A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your money from volatility in the market as well as protect you from inflation. Additionally, precious metals like silver and gold are different from traditional assets like bonds and stocks which makes them a great option to diversify.
We looked at the best gold IRA companies to determine what precious metal IRA accounts are the best deal. We analyzed every gold IRA company below, based on a variety of things, such as the precious metals they provide and the charges they impose, their storage choices they offer, their customer service, and even their reputation.
Goldco is among the most reputable and most reliable company for gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: The new sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leader in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you protect the assets of different retirement accounts by shifting them to an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert at the company can show you how to move the money from your account into a precious metals IRA.
This business also sells silver and gold directly to its customers. You can put your retirement savings as well as other savings accounts in real silver and gold.
If you are looking to open a precious metals IRA through Goldco and move or roll over your assets from your current savings account into the new IRA. Goldco makes it simple and easy for customers to complete this process by guiding them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your precious metals Select the precious metals that you would like to include in your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of different sizes can be purchased. They’re as pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you require to sell the precious metals that are in your account, Goldco will purchase them back at the highest buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a kit for free with details. This kit contains written, spoken, and seen information on investing in rare metals.
Overall, we think Goldco is one of the best companies that offer gold IRAs.
One of the best companies for buying in gold, silver, and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is owned by a family of employees and is located in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver in your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you are able to store them with a safe storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of silver and gold goods that can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
In contrast metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and find out what they’re doing. You can dial the number listed on the company’s website anytime to speak to your agent.
If you’d like to know more about purchasing gold prior to taking the next step you can contact the firm for a no-cost guide. This guide of 25 pages contains valuable information on how rare metals IRAs can help you take charge of your savings.
You can also learn about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In that case you will be able to get assistance from a specialized expert or pay a fixed fee, guarantee your purchase up to 24 hours and avoid fees if you make a big payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences and easy access to friendly help desks, and transparent prices as well as other aspects. To ensure that your money is compliant with IRS standards, you should only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10 100-ounce bar made of your favorite metal. Prices for precious metals change frequently to reflect changes in the market and make it easy to know the price you can expect.
Follow these steps to get started using Lear Capital:
You can open a rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear from the person in charge of the IRA within 24 hours regarding how to make the tax-free move. It could take up to five days for the money to be moved.
You can purchase valuable metals, and then allow Lear Capital ship them to an area that is secure and where they will be fully insured.
Create and keep your IRA for free if you spend at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you receive free set-up and hold services.
If you have invested more than $10,000 you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
Assistance from a professional on gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been in business, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be sure that purchasing rare metals through Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a variety of gold, silver, platinum, and palladium goods as well as other. You can purchase these metals on their own or use them to put money into a precious metals IRA.
This company makes it simple for you to move the retirement savings you have saved into an precious metals IRA. With the assistance of a trained Precious Metals Specialist You can follow these five steps:
Create your account and choose how you want to fund it. With Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) for funding your self-directed IRA.
Choose the best metals for your account. Your precious Metals Specialist can help you figure out which metals to invest in to gain the highest tax benefits.
You can buy your valuable metals. Your Specialist will look over your order and let you know that your purchase was successful once they have done so.
Choose a way to store your items. Your expert will help you understand the different options for storing your items. Birch Gold Group stores its customers’ investments in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Check what your IRA is going. You can contact your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and items directly from the company. The company sells a wide variety of gold and silver coins OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash-payouts for silver and gold. This company also has a website that contains lots of information for free regarding the investment in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people to set up precious metals IRAs. This IRA company works with individuals across all fifty U.S. states. They have been in business for more than 30 years and have handled more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. All you have to do is transfer money to your Augusta account and then select the silver and gold items you want to buy. Augusta will deliver them to your door and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
The company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA, you can also look at a list of the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a great evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can help you start these funds. On the Oxford Gold website, you can find out how to transfer funds to an precious metal IRA and how these IRAs work, what kinds are offered and the reasons they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a vast selection of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a tiny amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms by listening to its customers and giving them the tools they require to make sound financial decisions. On their website, the business offers an entire learning center that can assist buyers.
This study area comes with several tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you may have about how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This lets customers learn the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an extensive selection of precious metals that have been allowed by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years of operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening a gold IRA account is a big option, so it is important to select a precious metals investment company that puts the opinions of its clients as well as the certifications of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can put bars and coins made of gold, silver, platinum, and palladium into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80 to $200 a year to keep your precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to begin using Noble Gold:
Fill out the online form to get an individualized advice or to open an IRA account for gold. You can speak to an in-house expert about your options during the free sessions.
Contact a Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many kinds of precious metals to pick from.
Several sources gave it five stars.
Free access to the advice of experts
There are many training tools to help investors.
When you’re ready for selling, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are knowledgeable about the market and would like to invest a significant portion of their assets into an investment in gold IRA, since it gives savings for large investments, but doesn’t offer the tools needed to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that offers basic silver and gold and good ways to get help.
The following grades, accreditations, and titles have been granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, transparent pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold is updated in real time through the site, which means you can easily assess the benefits, risks, and costs associated with your purchase. You can choose from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as early as fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended to go with buyers who have had this experience before. First year storage and upkeep costs $250 and every year after that costs $200. You might have to pay more, like the cost to open an account.
To start with Patriot Gold Group, you need to do the following:
Complete the online application form to start.
Contact a service representative to start your account restart or movement of funds.
You can purchase precious metals and decide how you’d like to store them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Account fees have been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of physical gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the best gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and would like to have easy access to quality training tools.
You can apply for an account with no need to talk to a person and the company provides you access to a huge knowledge base that includes tools, videos, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and the A+ grade.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, fantastic assistance and clear pricing in all your interactions with AdvantageGold.
AdvantageGold allows you to put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases are between $100 and $150. Investors also pay a $50 account-setting-up cost and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To start using AdvantageGold you must do the following:
Complete the online form, and choose the account manager you would like to work with. You can complete this initial step on your own with AdvantageGold, or you can call the customer service team for personalized help.
Accept the policies and rules that the business follows, and then provide your financial records. You may be required to present different documents about your IRA or tax obligations.
Choose the method you wish to deposit money into your account. An expert in rolling money over into a gold IRA can assist you with this.
You can purchase valuable metals and select a secure location to store them. As the last step, you need to complete the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out from the crowd:
When you’re ready to sell the property, the buy-back program simplifies the process.
A guide for investing in gold with your IRA.
There are many options to get involved in learning.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing funds
Customers on all websites give glowing reviews of gold IRAs.
What is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that uses gold, silver or other precious metals instead of stocks or bonds.
To protect yourself from the effects of inflation and potential stock market crashes, you require a variety of investments. This is why a lot of people are now investing in silver, gold and other precious metals in their retirement accounts because they are an extremely safe and reliable investment.
The companies listed on our list help people set in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should move the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. The items must be either coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to set up and manage the individual retirement accounts. Many companies place clients in contact with account reps who can help them through the process.
But an agent of an account is not the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to make it more diverse You should speak to your financial advisor to find out whether it’s a good idea for you.