A precious metals IRA, which is also known as a gold-backed IRA will help safeguard your savings from market volatility as well as protect you against inflation. Additionally, precious metals like silver and gold are different from the standard investments like stocks and bonds which makes them a great way to diversify.
We looked at the top gold IRA companies to see which precious metal IRA accounts are the best deal. We evaluated each gold IRA company below based upon a range of factors, including the valuable metals they offer, the fees they impose, the storage options they offer, their customer service, and their image.
Goldco is one of the most reputable and best company generally in the field of gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company could get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets in various retirement accounts by transferring them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from Goldco can guide you on how to transfer the funds from your account into an precious metals IRA.
This company also sells gold and silver directly to its customers. You can invest your retirement savings as well as money from other savings accounts in real gold and silver.
If you’re looking to establish a precious metals IRA through Goldco move or rollover your assets from your current savings account into your new IRA. Goldco makes it simple and easy for customers to complete this process by walking them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Choose the precious metals you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can also be bought. They are as pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you need to sell the valuable metals in your account, Goldco will purchase these back for the best price for buy-back, which is guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit with information. This kit has a written spoken, spoken, and a visual instructions on investing in rare and precious metals.
We believe that overall Goldco is among the best companies that provide gold IRAs.
One of the most trusted companies for buying in gold, silver, and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is run by a family, and is headquartered in Los Angeles, CA. It has received numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver if you want through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you are able to keep them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a wide range of gold and silver goods which can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak to someone about your investment and find out what they’re doing. You can dial the number on the company’s website at any time to talk to your agent.
If you want to learn more about buying gold prior to taking the next step you can contact the firm for a complimentary guide. This guide of 25 pages contains valuable details on how rare metals IRAs can help you take charge of your savings.
You can also find out about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this scenario, you can get help from a specialist or pay a fixed fee, guarantee your purchase for 24 hours, and not pay fees for a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, are focused on smooth experiences and easy access to friendly support teams, and transparent prices among other things. To make sure your money is compliant with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10to 100-ounce bar of your preferred metal. Prices for precious metals change frequently to reflect changes in the market and make it easier to be aware of what to expect.
Follow these steps to start by contacting Lear Capital:
You can create an rare metals IRA account by filling in an online application that takes just 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours regarding how to make the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase valuable metals and let Lear Capital ship them to an appropriate location that is fully insured.
Create and keep your IRA for free if spend at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free setup and holding services.
If you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one assistance from experts in gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from every source
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this company has been in business, and thousands of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be confident that buying rare metals through this company is a secure and reliable process.
Birch Gold Group sells a wide range of gold, silver, palladium, and platinum products, among others. You can purchase these precious metals on their own or use them to put money into a precious metals IRA.
The company makes it simple for you to move the retirement savings you have saved into an precious metals IRA. With the assistance of a trained Precious Metals Specialist you can follow these steps:
Set up your account and decide the method of funding it. With Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) for funding your self-directed IRA.
Select the most valuable metals for your account. Your precious Metals Specialist can help you determine which metals you should invest in to reap the greatest tax advantages.
You can purchase your precious metals. Your specialist will go over your order and let you know that your purchase went through when they have confirmed it.
Find a method to store your things. Your expert will help you understand the different methods to organize your belongings. Birch Gold Group stores its customers’ investments in a variety of locations like Delaware Depository and Brink’s Global Service.
Check what your IRA is doing. You can call your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from the company. The company sells a wide variety of currency that is accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
Here are a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They offer IRAs and cash-payouts for gold and silver. This company also has a website that contains lots of information for free on investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users create precious metals IRAs. This IRA company works with people from all fifty U.S. states. They’ve been in business since more than 30 years, and managed more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. All you have to do is transfer money into your Augusta account and choose the silver and gold items you want to buy. Augusta will deliver them to your door and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA, you can also take a look at the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can help you start these funds. On the Oxford Gold website, you can learn how to transfer funds into a precious metal IRA and learn how they function and what kinds are available and the reasons they are good assets.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company sells a wide selection of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The company also sells a limited number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals in its ability to listen to customers and giving them the tools they require to make sound financial decisions. The company’s website offers an entire learning center that can assist buyers.
This study area includes many tools, including:
Guide to investing in precious metals
News and stories about buying gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. The person you talk to will be able to help you answer any questions that you have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an extensive selection of precious metals that are regulated by the IRS. It also offers helpful educational material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years of operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a good option, so it is important to choose a precious metals investment firm that values the opinions of its clients and the accreditations of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of gold, silver platinum, palladium, and platinum in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare such as the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anywhere from $80 to $200 a year to keep your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to start with Noble Gold:
Complete the online form to get a custom advice or to create an IRA account for gold. You can speak to an expert from the company about your options during free sessions.
Talk to a Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money of another retirement account to transfer to your gold IRA instead of rolling it over, you could be required to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Select the storage you want and let Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are a variety of valuable metals to choose from.
Several sources gave it five stars.
Free access to the advice of experts
There are plenty of training tools to help investors.
When you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are familiar with the market and would like to put a large portion of their wealth into an investment in gold IRA which offers savings for large investments but doesn’t have many tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that offers basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations and titles have been awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. Gold prices is updated in real-time on their website, which means you can easily see the benefits, risks, and costs of your purchase. You can choose among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, therefore it is best for buyers who have had this experience before. The first year of storage and upkeep costs $250 and each year after that costs $200. You may have to shell out more like the cost to open an account.
To start working with Patriot Gold Group, you have to follow these steps:
Complete the online application form to begin.
Contact a customer service representative to initiate your account restart or to transfer funds.
You can purchase valuable metals and pick the way you’d like to keep them.
You can receive free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide variety of gold physical coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They say they are the top gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice when you love doing things online and want easy access to high-quality training tools.
The application process is simple with no need to talk to a person The company will give you access to a large knowledge base that includes tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with it is awarded an A+ rating.
Over 700 customers have rated Google 5 stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, fantastic assistance and transparent prices in all of your contacts with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases range from $100 and $150. Investors also have to pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold, you need to follow these steps:
Fill out the online form and choose the account manager you want. You can complete the first step on your own with AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the rules and policies that the business follows, and then share your financial records. You may need to show various documents regarding your IRA or taxes.
Choose the method you wish to deposit money into your account. An expert in rolling money into a gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe place to store them. In the final step, you have to complete the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it:
When you’re ready to sell, the buy-back scheme makes it easy.
A guide for investing in gold with your IRA.
There are many ways to learn.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Step-by-step directions for withdrawing funds
Customers on all sites give glowing review of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses silver, gold or other precious metals instead bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, it is important to need a diversified collection of investments. Due to this, a lot of people are now investing in silver, gold and other precious metals into their retirement accounts since they are a fairly safe and reliable investment.
The companies on our list help people set in place gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, transfer the funds in your retirement savings to a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. They must be gold or coins and meet certain “fineness” standards. These accounts are only able to hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to set up and manage the individual retirement accounts. Many companies place clients in contact with account reps who will assist them throughout the process.
However, an agent for an account isn’t the same as a financial advisor. If you want to add a gold IRA to your retirement account to make it more diverse you should consult your financial advisor to see whether it’s a good idea for you.