A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your savings from market volatility as well as protect you from inflation. Also, valuable metals like silver and gold are different from traditional assets like bonds and stocks, which makes them an excellent option to diversify.
We reviewed the top gold IRA companies to see what precious metal IRA accounts are the most beneficial. We evaluated every gold IRA company below, based on a variety of factors, including the precious metals they provide, the fees they charge, the storage options they provide, their customer service, and even their reputation.
Goldco is one of the most trusted and most reliable company overall for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save for retirement. Goldco is a leader in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets of a variety of retirement accounts by moving them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert from Goldco can guide you on how to move the money in your account to an precious metals IRA.
The company also sells silver and gold directly to its customers. You can invest your retirement savings, or other savings accounts in actual silver and gold.
If you want to start an precious metals IRA through Goldco move or rollover your assets from your current savings account into the new IRA. Goldco makes it easy and stress-free for customers to accomplish this by guiding them through the following steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Purchase your precious metals: Select the precious metals that you want to include in your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in various sizes can also be purchased. They are pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and require to sell the precious metals in your account Goldco will purchase these back for the highest buy-back price, with a guarantee.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a kit for free with details. This kit has written and spoken information on investing in rare metals.
We believe that overall Goldco is among the best companies that provide gold IRAs.
One of the top companies to purchase gold, silver as well as platinum, through an IRA.
reputable business with clear prices
With the gold IRA move, you can switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is owned by a family and is located in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver in your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you can keep them in a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver products that can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and find out what they are doing. You can call the number on the website anytime to speak to your representative.
If you’d like to know more about buying in gold prior to making the move, you can ask the business for a no-cost guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can help you take control of the savings you have.
You can also learn about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In that case you will be able to get assistance from a personal expert or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid fees for a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, emphasize smooth experiences, easy access to helpful support teams, and clear prices as well as other aspects. To ensure that your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10- to 100-ounce bar of your favorite metal. Prices for precious metals are always changing to reflect changes in the market and make it easier to know the price you can expect.
Follow these steps to start with Lear Capital:
You can open a rare metals IRA account by filling out an online form which takes only 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours about how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals and then let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Create and keep your IRA for free if spend between $25,000 and $50,000 for one year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free set-up and hold services.
If you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
Assistance from a professional in gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, this company has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that buying rare metals from Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a wide range of gold, silver, platinum, and palladium goods as well as other. You can purchase these precious metals on their own or use them to deposit money into an precious metals IRA.
This company makes it simple for you to transfer the retirement savings you have saved into a precious metals IRA. With the help of a certified Precious Metals Specialist, you can take these steps:
Create your account and choose the method of funding it. Through Birch Gold Group, you can move an IRA or transfer an existing 401(k) for funding your self-directed IRA.
Choose the valuable metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to gain the highest tax advantages.
You can purchase your precious metals. Your Specialist will look over your order and inform you that the purchase was successful after they have completed the transaction.
Find a storage solution for your belongings. Your Specialist will show you the different options for storing your items. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is performing. You can contact your Specialist at any time to review your account or make changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from them. The company offers a broad selection of gold and silver coins deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
Here are a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash-payouts for silver and gold. The company also has a website that contains many free information about investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people to set up precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They have been in business for over 30 years and been able to manage more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. It’s as simple as transferring money to the Augusta account and then select the silver and gold products you wish to purchase. Augusta will bring them right to your door and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10- to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
Some of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA You can also check out the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools that can assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer money to a precious metal IRA and how they function and what kinds are available, and why they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a wide variety of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a small amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms by listening to its clients and providing them with the tools they need to make sound financial decisions. The company’s website offers a complete learning center to aid buyers in the purchasing process.
This study area comes with several tools that include:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. The person will be able to answer any questions you have regarding trading or how to keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers a wide range of valuable metals that are regulated by the IRS. It also has helpful teaching materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years in operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a good option, so it is important to choose a precious metals investment company that puts the reviews of its customers as well as the certifications of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins made of silver, gold platinum, palladium, and platinum in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations all rare metals IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anything from $80 to $200 per year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Fill out the online form to get personalized advice or open an IRA account for gold. You can speak with an expert from the company about your options during the free sessions.
Speak to a Noble Gold expert to start the process of moving your gold IRA over to the new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you may be required to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA, and then buy the valuable metals you want.
Select the storage you want, and then let Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals that you can pick from.
A number of sources have rated it five stars.
Free access to the advice of experts
There are plenty of training tools that can help investors.
When you’re ready for selling when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are knowledgeable about the market and would like to put a large portion of their assets into a gold IRA as it offers savings for large investments, but doesn’t have many tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that has options for basic gold and silver as well as good ways to get help.
The following grades, accreditations, and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB gave it an A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll be able to find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, transparent prices, and simple to use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices is updated in real-time on the website, so you can easily assess the benefits, risks, and costs of your purchase. You can pick among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is recommended to go with buyers who have had this experience before. First year storage and upkeep costs $250 and every year following that is $200. You might have to shell out more for instance, a fee to set up an account.
To begin your journey with Patriot Gold Group, you must do the following:
Complete the online application for a new account to start.
Contact a service representative to initiate your account restart or transfer of funds.
You can buy valuable metals and pick the way you’d like to store them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been eliminated for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the top gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you when you love doing things online and need easy access to good training tools.
You can apply for an account with no need to talk to anyone and the company provides you access to a huge knowledge base with videos, tools and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and an A+ rating.
More than 700 users have rated Google five stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, excellent assistance and transparent prices in all your interactions with AdvantageGold.
AdvantageGold lets you put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most common choices.
The annual storage costs for IRA purchases range from $100 and $150. Investors also have to pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To get started using AdvantageGold you must do the following:
Complete the online form and select the account manager you’d like to choose. You can complete this initial step on your own with AdvantageGold or contact the customer support team for personalized assistance.
Accept the rules and policies that the business follows, and then share your financial records. You may be required to present different documents about your IRA or taxes.
Select the method you prefer to transfer money in your account. A professional who has experience in rolling money over into an gold IRA can assist you with this.
You can purchase valuable metals and select a secure location to store them. As the last step, you have to complete the declaration form.
AdvantageGold has the following traits which make it stand out:
When you’re ready to sell the property, the buy-back program makes it simple.
A free guide on investing in gold through your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all sites give great review of gold IRAs.
What exactly is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of gold, silver or other precious metals instead of stocks and bonds.
To protect yourself from inflation and possible stock market crashes, it is important to need a diversified collection of investments. Because of this, many people are now placing silver, gold, and other valuable metals into their retirement accounts due to them being a fairly safe and reliable investment.
The companies listed on our list help people set in place gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should transfer the money in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. These items have to be gold or coins that meet a set of “fineness” standards. These accounts can only hold the coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it easy and easy to set up and manage these individual retirement accounts. Many companies place clients in contact with account representatives who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to find out whether it is a good idea for you.