A precious metals IRA, which is also known as a gold-backed IRA, can help protect your savings from market volatility and safeguard you from inflation. Additionally, precious metals like silver and gold are different from the standard investments like stocks and bonds, which makes them a great option to diversify your portfolio.
We reviewed the top gold IRA firms to determine what precious metal IRA accounts offer the best deal. We evaluated each gold IRA company below, based on a variety of things, such as the quality of the metals they offer, the fees they charge, the storage options they offer as well as their customer service and their image.
Goldco is among the most reputable and most reliable company for gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: New sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leader in the business of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets in different retirement accounts by moving them into a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at Goldco can help you understand how to transfer the funds that is in the account to a precious metals IRA.
This business also sells silver and gold directly to clients. You can invest your retirement savings as well as other savings accounts into real silver and gold.
If you’re looking to establish a precious metals IRA through Goldco move or rollover your assets from your savings account into the new IRA. Goldco makes it easy and stress-free for customers to accomplish this by guiding them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your precious metals Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in different sizes can also be bought. They are pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you require to sell the precious metals in your account, Goldco will purchase them back at the most competitive price for buy-back, which is guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit with information. This kit has written and spoken instructions on investing in rare and precious metals.
Overall, we believe Goldco is one of the top companies that offer gold IRAs.
One of the top companies for buying in silver, gold, as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is owned by a family of employees and is located in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you can keep them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of silver and gold goods that can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn how they are doing. You can call the number on the company’s website anytime to speak to your agent.
If you’d like to know more about buying in gold prior to making the move, you can ask the business for a complimentary guide. This 25-page guide has useful information on the ways that rare metals IRAs can assist you in taking control of the savings you have.
You can also find out about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA money in Lear Capital. In that case you will be able to get assistance from a specialist and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and not pay fees for a large payment.
The following are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, emphasize smooth experiences, easy access to helpful assistance teams and transparent prices as well as other aspects. To make sure your money meets IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10to 100-ounce bar of your preferred metal. Prices for precious metals are always changing to reflect market changes and make it easier to anticipate the price you can expect.
Follow these steps to begin with Lear Capital:
You can open a rare metals IRA account by filling out an online form which takes only 10 minutes.
You should hear from the person responsible for your IRA within 24 hours regarding how to make the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals and allow Lear Capital ship them to an appropriate location where they’ll be fully insured.
Create and keep your IRA for free if you invest at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free setup and holding services.
When you make a purchase of more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
One-on-one assistance from experts on gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, this company has been in business, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be confident that buying in rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a large selection of silver, gold, palladium, and platinum products, among others. You can purchase these metals by themselves or use them to deposit money into a precious metals IRA.
The company makes it simple for you to transfer your retirement savings to an precious metals IRA. With the help of a trained Precious Metals Specialist, you can take the following steps:
Create your account and select the method of funding it. Through Birch Gold Group, you can move an IRA or roll over an existing 401(k) for funding your new self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you figure out which metals to invest in to reap the highest tax advantages.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase was successful when they have confirmed it.
Find a storage solution for your belongings. Your specialist will guide you through the different options for storing your belongings. Birch Gold Group stores its customers’ investments at various locations including Delaware Depository and Brink’s Global Service.
Find out how you IRA is doing. You can call your Specialist at any time to check your account or make changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from them. The company sells a wide range of gold and silver coins accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
Here are a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash payments for silver and gold. The company also has a website with many free information regarding investing in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people set up precious metals IRAs. This IRA company is a partner for people in all 50 U.S. states. They’ve been in business for over 30 years and been able to manage more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. All you have to do is transfer money to your Augusta account and choose the silver and gold items you wish to purchase. Augusta will bring them right to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10 to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
Some of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA, you can also look at a list of the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that helps people set gold IRAs. They sell gold, silver platinum, palladium, and. The company has an excellent rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools that can help you get started with these funds. On the Oxford Gold website, you will learn how to move money into a precious metal IRA and how they function and what kinds are available, and why they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a wide selection of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a limited amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals firms by listening to customers and providing them with the tools they need to make sound financial decisions. The company’s website offers an entire learning center that can assist buyers.
This study area includes several tools which include:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. This person can help you answer any questions that you might have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an extensive selection of precious metals that have been approved by the IRS. It also offers helpful educational materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years in operation Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening an gold IRA account is a big decision, so you must select a precious metals investment firm that places the reviews of its customers as well as the certifications of its affiliates first. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can place bars and coins composed of silver, gold platinum, palladium, and tin in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare, like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations, all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80 to $200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started using Noble Gold:
Fill out the form online to receive an individualized advice or to open an IRA account for gold. You can talk to an in-house expert about your options during free sessions.
Contact an Noble Gold expert to start the process of moving your existing gold IRA over to your new account. If you take money out from a retirement account and put into your gold IRA instead of rolling it over, you could have to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many kinds of valuable metals to choose from.
Several sources have rated it five stars.
Free access to expert advice
There are a lot of training tools to help investors.
When you’re ready for selling and sell your home, you should have make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for experienced precious metals investors who are familiar with the market and want to invest a significant portion of their wealth into an investment in gold IRA as it offers savings for large investments but doesn’t have many tools to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that offers basic gold and silver as well as good ways to get help.
The following grades, accreditations, and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB gave the BBB an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, clear prices, and easy-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The value of gold is updated in real-time on their website, so you are able to easily evaluate the risks, benefits and costs associated with your purchase. You can select from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, which is why it is recommended for those who have done this before. First year storage and upkeep costs $250 and each year after that costs $200. There may be a need to pay a little more like a fee to set up an account.
To start your journey with Patriot Gold Group, you need to do the following:
Fill out the online application form to start.
Contact a service representative to start your account restart or transfer of funds.
You can purchase valuable metals and choose how you’d like to store them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Account fees have been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the best gold firm within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and would like to have easy access to good training tools.
The application process is simple without speaking to a person and the company provides access to a vast knowledge base that includes videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and the A+ rating.
Nearly 700 of their customers have rated Google 5 stars.
More than 1,400 users have given Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, great help, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold lets you put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases are between $100 and $150. Investors also have to pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To begin using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Complete the online form and select the account manager you would like to work with. You can complete the first step on your own using AdvantageGold or contact the customer support team for personalized assistance.
Accept the rules and policies that the business follows, and then provide your financial documents. You may need to show different papers about your IRA or tax obligations.
Choose the method you wish to deposit money into your account. An expert in rolling money into an gold IRA will assist you in doing this.
You can purchase precious metals and select a secure storage space for them. As a final step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
If you’re ready to sell the property, the buy-back program simplifies the process.
A free guide to investing in gold through your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw money
Customers on all sites give great review of gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that uses gold, silver, or other valuable metals instead of stocks or bonds.
To guard yourself against inflation and possible market crashes, you need a diversified collection of investments. Because of this, a lot of people have started putting gold, silver and other precious metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies listed on our list help people set the gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, move the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. These items have to be gold or coins and meet certain “fineness” standards. These accounts can only hold the coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it easy and painless to fund and take care of these retirement accounts for individuals. Many businesses put clients in contact with account reps who can assist them in the process.
But an agent of an account is not the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to diversify it you should consult your financial adviser first to find out if it makes sense for you.