A precious metals IRA that is also called a gold-backed IRA will help safeguard your money from volatility in the market and protect you from inflation. Additionally, precious metals such as gold and silver are very different from traditional assets like bonds and stocks and bonds, which makes them a great option to diversify your portfolio.
We looked at the top gold IRA companies to determine which precious metal IRA accounts offer the best value. We analyzed every gold IRA company below based upon a range of factors, including the precious metals they provide and the charges they impose, the storage options they provide as well as their customer service and even their reputation.
Goldco is among the most trusted and best company generally when it comes to gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: The new sales can get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that will help you save more for retirement. Goldco is a leader in the field of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets in a variety of retirement accounts by transferring them to an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at Goldco can guide you on how to move the money from your account into an precious metals IRA.
This business also sells silver and gold directly to its customers. You can also invest your retirement savings or money from other savings accounts into real silver and gold.
If you want to start an precious metals IRA through Goldco and move or roll over your assets from your current savings account to your new IRA. Goldco makes it easy and painless for customers to accomplish this by walking them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Select the precious metals you want to include in your investment.
Goldco sells a variety of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of various sizes can also be bought. These bars are pure as.9999.
Goldco also offers an option to buy back gold. In the event that your situation alters and you require to sell the precious metals in your account Goldco will purchase them back at the highest buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit with details. The kit includes written and spoken instructions on investing in rare and precious metals.
Overall, we believe Goldco is one of the top companies that offer gold IRAs.
One of the most trusted companies for buying in gold, silver and platinum through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family of employees and is located in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill out the papers.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you can store them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of silver and gold goods that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and learn what they are doing. You can call the number listed on the company’s website at any time to talk to an agent.
If you’re interested in learning more about buying gold before taking the step you can contact the company for a no-cost guide. This 25-page guide has useful information about how rare metals IRAs can help you take control of your money.
You can also find out about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews, the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA money in Lear Capital. In this case you can seek advice from a personal expert and pay a flat amount, guarantee your purchase for 24 hours, and not pay fees for a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and clear pricing as well as other aspects. To make sure your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10-to 100-ounce bar of your preferred metal. Prices for precious metals are constantly changing to reflect changes in the market and allow you to be aware of what to expect.
Follow these steps to start using Lear Capital:
You can create an rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours regarding how to complete the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals and allow Lear Capital ship them to an area that is secure and that is fully insured.
Set up and keep your IRA at no cost if you invest at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free set-up and hold services.
When you make a purchase of more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
Assistance from a professional on gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, the company has been operating, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be confident that buying in rare metals through this company will be a safe and secure process.
Birch Gold Group sells a wide range of silver, gold, palladium and platinum items as well as other. You can purchase these precious metals on their own or make use of them to deposit money into an precious metals IRA.
This company makes it simple for you to move the retirement savings you have saved into a precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take these steps:
Create your account and decide how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to help fund your self-directed IRA.
Select the most valuable metals that will benefit your account. Your valuable Metals Specialist can help you figure out which metals to invest in to get the highest tax benefits.
You can buy your valuable metals. Your specialist will review your order and let you know that the purchase was successful once they have done so.
Find a storage solution for your belongings. Your Specialist will show you the different options for storing your items. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is performing. You can call your Specialist at any time to check your account and make any changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium products directly from the company. The company offers a broad selection of coins that are accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
These are just a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They provide IRAs and cash-payouts for gold and silver. The firm also runs a website that contains a lot of free information regarding the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people set up precious metals IRAs. This IRA company is a partner for people in all fifty U.S. states. They’ve been in business since more than 30 years, and been able to manage more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. All you have to do is transfer money into your Augusta account and choose the gold and silver goods you wish to purchase. Augusta will deliver them directly to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10 ounce bullion gold bars, 10- to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
A few of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA, you can also look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools available to help you start these funds. On the Oxford Gold website, you will learn how to transfer money into a precious metal IRA and learn how they work, what kinds are offered, and why they are great investments.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company sells a vast selection of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a small number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to its clients and giving them the tools they require to make good financial choices. On its website, the company has an entire learning center that can help with the buying process.
This study area comes with a number of tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. The person will be able to answer any questions you may have regarding trading or how to keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its a wide range of valuable metals that have been allowed by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years of operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a big decision, so you must select a precious metals investment firm that places the reviews of its clients and its accreditations for affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of gold, silver platinum, palladium, and platinum in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules, all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80 to $200 per year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Complete the form online to get personalized advice or create an IRA account for gold. You can speak with an in-house expert about your choices during the free sessions.
Speak to an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you withdraw money of a retirement account to transfer to your gold IRA instead of rolling it over, you could be required to pay tax on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose your storage and wait for Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are a variety of valuable metals to choose from.
Many sources gave it five stars.
Access to the advice of experts
There are a lot of training tools that can help investors.
If you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for experienced precious metals investors who know the market and want to put a big chunk of their assets into an investment in gold IRA which offers savings for large investments but doesn’t have many tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that offers basic silver and gold and helpful ways to seek help.
The following accreditations, grades and titles were granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll be able to find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, clear pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The value of gold changes in real time on the website, so you can easily see the risks, benefits, and costs of your purchase. You can choose from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended for those who have done this before. The first year of storage and upkeep costs $250, and each year thereafter costs $200. There may be a need to pay more, for instance, a fee to set up an account.
To start with Patriot Gold Group, you have to follow these steps:
Fill out the online application form to get started.
Contact a customer service representative to start your account restart or to transfer funds.
You can purchase valuable metals and decide how you want to store them.
You can receive complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been eliminated for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of gold coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim they are the best gold-producing company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and want easy access to quality training tools.
It is possible to apply for an account without talking to a person and the company provides you access to a huge knowledge base, including tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and it is awarded an A+ grade.
More than 700 users have awarded Google 5 stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, excellent assistance and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most common choices.
The annual storage costs for IRA purchases range from $100 and $150. Investors also pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold you must do the following:
Complete the form online and select the account manager you’d like to choose. You can do this first step by yourself using AdvantageGold, or you can contact the customer service team for personalized help.
Accept the rules and guidelines of the company, and then provide your financial records. You may need to provide various documents regarding your IRA or tax obligations.
Choose the way you want to deposit money in your account. An expert in rolling money over into an gold IRA will help you do this.
You can buy valuable metals and pick a secure location to store them. As a final step, you have to complete the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
If you’re ready to sell, the buy-back scheme makes it easy.
A guide for investing in gold through your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all websites give excellent review of gold IRAs.
What exactly is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses gold, silver, or other valuable metals instead bonds.
To safeguard yourself from the effects of the effects of inflation and potential stock market crashes, you require a variety of investments. Due to this, many people are now investing in silver, gold and other precious metals into their retirement accounts because they are a fairly safe and reliable investment.
The companies we have listed help people set in place gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, transfer the money from your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. These items have to be coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA firms make it easy and stress-free to fund and take care of these individual retirement accounts. Many companies place clients in contact with account reps who can help them through the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you are considering adding a gold IRA to your retirement account to diversify it you should consult your financial advisor first to see if it makes sense for you.