A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your savings from market volatility and safeguard your investment from inflation. Additionally, precious metals such as gold and silver are very different from standard assets like bonds and stocks, which makes them a good option to diversify your portfolio.
We looked at the best gold IRA companies to determine what precious metal IRA accounts offer the most beneficial. We analyzed every gold IRA company below based on a number of factors, including the precious metals they provide, the fees they charge, the storage choices they provide, their customer service, as well as their appearance.
Goldco is one of the most trusted and most reliable company overall for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save more for retirement. This company is the leader in the field of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets of a variety of retirement accounts by shifting them into an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to transfer the funds from your account into a precious metals IRA.
This company also sells gold and silver directly to customers. You can invest your retirement savings as well as money from other savings accounts in real gold and silver.
If you’re looking to establish a precious metals IRA through Goldco move or rollover the assets you have in your current savings account into your new IRA. Goldco makes it simple and painless for customers to do this by guiding them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Select the precious metals that you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in different sizes can be purchased. They are pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and require to sell the precious metals that are in your account, Goldco will purchase them back at the highest price for buy-back, which is guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit that includes information. This kit contains written and spoken information on investing in rare metals.
We believe that overall Goldco is one of the top companies that provide gold IRAs.
One of the best companies to buy gold, silver, as well as platinum, through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is owned by a family and is headquartered in Los Angeles, CA. It has won several awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill out the papers.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, store them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver goods that can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
However metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak with a representative about your investments and learn how they are doing. You can call the number on the company’s website anytime to speak to your agent.
If you’re interested in learning more about buying gold prior to taking the next step you can contact the company for a complimentary guide. This guide of 25 pages contains valuable details on how rare metals IRAs can help you take control of your savings.
You can also get information about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews as well as the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to invest your gold IRA money into Lear Capital. In this case you will be able to get assistance from a specialist, pay a flat fee and guarantee your purchase up to 24 hours and avoid charges for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences and easy access to friendly help desks, and clear prices as well as other aspects. To make sure your money is in compliance with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10- to 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect market trends and allow you to know what to expect.
Follow these steps to get started with Lear Capital:
You can create an rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear from the person responsible for your IRA within 24 hours about how to make the tax-free transfer. The money could take as long as five days to be moved.
You can purchase valuable metals and allow Lear Capital ship them to a safe place where they’ll be fully insured.
Set up and keep your IRA for free if you spend between $25,000 and $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free setup and holding services.
When you make a purchase of more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable price
Assistance from a professional on gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, this firm has been operating and a lot of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that purchasing rare metals from this company is a secure and reliable process.
Birch Gold Group sells a large selection of silver, gold platinum, and palladium goods in addition to other. You can buy these metals on their own, or use them to put money into a precious metals IRA.
The company makes it simple for you to transfer your retirement savings into an precious metals IRA. With the help of a certified Precious Metals Specialist you can follow the following steps:
Create your account and choose which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer a 401(k) to fund your new self-directed IRA.
Choose the valuable metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to get the most tax advantages.
You can purchase your precious metals. Your Specialist will look over your order and inform you that your purchase went through when they have confirmed it.
Find a storage solution for your things. Your expert will help you understand the various ways to store your items. Birch Gold Group stores its customers’ funds at various locations, such as Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is going. You can call your Specialist at any time to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and goods straight from them. The company offers a broad variety of coins that are deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash payments for silver and gold. This company also has a website with a lot of free information regarding investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers create precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They’ve been in business for more than 30 years and have managed more than $25 billion.
When you purchase silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. All you have to do is transfer funds into the Augusta account and select the gold and silver goods you’d like to purchase. Augusta will deliver them to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars, 10 to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
A few of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA You can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a great review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools to assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer funds to an precious metal IRA, how they work and what kinds are available and the reasons they are good assets.
The Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company sells a vast range of popular silver and gold coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a tiny amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals companies by listening to its customers and providing them with the tools needed to make sound financial decisions. On their website, the business provides a complete learning center to help with the buying process.
This study area comes with many tools that include:
Guide to investing in precious metals
News and stories about buying in gold
A list of terms
When you join the Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you may have regarding how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This lets customers learn the pros and cons of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers a wide range of valuable metals that have been approved by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. In less than 10 years in operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a big choice, so you should choose a precious metals investment firm that places the opinions of its clients as well as the certifications of its affiliates first. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins composed of silver, gold, platinum, and palladium in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anywhere from $80 to $200 per year to keep your real valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Complete the form online to receive personalized advice or open an IRA account for gold. You can talk to an expert from the company about your choices during the free sessions.
Talk to a Noble Gold expert to start the process of moving the gold IRA over to the new account. If you take money out from a retirement account and put into your gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want and allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
Many sources gave it five stars.
Access to expert advice
There are a lot of training tools that can help investors.
When you’re ready for selling, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for experienced precious metals investors who know the market and wish to invest a significant portion of their money into an investment in gold IRA which offers savings for large investments but doesn’t offer a lot of tools to help investors who are new. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that offers basic silver and gold and helpful ways to seek help.
The following grades, accreditations and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB the A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by giving them helpful support lines, transparent prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices fluctuates in real-time on the website, so you can easily assess the risks, benefits and costs of your purchase. You can select from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as early as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 which is why it is recommended for those who have previously had this service. First year storage and maintenance costs $250, and each year following that is $200. You may have to pay a little more such as an amount to establish an account.
To start working with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to start.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase precious metals and pick the way you’d like to keep them.
You can receive complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Fees for accounts have been eliminated for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of physical gold coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the top gold company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice when you love doing things online and would like to have easy access to quality training tools.
You can apply for an account without speaking to anyone, and the company gives access to a vast knowledge base, including tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and the A+ rating.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on AdvantageGold’s reviews, you can expect great customer service, great help, and clear prices in all of your contacts with the company.
AdvantageGold allows you to put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases range from $100-$150. Investors also have to pay a $50 account set-up fee and a range of different yearly upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To start using AdvantageGold, you need to do the following:
Fill out the form online and choose the account manager you want. You can complete the first step on your own using AdvantageGold or contact the customer support team for assistance tailored to your needs.
Accept the rules and policies that the business follows, and then provide your financial documents. You may need to show different documents about your IRA or tax obligations.
Choose the method you wish to put money into your account. An expert in rolling over money into a gold IRA will assist you in doing this.
You can purchase precious metals and select a secure location to store them. In the final step, you need to complete the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out:
If you’re ready to sell the property, the buy-back program simplifies the process.
A guide for investing in gold through your IRA.
There are many methods to study.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Step-by-step directions on how to withdraw cash
Customers on all websites give excellent reviews of gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of gold, silver or other precious metals instead of stocks and bonds.
To safeguard yourself from the effects of the risk of inflation and market crashes, you require a variety of investments. This is why many people are investing in silver, gold and other precious metals into their retirement accounts due to them being a fairly safe and reliable investment.
The companies we have listed help people set the gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, transfer the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. These items have to be coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to manage and fund these retirement accounts for individuals. Many companies place customers in touch with account representatives who can assist them in the process.
But an agent of an account is not the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to diversify it You should speak to your financial advisor to see whether it is a good idea for you.