A precious metals IRA that is also known as a gold-backed IRA can help protect your money from volatility in the market as well as protect you from inflation. Also, valuable metals like silver and gold are different from traditional assets like stocks and bonds which makes them an excellent option to diversify.
We looked at the top gold IRA firms to determine what precious metal IRA accounts offer the best value. We looked at every gold IRA company below based upon a range of things, such as the valuable metals they offer as well as the costs they impose, their storage options they offer, their customer service, and even their reputation.
Goldco is one of the most reputable and most reliable company overall for gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is an established dealer of rare metals and sells products that will help you save more for retirement. Goldco is a leader in the field of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets in a variety of retirement accounts by moving them into the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert at the company can show you how to transfer the money in your account to an precious metals IRA.
This business also sells gold and silver directly to its customers. You can put your retirement savings, or other savings accounts into real gold and silver.
If you’re looking to establish an precious metals IRA through Goldco and move or roll over your assets from your current savings account into the new IRA. Goldco makes it easy and stress-free for customers to complete this process by guiding them through the steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Purchase your precious metals: Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of different sizes can be bought. They are as pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and have to sell the precious metals that are in your account, Goldco will purchase these back for the best buy-back price, guaranteed.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a kit for free with information. This kit contains a written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the best companies that provide gold IRAs.
One of the most trusted companies to purchase gold, silver and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is run by a family of employees and is headquartered in Los Angeles, CA. It has won several awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you are able to keep them with a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver products which can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
However, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and find out what they are doing. You can dial the number on the company’s website anytime to speak to your agent.
If you’d like to know more about purchasing gold before taking the step you can contact the company for a free guide. This guide, which is 25 pages long, provides information on how rare metals IRAs can assist you in taking charge of your money.
You can also learn about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews and the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA money into Lear Capital. In this scenario you will be able to get assistance from a personal expert and pay a flat amount and make sure that the purchase is guaranteed up to 24 hours and avoid charges if you make a big payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, emphasize smooth experiences and easy access to friendly support teams, and clear pricing among other things. To ensure that your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10- to 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect market changes and allow you to know what to expect.
Follow these steps to begin using Lear Capital:
You can open an rare metals IRA account by filling in an online form that only takes 10 minutes.
You should hear from the person in charge of the IRA within 24 hours of how to complete the tax-free move. It could take up to five days for the money to be transferred.
You can purchase precious metals and then let Lear Capital ship them to an appropriate location that is fully insured.
Create and keep your IRA at no cost if you spend at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free setup and holding services.
When you have invested more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one help from pros on gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been operating and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be confident that buying in rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a wide range of silver, gold, palladium and platinum items, among others. You can purchase these metals on their own, or make use of them to deposit money into an precious metals IRA.
This company makes it easy for you to move your retirement savings to a precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take these five steps:
Create your account and decide how you want to fund it. With Birch Gold Group, you can move an IRA or roll over a 401(k) for funding your self-directed IRA.
Select the most valuable metals to invest in for your account. Your precious Metals Specialist can help you determine which metals you should invest in to reap the highest tax advantages.
You can purchase your precious metals. Your specialist will review your order and let you know that your purchase was successful when they have confirmed it.
Find a storage solution for your things. Your Specialist will show you the various ways to store your things. Birch Gold Group stores its customers’ funds at a number of places, such as Delaware Depository and Brink’s Global Service.
Check what you IRA is performing. Contact your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and goods straight from them. The company offers a broad range of currency that is accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They offer IRAs and cash-payouts for gold and silver. The company also has a website that contains many free information on investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
Make use of the money in your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people create precious metals IRAs. This IRA company works with people across all fifty U.S. states. They’ve been operating for over 30 years and been able to manage more than $25 billion.
After you have purchased gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. It’s as simple as transferring money into the Augusta account and select the silver and gold products you want to buy. Augusta will deliver them directly to your door and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company comprise items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10 to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
A few of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA you can look at a list of the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set gold IRAs. They sell gold, silver, platinum, and palladium. The company has a fantastic review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools to assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer funds to a precious metal IRA and how they function, what kinds are offered and the reasons why they are a good investment.
The Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company sells a vast variety of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a tiny number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies by listening to its clients and providing them with the tools needed to make sound financial decisions. On its website, the company has an entire learning center that can assist buyers.
This study area has many tools that include:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. This person can answer any questions you have regarding how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that are regulated by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. In less than 10 years in operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a good choice, so you should select a gold investment firm that places the opinions of its clients as well as the certifications of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put bars and coins made of gold, silver, platinum, and palladium into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anything from $80 to $200 per year to keep your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Complete the form online to get an individualized advice or to create an IRA account for gold. You can talk to an in-house expert about your choices during the free sessions.
Contact an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you take money out from a retirement account and transfer to the gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals to pick from.
Many sources have rated it five stars.
Free access to expert advice
There are many training tools to help investors.
When you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who are familiar with the market and would like to put a big chunk of their assets into an investment in gold IRA, since it gives savings for big investments but lacks the tools needed to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that offers basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades, and titles have been granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave it an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, clear pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold changes in real-time through the site, so you can easily see the benefits, risks, and costs of your purchase. You can select from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is best for buyers who have done this before. The first year of storage and upkeep costs $250 and every year following that is $200. You might have to pay a little more such as a fee to set up an account.
To start working with Patriot Gold Group, you need to do the following:
Complete the online application for a new account to start.
Contact a customer service worker to get your account started or to transfer funds.
You can purchase precious metals and decide how you want to store them.
You can get complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Account fees have been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good variety of gold physical coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim to be the top gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you when you love doing things online and need easy access to good training tools.
It is possible to apply for an account without speaking to a person The company will give you access to a huge knowledge base that includes videos, tools and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and an A+ rating.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold you can count on great customer service, fantastic assistance and clear pricing in all of your contacts with AdvantageGold.
AdvantageGold lets you deposit platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases are between $100-$150. Investors also have to pay a $50 account set-up fee and a range of different yearly upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold you must complete the following steps:
Fill out the online form, and choose the account manager you want. You can complete the first step on your own using AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the rules and policies that the business follows, and then share your financial records. You may be required to present different papers about your IRA or taxes.
Choose the way you want to put money in your account. An expert in rolling over money into a gold IRA can assist you with this.
You can buy valuable metals and pick a secure place to store them. In the final step, you need to sign the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready to sell, the buy-back scheme makes it easy.
A free guide to investing in gold through your IRA.
There are many methods to study.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Step-by-step directions regarding how to withdraw money
Customers on all websites give great reviews of gold IRAs.
What exactly is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses silver, gold or other precious metals instead bonds.
To protect yourself from the effects of inflation and potential stock market crashes, it is important to require a variety of investments. Because of this, many people are placing silver, gold and other precious metals in retirement accounts since they are relatively safe and dependable investment.
The companies on our list help people set up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, move the money in your retirement savings into a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. These items have to be gold or coins that meet a set of “fineness” standards. These accounts can only hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and painless to fund and take care of these retirement accounts for individuals. Many companies place customers in touch with account reps who can assist them in the process.
However, an agent for an account isn’t the same as a financial advisor. If you are considering adding a gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to see whether it is a good idea for you.