A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your investment from the volatility of markets and safeguard you against inflation. Also, valuable metals like gold and silver are very different from traditional investments like stocks and bonds, which makes them a good way to diversify.
We looked at the best gold IRA companies to see what precious metal IRA accounts offer the best deal. We looked at every gold IRA company below, based on a variety of things, such as the valuable metals they offer as well as the costs they impose, their storage choices they offer, their customer service, as well as their appearance.
Goldco is one of the most trusted and most reliable company in the field of gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: The new sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save for retirement. Goldco is a leading company in the business of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets in different retirement accounts by shifting them into a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at Goldco can help you understand how to transfer the money in your account to an precious metals IRA.
The company also sells silver and gold directly to its customers. You can also invest your retirement savings, or money from other savings accounts in actual gold and silver.
If you want to start a precious metals IRA through Goldco, move or rollover your assets from your current savings account into your new IRA. Goldco makes it easy and easy for customers to accomplish this by guiding them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Purchase your precious metals: Select the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can also be bought. These bars are as pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you need to sell the valuable metals in your account, Goldco will purchase these back for the highest buy-back price, guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a kit for free with details. This kit contains written and spoken information on investing in rare metals.
Overall, we think Goldco is one of the best companies to provide gold IRAs.
One of the top companies for buying in gold, silver and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is run by a family of employees and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you can store them with a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver goods that can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investment and learn how they are doing. You can call the number on the website anytime to speak to your representative.
If you want to learn more about buying in gold prior to making the move to buy it, you can ask the business for a free guide. This 25-page guide has useful details on how rare metals IRAs can assist you in taking control of the savings you have.
You can also find out about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews, the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to invest your gold IRA money into Lear Capital. In this scenario you will be able to get assistance from a personal expert or pay a fixed fee, guarantee your purchase up to 24 hours and avoid fees if you make a big payment.
Here are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences and easy access to friendly support teams, and transparent prices, among other things. To make sure your money is in compliance with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10- to 100-ounce bar of your favorite metal. Prices for precious metals are constantly changing to reflect market changes and make it easier to anticipate what to expect.
Follow these steps to get started by contacting Lear Capital:
You can open a rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours about how to do the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase valuable metals and allow Lear Capital ship them to an appropriate location where they will be fully insured.
Create and keep your IRA for free if spend at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free set-up and hold services.
When you invest more than $10,000, you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable price
One-on-one help from pros for gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, this company has been operating and a large number of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that buying rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a variety of gold, silver, palladium and platinum items, among others. You can buy these metals on their own, or make use of them to deposit money into an precious metals IRA.
This company makes it easy for you to move your retirement savings to a precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow the following steps:
Set up your account and choose the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) for funding your self-directed IRA.
Select the most valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the greatest tax benefits.
You can purchase your precious metals. Your specialist will review your purchase and inform you that your purchase was successful once they have done so.
Choose a way to store your things. Your expert will help you understand the different methods to organize your items. Birch Gold Group stores its customers’ assets in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Check the status of you IRA is doing. Contact your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium products directly from them. The company offers a wide range of coins that are OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
These are some of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash-payouts for gold and silver. The business also offers a site that contains a lot of free information regarding investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers to set up precious metals IRAs. This IRA company works with individuals in all 50 U.S. states. They’ve been in business since more than 30 years, and managed more than $25 billion.
After you have purchased silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to buy real gold and silver. All you have to do is transfer money to your Augusta account and select the silver and gold items you want to buy. Augusta will deliver them directly to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company comprise items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars. 10- up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
A few of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA You can also check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set the gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools to help you start these funds. On the Oxford Gold website, you will learn how to transfer funds to a precious metal IRA and how these IRAs work, what kinds are offered, and why they are great investments.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a vast selection of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
It also offers a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals in its ability to listen to customers and providing them with the tools they need to make sound financial decisions. The company’s website offers a complete learning center to aid buyers in the purchasing process.
This study area comes with a number of tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you might have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This lets customers learn the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that are regulated by the IRS. It also offers helpful educational materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years in business, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a good option, so it is important to choose a precious metals investment firm that values the opinions of its clients and the accreditations of its affiliates first. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put bars and coins composed of silver, gold platinum, palladium, and tin in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules, all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anything from $80 to $200 a year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to begin using Noble Gold:
Complete the online form to get an individualized advice or to create an IRA account for gold. You can talk to an expert from the company about your options during the free sessions.
Contact a Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you withdraw money from a retirement account and put into the gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the valuable metals you want.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are many kinds of valuable metals to choose from.
A number of sources have rated it five stars.
Free access to the advice of experts
There are a lot of training tools to help investors.
When you’re ready to sell and sell your home, you should have you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for experienced precious metals investors who know the market and would like to invest a significant portion of their wealth into an investment in gold IRA which offers savings for large investments, but doesn’t offer many tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer with options for basic gold and silver, and helpful ways to seek help.
The following accreditations, grades, and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB gave it an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, clear prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold is updated in real time through the site, which means you can easily assess the risks, benefits and costs of your purchase. You can choose from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, so it is recommended to go with buyers who have had this experience before. First year storage and maintenance costs $250 and each year thereafter costs $200. There may be a need to pay more, like an amount to establish an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to get started.
Contact a service representative to initiate your account restart or transfer of funds.
You can buy valuable metals and decide how you’d like to store them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of gold coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They say they are the best gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice when you love doing things online and want easy access to good training tools.
The application process is simple without talking to a person, and the company gives you access to a large knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and it is awarded an A+ rating.
More than 700 users have rated Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, great help, and clear prices in all your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage charges for IRA purchases range from $100-$150. Investors also have to pay a $50 account-setting-up cost and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To get started using AdvantageGold To begin using AdvantageGold, you must do the following:
Complete the form online and select the account manager you’d like to choose. You can complete the first step on your own using AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the rules and policies that the business follows, and then share your financial records. You may need to provide different documents about your IRA or taxes.
Choose the way you want to deposit funds into your account. A expert in rolling over money into a gold IRA will assist you in doing this.
You can purchase valuable metals and select a secure storage space for them. As the last step, you need to sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it from the crowd:
If you’re ready to sell the property, the buy-back program simplifies the process.
A free guide to investing in gold through your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions on how to withdraw money
Customers on all sites give excellent feedback on gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses gold, silver or other precious metals instead of stocks and bonds.
To guard yourself against inflation and possible market crashes, you should have a diverse portfolio of investments. This is why a lot of people are now putting gold, silver and other precious metals in their retirement accounts due to them being an extremely safe and reliable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, move the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. They must be coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it simple and painless to set up and manage the individual retirement accounts. Many companies place clients in contact with account representatives who will assist them throughout the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to make it more diverse you should consult your financial advisor to determine whether it’s a good idea for you.