A precious metals IRA, which is also called a gold-backed IRA, can help protect your money from volatility in the market as well as protect your investment from inflation. Also, valuable metals like gold and silver are very different from the standard assets like stocks and bonds which makes them a good option to diversify.
We reviewed the top gold IRA companies to determine what precious metal IRA accounts are the best value. We evaluated every gold IRA company below based on a number of things, such as the valuable metals they offer as well as the costs they charge, the storage options they provide, their customer service, and their image.
Goldco is one of the most trusted and most reliable company overall when it comes to gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: New sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that will help you save more for retirement. Goldco is a leading company in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of a variety of retirement accounts by transferring them into a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert from the company can show you how to move the money that is in the account to an precious metals IRA.
This business also sells gold and silver directly to its customers. You can also invest your retirement savings or money from other savings accounts in actual silver and gold.
If you are looking to open a precious metals IRA through Goldco, move or rollover your savings from your savings account into your new IRA. Goldco makes it simple and stress-free for customers to complete this process by guiding them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of different sizes can also be purchased. These bars are pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and have to sell the precious metals in your account, Goldco will purchase them back at the highest buy-back price, with a guarantee.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit with information. The kit includes a written and spoken instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the top companies that provide gold IRAs.
One of the best companies to purchase silver, gold and platinum through an IRA.
reputable business with clear prices
With the gold IRA move, you can switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is owned by a family of employees and is based in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you are able to store them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of silver and gold goods which can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investments and learn what they are doing. You can call the number on the company’s website anytime to speak to an agent.
If you’re interested in learning more about buying in gold before taking the step, you can ask the firm for a no-cost guide. This 25-page guide has useful information about the ways that rare metals IRAs can assist you in taking charge of the savings you have.
You can also find out about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this case you will be able to get assistance from a personal expert and pay a flat amount and guarantee your purchase up to 24 hours and avoid fees for a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences, easy access to helpful help desks, and clear pricing among other things. To ensure that your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars which can be put into an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect market trends and make it easy to be aware of what you should expect.
Follow these steps to get started using Lear Capital:
You can open an rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear from the person in charge of your IRA within 24 hours regarding how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase valuable metals and then allow Lear Capital ship them to an area that is secure and that is fully insured.
Create and keep your IRA for free if spend at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free set-up and hold services.
If you have invested more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros on gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from every source
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, the company has been in business and a large number of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be confident that purchasing rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a wide range of gold, silver, platinum, and palladium goods, among others. You can buy these metals on their own or make use of them to deposit money into an precious metals IRA.
This company makes it easy for you to transfer your retirement savings into an precious metals IRA. With the assistance of a trained Precious Metals Specialist you can follow these five steps:
Set up your account and choose how you want to fund it. Through Birch Gold Group, you can move an IRA or roll over an existing 401(k) for funding your new self-directed IRA.
Choose the valuable metals that will benefit your account. Your precious Metals Specialist can help you figure out which metals to invest in to get the most tax advantages.
You can purchase your precious metals. Your Specialist will look over your order and let you know that the purchase was successful when they have confirmed it.
Find a method to store your items. Your Specialist will show you the various methods to organize your belongings. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Check the status of you IRA is going. You can contact your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from them. The company sells a wide selection of gold and silver coins deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash payments for gold and silver. This firm also runs a website that contains many free information on investing in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people create precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They’ve been in business since more than 30 years, and managed more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. You just need to move funds into your Augusta account and select the silver and gold items you wish to purchase. Augusta will deliver them to your door, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the company comprise items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90% silver bags.
A few of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA You can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools available to help you start these funds. On the Oxford Gold website, you can find out how to move money into a precious metal IRA and how these IRAs work and what types are available, and why they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a vast variety of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to customers and providing them with the tools they need to make informed financial decisions. On its website, the company has an entire learning center that can help with the buying process.
This study area includes several tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also get to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you may have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides a wide range of valuable metals that have been approved by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years of operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening a gold IRA account is a great decision, so you must select a gold investment firm that values the reviews of its clients as well as the certifications of its affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of silver, gold, platinum, and palladium in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations all rare metals IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anything from $80 to $200 a year to store your real precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to start using Noble Gold:
Fill out the form online to receive personalized advice or create an IRA account for gold. You can speak to an expert from the company about your options during the free sessions.
Speak to an Noble Gold expert to start the process of moving your gold IRA over to the new account. If you take money out of another retirement account to put into the gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want and let Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals to pick from.
Several sources have rated it five stars.
Access to expert advice
There are many training tools that can help investors.
If you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are knowledgeable about the market and would like to put a big chunk of their money into a gold IRA as it offers savings for big investments but lacks the tools needed to help novice investors understand. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that offers basic silver and gold and good ways to get help.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave it the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its clients by giving them helpful assistance lines, straightforward prices, and easy-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold changes in real-time on the website, so you can easily see the benefits, risks, and costs associated with your purchase. You can select from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, which is why it is best for buyers who have had this experience before. The initial year of storage and maintenance costs $250, and each year after that costs $200. You might have to pay a little more for instance, the cost to open an account.
To start with Patriot Gold Group, you need to do the following:
Fill out the online application form to begin.
Contact a customer service representative to get your account started or movement of funds.
You can purchase precious metals and choose how you’d like to store them.
You can receive free delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Fees for accounts have been waived for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good selection of physical gold coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim to be the top gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and need easy access to good training tools.
The application process is simple with no need to talk to anyone The company will give you access to a huge knowledge base, including videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and it is awarded an A+ rating.
Over 700 customers have given Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, great help and transparent prices throughout your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases range from $100-$150. Investors are also required to pay a $50 account-setting-up cost and a range of different annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold, you need to complete the following steps:
Fill out the form online and select the account manager you would like to work with. You can complete this initial step on your own using AdvantageGold, or you can call the customer service team for personalized help.
Accept the policies and rules of the company, and then share your financial documents. You may need to provide different papers about your IRA or tax obligations.
Select the method you prefer to deposit money in your account. A professional who has experience in rolling money over into an gold IRA can assist you with this.
You can purchase valuable metals and pick a secure storage space for them. In the final step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it from the crowd:
When you’re ready for selling, the buy-back scheme makes it simple.
A guide for investing in gold with your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions for withdrawing money
Customers on all sites give excellent review of gold IRAs.
What exactly is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that uses silver, gold or other precious metals instead of stocks and bonds.
To protect yourself from inflation and possible market crashes, you require a variety of investments. This is why a lot of people have started investing in silver, gold, and other valuable metals in retirement accounts due to them being an extremely safe and reliable investment.
The companies on our list help people set in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, move the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. They must be coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and easy to manage and fund these individual retirement accounts. Many businesses put clients in contact with account reps who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to diversify it you should consult your financial advisor first to find out if it makes sense for you.