A precious metals IRA, which is also known as a gold-backed IRA, can help protect your savings from market volatility and protect your investment from inflation. Also, valuable metals like gold and silver are very different from standard assets like stocks and bonds, which makes them a good way to diversify.
We reviewed the top gold IRA companies to see what precious metal IRA accounts offer the best value. We looked at every gold IRA company below based upon a range of things, such as the quality of the metals they offer, the fees they charge, the storage options they offer and their customer service and their image.
Goldco is among the most trusted and most reliable company overall when it comes to gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save for retirement. Goldco is a leading company in the field of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets in different retirement accounts by shifting them to the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert from the company can show you how to transfer the funds that is in the account to an precious metals IRA.
This business also sells gold and silver directly to clients. You can also invest your retirement savings or other savings accounts into real gold and silver.
If you are looking to open a precious metals IRA through Goldco move or rollover your assets from your savings account to the new IRA. Goldco makes it simple and stress-free for customers to complete this process by guiding them through the following steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of different sizes can be bought. These bars are pure as.9999.
Goldco also has an option to buy back gold. In the event that your situation alters and you require to sell the precious metals in your account, Goldco will buy these back for the highest buy-back price, guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a kit for free with information. This kit has a written, spoken, and seen instructions on investing in rare and precious metals.
Overall, we think Goldco is among the best companies that offer gold IRAs.
One of the most trusted companies to purchase gold, silver as well as platinum, through an IRA.
reputable business with clear prices
With the gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is run by a family and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill out the papers.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put into your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, store them with a safe storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of silver and gold goods that can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak to someone about your investments and find out what they are doing. You can call the number listed on the company’s website anytime to speak to your agent.
If you’d like to know more about buying gold prior to making the move to buy it, you can ask the business for a complimentary guide. This guide of 25 pages contains valuable information on how rare metals IRAs can assist you in taking control of your money.
You can also get information about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA money into Lear Capital. In this scenario, you can get help from a personal expert or pay a fixed fee, guarantee your purchase up to 24 hours and avoid charges for a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, emphasize smooth experiences and easy access to friendly support teams, and transparent prices, among other things. To ensure that your money meets IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10- to 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect market trends and make it easy to be aware of the price you can expect.
Follow these steps to start using Lear Capital:
You can create an rare metals IRA account by filling in an online application that takes just 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours of how to make the tax-free transfer. It could take up to five days for the money to be transferred.
You can buy valuable metals and then allow Lear Capital ship them to a safe place that is fully insured.
Set up and keep your IRA for free if you spend between $25,000 and $50,000 in a single year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free set-up and holding services.
If you have invested more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
One-on-one help from pros in gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, the firm has been operating and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be assured that buying rare metals from Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a variety of gold, silver, palladium, and platinum products, among others. You can purchase these metals by themselves or make use of them to deposit money into a precious metals IRA.
This company makes it easy for you to convert your retirement savings into an precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take these five steps:
Create your account and select the method of funding it. With Birch Gold Group, you can move an IRA or transfer an existing 401(k) to help fund your new self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals you should invest in to reap the most tax advantages.
You can purchase your precious metals. Your Specialist will look over your order and let you know that your purchase went through once they have done so.
Find a storage solution for your things. Your specialist will guide you through the various options for storing your belongings. Birch Gold Group stores its customers’ investments at various locations including Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is performing. Contact your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from them. The company sells a wide variety of coins that are deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
Here are a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash payments for silver and gold. The business also offers a site that contains many free information about the investment in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
Make use of the money in your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people create precious metals IRAs. This IRA company works with people across all fifty U.S. states. They’ve been in business for over 30 years and handled more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. You just need to move money to the Augusta account and select the gold and silver goods you’d like to purchase. Augusta will deliver them directly to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company comprise items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars. 10 up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
A few of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA You can also check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools available to assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer money to a precious metal IRA and learn how they work, what kinds are offered and the reasons why they are a good investment.
The Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company sells a wide variety of popular silver and gold coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
It also offers a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals firms by listening to customers and giving them the tools they need to make sound financial decisions. On their website, the business has a full learning center to help with the buying process.
This study area has several tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
A list of terms
When you work for Oxford Gold Group, you’ll also have the opportunity direct access to one of the company’s Managing Partners. This person can assist you with any queries you may have regarding trading or how to store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an array of high-quality metals that have been allowed by the IRS. It also offers helpful educational materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years in business Noble Gold’s gold IRA reviews on all websites have been awarded five stars.
Opening an IRA account is a great option, so it is important to choose a precious metals investment company that puts the opinions of its clients and the accreditations of its affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to place bars and coins composed of silver, gold platinum, palladium, and tin in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce, like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules, all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80 to $200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started using Noble Gold:
Complete the online form to receive personalized advice or create an IRA account for gold. You can speak with an in-house expert about your options during the free sessions.
Contact an Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you take money out of a retirement account to transfer to the gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose the storage that you prefer and allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals that you can pick from.
A number of sources gave it five stars.
Access to the advice of experts
There are many tools for training that can assist investors.
If you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for experienced precious metals investors who are familiar with the market and want to invest a significant portion of their money into a gold IRA as it offers savings for big investments but doesn’t offer many tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that has options for basic gold and silver, and good ways to get help.
The following grades, accreditations and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB awarded it an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, clear prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. Gold prices changes in real time through the site, which means you can easily see the benefits, risks, and costs associated with your purchase. You can select among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as early as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is best for buyers who have done this before. The first year of storage and maintenance costs $250 and every year following that is $200. You may have to shell out more for instance, a fee to set up an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Complete the online application for a new account to begin.
Contact a service representative to get your account started or movement of funds.
You can purchase precious metals and decide how you’d like to store them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
The cost of accounts has been waived for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good selection of physical gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the top gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and need easy access to quality training tools.
It is possible to apply for an account with no need to talk to a person, and the company gives you access to a large knowledge base that includes videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and an A+ grade.
More than 700 users have awarded Google five stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, great help and transparent prices in all your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most common choices.
Annual storage fees for IRA purchases range from $100-$150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold, you need to do the following:
Complete the online form and choose the account manager you want. You can do this first step on your own using AdvantageGold, or you can contact the customer service team for personalized help.
Accept the rules and policies of the company, and then share your financial records. You may need to show different papers about your IRA or tax obligations.
Select the method you prefer to deposit money in your account. A professional who has experience in rolling money over into an gold IRA can assist you with this.
You can buy valuable metals and pick a secure storage space for them. As a final step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
When you’re ready for selling the property, the buy-back program makes it easy.
A free guide to investing in gold with your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw funds
Customers on all websites give great review of gold IRAs.
What exactly is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that uses silver, gold or other precious metals instead bonds.
To guard yourself against inflation and possible stock market crashes, you need a diversified collection of investments. Due to this, a lot of people have started investing in silver, gold and other precious metals into their retirement accounts since they are relatively safe and dependable investment.
The companies on our list help people set up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, transfer the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. They must be either coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are OK with the IRS, like the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to fund and take care of the individual retirement accounts. Many businesses put customers in touch with account representatives who will assist them throughout the process.
But an agent of an account is not the same as an advisor to financial matters. If you’re considering adding gold IRA to your retirement account to diversify it you should consult your financial adviser first to see whether it’s a good idea for you.