company offers a broad variety of coins that are OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are some of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash-payouts for gold and silver. The business also offers a site that contains many free information about the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people set up precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They have been in business since more than 30 years, and managed more than $25 billion.
After you have purchased gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. It’s as simple as transferring funds into your Augusta account and choose the silver and gold items you want to buy. Augusta will bring them right to your doorstep and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10 to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
A few of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA, you can also check out the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools that can help you start these funds. On the Oxford Gold website, you can learn how to transfer funds into a precious metal IRA and how they function and what types are available and the reasons they are good assets.
The Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company sells a vast range of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals firms by listening to its clients and providing them with the tools they require to make informed financial decisions. On their website, the business provides a full learning center to assist buyers.
This study area comes with a number of tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A list of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the company’s Managing Partners. This person can assist you with any queries you may have regarding trading or how to store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that have been approved by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years in operation Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening an gold IRA account is a big decision, so you must select a gold investment firm that values the opinions of its clients and its accreditations for affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can place bars and coins made of gold, silver platinum, palladium, and platinum in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80 to $200 a year for storage of your real valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Fill out the form online to receive a custom advice or to create an IRA account for gold. You can talk to an in-house expert about your choices during the free sessions.
Contact a Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you take money out of a retirement account to transfer to the gold IRA instead of rolling it over, you might be required to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA and then purchase the valuable metals you want.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
Several sources have rated it five stars.
Access to the advice of experts
There are a lot of training tools that can help investors.
If you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who know the market and wish to put a large portion of their wealth into a gold IRA, since it gives savings for big investments but doesn’t offer many tools to help investors who are new. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that has options for basic gold and silver as well as good ways to get help.
The following grades, accreditations, and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, transparent pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold is updated in real-time through the site, so you are able to easily evaluate the risks, benefits and costs of your purchase. You can pick from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is recommended to go with buyers who have done this before. The first year of storage and upkeep costs $250 and every year after that costs $200. You may have to shell out more such as a fee to set up an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Complete the online account application to start.
Contact a customer service worker to get your account started or to transfer funds.
You can purchase valuable metals and choose how you’d like to store them.
You can get no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide variety of physical gold coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the top gold company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice If you enjoy doing things online and would like to have easy access to quality training tools.
It is possible to apply for an account without talking to anyone, and the company gives you access to a large knowledge base with videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and an A+ grade.
Nearly 700 of their customers have rated Google 5 stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, fantastic assistance, and clear prices in all your interactions with the company.
AdvantageGold lets you deposit gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Complete the form online and choose the account manager you want. You can do this first step on your own with AdvantageGold, or you can call the customer service team for personalized help.
Accept the rules and policies that the business follows, and then provide your financial records. You may need to provide various documents regarding your IRA or taxes.
Choose the way you want to put funds into your account. A professional who has experience in rolling over money into a gold IRA can assist you with this.
You can buy valuable metals and pick a secure place to store them. In the final step, you have to complete the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready to sell, the buy-back scheme simplifies the process.
A guide for investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions on how to withdraw cash
Customers on all sites give great reviews of gold IRAs.
What is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To protect yourself from the effects of inflation and potential stock market crashes, it is important to require a variety of investments. Due to this, a lot of people are now putting gold, silver, and other valuable metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies listed on our list help people set the gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, you should move the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. The items must be either coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and easy to fund and take care of these individual retirement accounts. Many businesses put customers in touch with account reps who can help them through the process.
But an agent of an account is not the same as an advisor to financial matters. If you’re considering adding an gold IRA to your retirement account to diversify it you should consult your financial advisor first to determine whether it’s a good idea for you.