A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your savings from market volatility as well as protect you against inflation. Additionally, precious metals like gold and silver are very different from standard investments like stocks and bonds which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA firms to determine what precious metal IRA accounts are the most beneficial. We looked at every gold IRA company below, based on a variety of things, such as the valuable metals they offer as well as the costs they impose, the storage choices they offer and their customer service as well as their appearance.
Goldco is among the most reputable and best company generally in the field of gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: The new sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save more for retirement. Goldco is a leading company in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets of various retirement accounts by transferring them to an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert at Goldco can help you understand how to transfer the money from your account into a precious metals IRA.
This business also sells gold and silver directly to clients. You can put your retirement savings or money from other savings accounts into real gold and silver.
If you want to start a precious metals IRA through Goldco, move or rollover your savings from your current savings account into the new IRA. Goldco makes it simple and painless for customers to complete this process by guiding them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of various sizes can also be bought. They’re as pure as.9999.
Goldco also has an option to buy back gold. If your situation changes and you require to sell the valuable metals in your account, Goldco will buy these back for the best buy-back price, guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit with details. This kit contains a written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we think Goldco is among the best companies to offer gold IRAs.
One of the top companies to buy gold, silver and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has received numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you can store them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of silver and gold goods that can be bought directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak to someone about your investments and find out what they are doing. You can dial the number on the company’s website at any time to talk to your representative.
If you want to learn more about purchasing gold prior to taking the next step to buy it, you can ask the company for a free guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can assist you in taking control of your savings.
You can also learn about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews and the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this scenario, you can get help from a specialist, pay a flat fee and make sure that the purchase is guaranteed for 24 hours, and avoid charges when you make a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, are focused on smooth experiences and easy access to friendly support teams, and clear prices among other things. To ensure that your money meets IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10- 100-ounce bar of your preferred metal. Prices for precious metals are constantly changing to reflect market trends and make it easier to be aware of what to expect.
Follow these steps to begin using Lear Capital:
You can open a rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours about how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can purchase precious metals and then allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Create and store your IRA for free if spend at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free setup and holding services.
When you invest more than $10,000, you get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one assistance from experts on gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been in business, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be sure that buying in rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a large selection of silver, gold, platinum, and palladium goods in addition to other. You can buy these metals on their own or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to move your retirement savings into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist You can follow these steps:
Create your account and select how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer a 401(k) to fund your self-directed IRA.
Select the most valuable metals for your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the highest tax advantages.
You can purchase your precious metals. Your specialist will go over your purchase and inform you that your purchase was successful after they have completed the transaction.
Choose a way to store your things. Your specialist will guide you through the various ways to store your things. Birch Gold Group stores its customers’ investments at various locations like Delaware Depository and Brink’s Global Service.
Check how your IRA is doing. You can call your Specialist at any time to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and goods straight from them. The company offers a wide range of gold and silver coins deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They offer IRAs and cash payments for silver and gold. This company also has a website with lots of information for free about investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
Make use of the money in your savings account to fund your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users to set up precious metals IRAs. This IRA company is a partner for people in all fifty U.S. states. They have been in business since more than 30 years, and handled more than $25 billion.
After you buy gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. You just need to move money into your Augusta account and choose the silver and gold products you’d like to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce bullion gold bars, 10 to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
A few of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA you can check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell gold, silver platinum, palladium, and. The company has an excellent rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools that can help you get started with these funds. On the Oxford Gold website, you can find out how to transfer funds to a precious metal IRA, how they work, what kinds are offered, and why they are good assets.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company offers a broad selection of gold and silver coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
It also offers a small number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals companies in its ability to listen to customers and giving them the tools they need to make informed financial decisions. On its website, the company provides an entire learning center that can aid buyers in the purchasing process.
This study area has many tools, including:
Guide to investing in precious metals
News and stories about buying gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to work directly with one of the Oxford Gold Group’s Managing Partners. This person can answer any questions you may have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This lets customers learn the pros and cons of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an extensive selection of precious metals that are regulated by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After less than 10 years in operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an gold IRA account is a big option, so it is important to select a precious metals investment company that puts the reviews of its clients and its accreditations for affiliates in the first place. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment firms in that you can put bars and coins made of gold, silver platinum, palladium, and platinum in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare like the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80 to $200 per year for storage of your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin using Noble Gold:
Fill out the online form to receive an individualized advice or to open an IRA account for gold. You can speak to an expert in-house about your choices during the free sessions.
Contact an Noble Gold expert to start the process of moving the gold IRA over to the new account. If you withdraw money from a retirement account and put into your gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many kinds of valuable metals to choose from.
A number of sources have rated it five stars.
Access to expert advice
There are plenty of training tools to help investors.
If you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are knowledgeable about the market and would like to put a large portion of their assets into an investment in gold IRA as it offers savings for big investments but doesn’t have the tools needed to help novice investors understand. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that has options for basic silver and gold and good ways to get help.
The following grades, accreditations, and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB the A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll be able to find a better company than Patriot Gold Group. The company puts its customers first by giving them helpful assistance lines, straightforward prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices is updated in real-time through the site, so you can easily see the risks, benefits and costs associated with your purchase. You can choose among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is best for buyers who have done this before. The first year of storage and upkeep costs $250, and each year thereafter costs $200. There may be a need to pay a little more for instance, the cost to open an account.
To start with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to start.
Contact a customer service worker to start your account restart or movement of funds.
You can buy valuable metals and pick the way you want to store them.
You can receive no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great choice of gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the best gold company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and need easy access to quality training tools.
You can apply for an account without speaking to a person, and the company gives you access to a large knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and it is awarded an A+ rating.
Nearly 700 of their customers have given Google 5 stars.
More than 1,400 users have rated Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, great help, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases range from $100 to $150. Investors also pay a $50 account-setting-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold, you need to complete the following steps:
Complete the online form and choose the account manager you’d like to choose. You can complete this initial step on your own with AdvantageGold or call the customer service team for personalized help.
Accept the rules and policies of your company and then provide your financial records. You may be required to present different papers about your IRA or tax obligations.
Select the method you prefer to transfer money into your account. A expert in rolling money over into an gold IRA can assist you with this.
You can buy valuable metals and select a secure location to store them. In the final step, you have to sign the declaration form.
AdvantageGold has the following characteristics that make it stand out:
If you’re ready to sell the property, the buy-back program simplifies the process.
A guide for investing in gold with your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Step-by-step directions for withdrawing cash
Customers on all websites give great reviews of gold IRAs.
What exactly is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account that uses silver, gold, or other valuable metals instead bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, it is important to should have a diverse portfolio of investments. Due to this, a lot of people are investing in silver, gold, and other valuable metals in their retirement accounts because they are an extremely safe and reliable investment.
The companies on our list assist people in setting in place gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should transfer the funds in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. They must be gold or coins and must meet specific “fineness” standards. These accounts can only hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to set up and manage these retirement accounts for individuals. Many companies put customers in touch with account reps who can help them through the process.
But an agent of an account is not the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to diversify it you should consult your financial advisor first to see whether it is a good idea for you.