A precious metals IRA, which is also called a gold-backed IRA will help safeguard your money from volatility in the market as well as protect you against inflation. Also, valuable metals like silver and gold are different from standard investments like stocks and bonds which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA companies to see what precious metal IRA accounts offer the best deal. We evaluated each gold IRA company below based upon a range of factors, including the quality of the metals they offer as well as the costs they charge, the storage options they provide, their customer service, as well as their appearance.
Goldco is one of the most reputable and best company generally for gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company can get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that will help you save more for retirement. This company is the leader in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets of different retirement accounts by moving them into a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert at Goldco can guide you on how to transfer the money from your account into a precious metals IRA.
This business also sells silver and gold directly to its customers. You can also invest your retirement savings, or other savings accounts into real silver and gold.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over your assets from your savings account to the new IRA. Goldco makes it simple and easy for customers to accomplish this by walking them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Choose the precious metals you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can be purchased. They’re pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and need to sell the precious metals that are in your account, Goldco will buy them back at the highest buy-back price, with a guarantee.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit with information. The kit includes a written, spoken, and seen guide to investing in rare metals.
Overall, we believe Goldco is among the best companies that provide gold IRAs.
One of the top companies to buy gold, silver and platinum via an IRA.
reputable business with clear prices
With a gold IRA move, you are able to alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is run by a family, and is based in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you can store them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of gold and silver products that can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
However metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investments and learn how they are doing. You can call the number listed on the company’s website anytime to speak to an agent.
If you want to learn more about buying gold prior to making the move to buy it, you can ask the business for a complimentary guide. This guide of 25 pages contains valuable information about the ways that rare metals IRAs can assist you in taking charge of your savings.
You can also get information about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews and the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In this case, you can get help from a specialist or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and not pay fees for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences and easy access to friendly support teams, and clear prices as well as other aspects. To make sure your money is compliant with IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10- to 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect market trends and make it easy to anticipate the price you can expect.
Follow these steps to start with Lear Capital:
You can open an rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear from the person responsible for the IRA within 24 hours of how to complete the tax-free transfer. It could take up to five days for the money to be moved.
You can purchase valuable metals and let Lear Capital ship them to a safe place that is fully insured.
Create and keep your IRA at no cost if you spend between $25,000 and $50,000 for one year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free setup and holding services.
When you make a purchase of more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at a flat rate
One-on-one assistance from experts on gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, the company has been operating and a lot of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be confident that buying in rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a variety of silver, gold palladium and platinum items as well as other. You can purchase these metals on their own or use them to put money into an precious metals IRA.
The company makes it simple for you to move your retirement savings to a precious metals IRA. With the assistance of a trained Precious Metals Specialist you can follow these steps:
Create your account and decide how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) for funding your new self-directed IRA.
Choose the best metals for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to gain the most tax advantages.
You can purchase your precious metals. Your Specialist will look over your order and let you know that your purchase was successful after they have completed the transaction.
Find a method to store your items. Your specialist will guide you through the different methods to organize your things. Birch Gold Group stores its customers’ funds at a number of places including Delaware Depository and Brink’s Global Service.
Find out how you IRA is performing. You can contact your Specialist anytime to check your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from them. The company offers a wide variety of currency that is OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash payments for gold and silver. The business also offers a site that contains a lot of free information on investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people to set up precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They’ve been operating since more than 30 years, and been able to manage more than $25 billion.
After you buy gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. You just need to move funds to your Augusta account and then select the silver and gold products you wish to purchase. Augusta will deliver them to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the firm include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10- up to 100-ounce silver bullion bar and 90% silver bags.
A few of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA you can take a look at the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools available to assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer funds to an precious metal IRA and learn how they function, what kinds are offered, and why they are a good investment.
The Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company offers a broad selection of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a limited number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms by listening to customers and providing them with the tools they require to make good financial choices. On its website, the company provides a complete learning center to assist buyers.
This study area has many tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. The person you talk to will be able to assist you with any queries you have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better choices.
In the end, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an extensive selection of precious metals that are regulated by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years in operation, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening an gold IRA account is a good choice, so you should choose a precious metals investment company that puts the opinions of its clients and the accreditations of its affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to place bars and coins composed of silver, gold platinum, palladium, and tin in your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay between $80 to $200 a year to keep your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to get started using Noble Gold:
Fill out the form online to receive personalized advice or open an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Talk to an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you take money out of another retirement account to put into the gold IRA instead of rolling it over, you could have to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want and let Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of valuable metals to choose from.
Several sources have rated it five stars.
Free access to expert advice
There are many tools for training that can assist investors.
If you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for experienced precious metals investors who are familiar with the market and want to put a big chunk of their assets into an investment in gold IRA, since it gives savings for large investments, but doesn’t offer many tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer with options for basic silver and gold and good ways to get help.
The following grades, accreditations and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded it an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, transparent prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. Gold prices changes in real-time through the site, so you can easily assess the risks, benefits and costs of purchasing. You can pick from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is recommended to go with buyers who have previously had this service. The first year of storage and maintenance costs $250, and each year following that is $200. You might have to pay a little more such as the cost to open an account.
To begin your journey with Patriot Gold Group, you must do the following:
Complete the online account application to begin.
Contact a service representative to initiate your account restart or movement of funds.
You can buy valuable metals and choose how you’d like to store them.
You can receive no cost delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great selection of gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim they are the top gold firm within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and would like to have easy access to good training tools.
It is possible to apply for an account with no need to talk to a person, and the company gives access to a vast knowledge base with tools, videos and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with the A+ grade.
Nearly 700 of their customers have given Google 5 stars.
More than 1,400 users have given Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, fantastic assistance, and clear prices in all your interactions with the company.
AdvantageGold lets you deposit platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases are between $100 to $150. Investors also have to pay a $50 account-setting-up cost and a range of different yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Fill out the online form, and choose the account manager you want. You can complete the first step on your own using AdvantageGold or call the customer service team for personalized help.
Accept the rules and guidelines that the business follows, and then provide your financial records. You may need to show various documents regarding your IRA or tax obligations.
Choose the method you wish to put money into your account. An expert in rolling money over into a gold IRA can assist you with this.
You can buy valuable metals and pick a secure place to store them. In the final step, you need to complete the declaration form.
AdvantageGold has the following characteristics that distinguish it:
If you’re ready to sell the property, the buy-back program makes it easy.
A guide for investing in gold with your IRA.
There are many options to get involved in learning.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all sites leave excellent review of gold IRAs.
What exactly is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead of stocks or bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, you should have a diverse portfolio of investments. This is why many people are placing silver, gold, and other valuable metals in their retirement accounts due to them being relatively safe and dependable investment.
The companies listed on our list help people set the gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, move the money from your retirement savings to an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. These items have to be coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it easy and painless to fund and take care of these individual retirement accounts. Many businesses put clients in contact with account reps who can assist them in the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you’re considering adding a gold IRA to your retirement account to diversify it You should speak to your financial advisor first to see whether it’s a good idea for you.