A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your savings from market volatility and safeguard you against inflation. Also, valuable metals like silver and gold are different from the standard assets like stocks and bonds which makes them an excellent option to diversify your portfolio.
We looked at the top gold IRA firms to determine what precious metal IRA accounts are the most beneficial. We looked at every gold IRA company below, based on a variety of things, such as the quality of the metals they offer as well as the costs they impose, their storage choices they provide as well as their customer service and even their reputation.
Goldco is one of the most trusted and best company generally for gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save for retirement. Goldco is a leading company in the business of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets of different retirement accounts by shifting them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from Goldco can help you understand how to transfer the money from your account into an precious metals IRA.
This company also sells silver and gold directly to clients. You can invest your retirement savings, or money from other savings accounts into real gold and silver.
If you’re looking to establish an precious metals IRA through Goldco, move or rollover the assets you have in your savings account to your new IRA. Goldco makes it easy and stress-free for customers to complete this process by walking them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Select the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of various sizes can also be bought. These bars are pure as.9999.
Goldco also has a program for buying back gold. In the event that your situation alters and you require to sell the precious metals that are in your account, Goldco will buy them back at the most competitive buy-back price, with a guarantee.
If you’re considering investing in an rare metals IRA, Goldco will send you a kit for free with information. This kit has written, spoken, and seen guide to investing in rare metals.
We believe that overall Goldco is one of the best companies to provide gold IRAs.
One of the best companies for buying in silver, gold as well as platinum, through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is owned by a family and is headquartered in Los Angeles, CA. It has received numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, keep them with a safe storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver products which can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
However, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak with a representative about your investments and learn what they are doing. You can call the number listed on the company’s website anytime to speak to your representative.
If you’re interested in learning more about buying in gold before taking the step, you can ask the firm for a no-cost guide. This guide of 25 pages contains valuable information on how rare metals IRAs can assist you in taking control of the savings you have.
You can also learn about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide how to spend.
American Hartford Gold is a reliable gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews, the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this scenario you can seek advice from a specialist, pay a flat fee and guarantee your purchase for 24 hours, and avoid fees for a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences with easy access to knowledgeable help desks, and transparent prices, among other things. To make sure your money is compliant with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10– to 100-ounce bar of your preferred metal. Prices for valuable metals change frequently to reflect market trends and make it easier to anticipate what to expect.
Follow these steps to begin by contacting Lear Capital:
You can create a rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours about how to complete the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals, and then allow Lear Capital ship them to an appropriate location where they will be fully insured.
Create and keep your IRA at no cost if you spend at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you receive free set-up and hold services.
When you have invested more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
Assistance from a professional on gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, the company has been in business and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be sure that purchasing rare metals from Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a variety of silver, gold, palladium, and platinum products in addition to other. You can buy these metals on their own or use them to put money into a precious metals IRA.
The company makes it simple for you to transfer the retirement savings you have saved into a precious metals IRA. With the assistance of a certified Precious Metals Specialist you can follow these steps:
Set up your account and select how you want to fund it. With Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your self-directed IRA.
Choose the valuable metals for your account. The valuable Metals Specialist can help you determine which metals you should invest in to reap the greatest tax benefits.
You can buy your valuable metals. Your specialist will go over your order and let you know that your purchase went through when they have confirmed it.
Choose a way to store your belongings. Your expert will help you understand the various options for storing your belongings. Birch Gold Group stores its customers’ assets at a number of places including Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is going. Contact your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and goods straight from the company. The company sells a wide variety of currency that is OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold and silver.
These are just a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash-payouts for gold and silver. This firm also runs a website with many free information on the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people set up precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They have been in business since more than 30 years, and been able to manage more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. You just need to move money to the Augusta account and select the silver and gold items you’d like to purchase. Augusta will deliver them to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10- to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
The company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA, you can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set gold IRAs. They offer silver, gold platinum, palladium, and. The company has a fantastic evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer money into an precious metal IRA and how they work, what kinds are offered and the reasons why they are great investments.
The Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a wide range of gold and silver coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a small number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies by listening to its clients and giving them the tools they need to make sound financial decisions. On its website, the company offers a full learning center to aid buyers in the purchasing process.
This study area comes with many tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to work directly with one of the Oxford Gold Group’s Managing Partners. This person can answer any questions you might have about how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its a wide range of valuable metals that are regulated by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years in business Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a great option, so it is important to select a precious metals investment company that puts the opinions of its clients as well as the certifications of its affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can place bars and coins composed of silver, gold platinum, palladium, and tin into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anywhere from $80-$200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Fill out the online form to get a custom advice or to open an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Speak to an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you take money out of a retirement account to transfer to the gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Choose the storage that you prefer, and then allow Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are a variety of valuable metals to choose from.
Many sources have rated it five stars.
Free access to expert advice
There are a lot of tools for training that can assist investors.
If you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and wish to put a large portion of their assets into an investment in gold IRA which offers savings for large investments but doesn’t offer the tools needed to help novice investors understand. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer with options for basic silver and gold and good ways to get help.
The following accreditations, grades, and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, transparent pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold fluctuates in real time on the website, which means you can easily assess the risks, benefits and costs of purchasing. You can choose from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is recommended for those who have previously had this service. First year storage and upkeep costs $250, and each year after that costs $200. There may be a need to shell out more like a fee to set up an account.
To start your journey with Patriot Gold Group, you must do the following:
Complete the online application for a new account to get started.
Contact a customer service worker to start your account restart or transfer of funds.
You can buy valuable metals and pick the way you want to keep them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been eliminated for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great variety of physical gold coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They say they are the top gold company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you If you enjoy doing things online and would like to have easy access to good training tools.
It is possible to apply for an account without speaking to a person and the company provides you access to a huge knowledge base that includes videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with an A+ rating.
Over 700 customers have awarded Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews you can count on great customer service, great help and transparent prices throughout your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases are between $100 and $150. Investors are also required to pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To get started using AdvantageGold, you need to complete the following steps:
Complete the online form, and choose the account manager you would like to work with. You can complete this initial step on your own using AdvantageGold or call the customer service team for personalized assistance.
Accept the policies and rules of your company and then share your financial documents. You may need to show different documents about your IRA or taxes.
Choose the method you wish to put money in your account. A professional who has experience in rolling over money into an gold IRA can assist you with this.
You can purchase precious metals and select a secure storage space for them. In the final step, you must complete the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out:
When you’re ready to sell the property, the buy-back program makes it easy.
A free guide on investing in gold through your IRA.
There are many methods to study.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions regarding how to withdraw cash
Customers on all sites leave great feedback on gold IRAs.
What exactly is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that makes use of gold, silver or other precious metals instead bonds.
To safeguard yourself from the effects of inflation and possible market crashes, you should have a diverse portfolio of investments. Due to this, a lot of people have started placing silver, gold and other precious metals in their retirement accounts due to them being an extremely safe and reliable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, move the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. These items have to be coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to fund and take care of these individual retirement accounts. Many companies place customers in touch with account representatives who will assist them throughout the process.
However, an agent for an account is not the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to see whether it is a good idea for you.