A precious metals IRA, which is also called a gold-backed IRA, can help protect your savings from market volatility as well as protect you from inflation. Also, valuable metals like gold and silver are very different from traditional assets like stocks and bonds and bonds, which makes them a good way to diversify.
We looked at the top gold IRA companies to determine the best precious metal IRA accounts offer the best value. We analyzed each gold IRA company below, based on a variety of things, such as the quality of the metals they offer and the charges they impose, their storage options they offer and their customer service and even their reputation.
Goldco is among the most reputable and best company generally in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: The new sales can get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save for retirement. Goldco is a leader in the field of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets in a variety of retirement accounts by moving them to an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert from Goldco can guide you on how to transfer the funds that is in the account to a precious metals IRA.
This company also sells gold and silver directly to its customers. You can put your retirement savings as well as other savings accounts in actual silver and gold.
If you are looking to open an precious metals IRA through Goldco move or rollover your savings from your current savings account to your new IRA. Goldco makes it simple and painless for customers to do this by walking them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your valuable metals: Select the precious metals that you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of various sizes can also be bought. These bars are pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you require to sell the valuable metals in your account, Goldco will buy them back at the highest buy-back price, guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit with details. This kit has a written, spoken, and seen instructions on investing in rare and precious metals.
We believe that overall Goldco is among the best companies to offer gold IRAs.
One of the most trusted companies for buying in gold, silver and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is run by a family of employees and is based in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you can keep them with a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of silver and gold goods which can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn what they’re doing. You can dial the number on the website anytime to speak to your representative.
If you’d like to know more about buying gold before taking the step you can contact the business for a complimentary guide. This 25-page guide has useful details on the ways that rare metals IRAs can help you take control of the savings you have.
You can also learn about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide which way to spend your money.
American Hartford Gold is a trusted gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In that case, you can get help from a specialized expert or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and avoid fees if you make a big payment.
These are the Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, are focused on smooth experiences and easy access to friendly support teams, and clear pricing, among other things. To make sure your money is in compliance with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect changes in the market and allow you to be aware of what you should expect.
Follow these steps to start by contacting Lear Capital:
You can open a rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours regarding how to make the tax-free transfer. The money could take as long as five days to be transferred.
You can buy valuable metals and then allow Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and keep your IRA for free if spend between $25,000 and $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free set-up and hold services.
When you have invested more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat cost
One-on-one help from pros in gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from every source
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, this firm has been operating and a lot of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be confident that purchasing rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a variety of gold, silver, palladium, and platinum products, among others. You can purchase these metals on their own, or make use of them to deposit money into an precious metals IRA.
This company makes it easy for you to transfer your retirement savings to a precious metals IRA. With the help of a trained Precious Metals Specialist You can follow these steps:
Set up your account and choose which method you would like to fund it. Through Birch Gold Group, you can move an IRA or transfer a 401(k) to fund your self-directed IRA.
Choose the valuable metals for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to reap the most tax benefits.
You can buy your valuable metals. Your Specialist will look over your order and let you know that the purchase was successful after they have completed the transaction.
Find a method to store your things. Your expert will help you understand the different methods to organize your belongings. Birch Gold Group stores its customers’ funds at a number of places, such as Delaware Depository and Brink’s Global Service.
Find out what your IRA is doing. You can contact your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from them. The company offers a broad selection of currency that is OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are just a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They offer IRAs and cash-payouts for silver and gold. The firm also runs a website that contains many free information on the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users set up precious metals IRAs. This IRA company works with people in all fifty U.S. states. They’ve been operating for more than 30 years and have been able to manage more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. All you have to do is transfer funds to your Augusta account and select the gold and silver goods you’d like to purchase. Augusta will deliver them directly to your door and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company comprise items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10- to 100-ounce silver bullion bars and 90% silver bags.
A few of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA You can also check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell silver, gold platinum, palladium, and. The company has an excellent rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools that can help you start these funds. On the Oxford Gold website, you will learn how to transfer money to an precious metal IRA, how they function and what types are available, and why they are great investments.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a wide range of popular silver and gold coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a small number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to customers and giving them the tools they need to make sound financial decisions. On its website, the company offers a complete learning center to help with the buying process.
This study area includes a number of tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the company’s Managing Partners. The person will be able to help you answer any questions that you have regarding how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides a wide range of valuable metals that have been allowed by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After less than 10 years in operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an gold IRA account is a big choice, so you should select a precious metals investment firm that places the opinions of its clients as well as the certifications of its affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can place bars and coins made of gold, silver platinum, palladium, and tin in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations the rare metals that are included in IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80-$200 per year to store your real precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Fill out the form online to receive an individualized advice or to open an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Talk to an Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you withdraw money of a retirement account to put into your gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want and allow Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are a variety of valuable metals to choose from.
A number of sources gave it five stars.
Access to the advice of experts
There are many tools for training that can assist investors.
When you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who know the market and wish to invest a significant portion of their money into a gold IRA which offers savings for large investments but doesn’t have many tools to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that has options for basic silver and gold and the best ways to get assistance.
The following grades, accreditations and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave it the A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful assistance lines, straightforward pricing, and simple-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold changes in real-time on the website, so you can easily assess the risks, benefits and costs of purchasing. You can select from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, therefore it is recommended for those who have previously had this service. First year storage and maintenance costs $250, and each year after that costs $200. You might have to pay a little more for instance, the cost to open an account.
To begin your journey with Patriot Gold Group, you need to do the following:
Fill out the online application form to start.
Contact a customer service worker to get your account started or transfer of funds.
You can buy valuable metals and pick the way you want to keep them.
You can get free delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been waived for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of gold physical coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the best gold company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and need easy access to good training tools.
You can apply for an account without talking to anyone, and the company gives you access to a large knowledge base that includes tools, videos and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with it is awarded an A+ grade.
Nearly 700 of their customers have given Google five stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, excellent assistance, and clear prices throughout your interactions with AdvantageGold.
AdvantageGold lets you put platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases range from $100 to $150. Investors are also required to pay a $50 account-setting-up cost and a range of different yearly upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To start using AdvantageGold you must do the following:
Fill out the online form, and select the account manager you would like to work with. You can complete this initial step by yourself using AdvantageGold or contact the customer service team for personalized help.
Accept the rules and policies that the business follows, and then share your financial records. You may need to show various documents regarding your IRA or taxes.
Choose the method you wish to put money into your account. An expert in rolling over money into a gold IRA can assist you with this.
You can purchase valuable metals and pick a secure storage space for them. As the last step, you must sign the declaration form.
AdvantageGold has the following characteristics that make it stand out from the crowd:
If you’re ready to sell the property, the buy-back program makes it easy.
A free guide on investing in gold with your IRA.
There are many ways to learn.
There are no minimum investments.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Step-by-step directions regarding how to withdraw money
Customers on all sites give excellent reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To guard yourself against the effects of inflation and potential stock market crashes, it is important to should have a diverse portfolio of investments. Due to this, many people are now placing silver, gold, and other valuable metals in their retirement accounts since they are an extremely safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, you should transfer the money in your retirement savings to a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. The items must be gold or coins and meet certain “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to set up and manage these individual retirement accounts. Many companies place clients in contact with account reps who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you want to add gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to find out whether it’s a good idea for you.