A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your money from volatility in the market and safeguard your investment from inflation. Additionally, precious metals like silver and gold are different from traditional assets like bonds and stocks and bonds, which makes them a great way to diversify.
We looked at the best gold IRA companies to see which precious metal IRA accounts are the best deal. We looked at every gold IRA company below based on a number of things, such as the quality of the metals they offer as well as the costs they impose, their storage options they offer as well as their customer service and their image.
Goldco is among the most reputable and best company generally when it comes to gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that will help you save more for retirement. Goldco is a leading company in the field of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets of a variety of retirement accounts by transferring them into an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert at Goldco can guide you on how to transfer the funds from your account into an precious metals IRA.
This business also sells silver and gold directly to its customers. You can also invest your retirement savings, or other savings accounts in real silver and gold.
If you’re looking to establish an precious metals IRA through Goldco move or rollover the assets you have in your current savings account to the new IRA. Goldco makes it easy and stress-free for customers to do this by guiding them through the following steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of different sizes can be bought. They are pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and need to sell the valuable metals that are in your account, Goldco will buy them back at the highest buy-back price, with a guarantee.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a kit for free with information. The kit includes written, spoken, and seen instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the best companies to provide gold IRAs.
One of the best companies for buying in silver, gold and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is owned by a family of employees and is based in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you would like to put in your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, store them with a safe storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of gold and silver products that can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investments and learn what they’re doing. You can call the number on the website at any time to talk to an agent.
If you’re interested in learning more about buying in gold before taking the step to buy it, you can ask the firm for a no-cost guide. This guide, which is 25 pages long, provides details on the ways that rare metals IRAs can assist you in taking control of your savings.
You can also learn about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews and the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this scenario, you can get help from a specialist, pay a flat fee and make sure that the purchase is guaranteed for 24 hours, and not pay fees if you make a big payment.
Here are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, emphasize smooth experiences, easy access to helpful help desks, and clear prices among other things. To make sure your money meets IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars which can be put into an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10- to 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect market trends and make it easier to know what you should expect.
Follow these steps to begin using Lear Capital:
You can create a rare metals IRA account by filling out an online application that takes just 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours of how to make the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase valuable metals, and then let Lear Capital ship them to a safe place where they’ll be fully insured.
Create and keep your IRA for free if spend at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free setup and holding services.
If you make a purchase of more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
Assistance from a professional in gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this company has been in business and a large number of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be sure that purchasing rare metals through this company will be a safe and reliable process.
Birch Gold Group sells a large selection of silver, gold platinum, and palladium goods, among others. You can purchase these precious metals on their own or use them to deposit money into an precious metals IRA.
The company makes it simple for you to convert your retirement savings into an precious metals IRA. With the help of a qualified Precious Metals Specialist you can follow the following steps:
Set up your account and decide how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your new self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you figure out which metals to invest in to reap the most tax advantages.
You can purchase your precious metals. Your specialist will review your purchase and inform you that the purchase was successful when they have confirmed it.
Find a storage solution for your items. Your Specialist will show you the different methods to organize your things. Birch Gold Group stores its customers’ assets in a variety of locations like Delaware Depository and Brink’s Global Service.
Check how you IRA is performing. Contact your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from the company. The company sells a wide range of currency that is OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They provide IRAs and cash-payouts for silver and gold. This firm also runs a website that contains lots of information for free about investing in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people create precious metals IRAs. This IRA company works with individuals across all fifty U.S. states. They have been in business for over 30 years and been able to manage more than $25 billion.
After you buy silver and gold to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. You just need to move money to the Augusta account and then select the gold and silver goods you want to buy. Augusta will deliver them directly to your doorstep and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the company comprise items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars. 10- up to 100-ounce silver bullion bar and 90% silver bags.
A few of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA, you can also look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that helps people set gold IRAs. They sell gold, silver, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools that can help you get started with these funds. On the Oxford Gold website, you can find out how to transfer funds into an precious metal IRA, how they function and what types are available and the reasons they are great investments.
The Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company offers a broad variety of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
It also offers a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to its customers and giving them the tools they need to make good financial choices. On their website, the business has a full learning center to assist buyers.
This study area comes with a number of tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to answer any questions you might have about how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its a wide range of valuable metals that have been approved by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years of operation Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a big choice, so you should select a precious metals investment firm that values the reviews of its customers and the accreditations of its affiliates in the first place. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars composed of silver, gold, platinum, and palladium into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules the rare metals that are included in IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80-$200 per year to keep your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to start using Noble Gold:
Fill out the online form to receive an individualized advice or to open an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Contact an Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you take money out of a retirement account to transfer to the gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want, and then let Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
Several sources have rated it five stars.
Access to the advice of experts
There are a lot of tools for training that can assist investors.
When you’re ready to sell, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are knowledgeable about the market and wish to put a large portion of their money into an investment in gold IRA, since it gives savings for large investments but doesn’t have a lot of tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer with options for basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades, and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB gave it an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful assistance lines, straightforward pricing, and simple-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The price of gold fluctuates in real time on their website, which means you are able to easily evaluate the risks, benefits, and costs associated with your purchase. You can choose from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, so it is recommended to go with buyers who have done this before. The initial year of storage and upkeep costs $250 and every year thereafter costs $200. You might have to shell out more such as an amount to establish an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Complete the online application form to start.
Contact a customer service representative to start your account restart or to transfer funds.
You can buy valuable metals and decide how you want to keep them.
You can receive free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been waived for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of gold coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the best gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and need easy access to quality training tools.
You can apply for an account without talking to a person, and the company gives you access to a large knowledge base with tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with it is awarded an A+ grade.
Over 700 customers have awarded Google 5 stars.
More than 1,400 users have given Trustpilot five stars.
Based on AdvantageGold’s reviews, you can expect great customer service, excellent assistance, and clear prices throughout your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most common choices.
The annual storage costs for IRA purchases range from $100 to $150. Investors also pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payment, which is a good thing.
To get started using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Complete the online form, and choose the account manager you would like to work with. You can do this first step on your own using AdvantageGold, or you can contact the customer service team for personalized help.
Accept the rules and policies of the company, and then provide your financial records. You may need to provide different papers about your IRA or taxes.
Select the method you prefer to transfer money into your account. A expert in rolling money into an gold IRA can assist you with this.
You can buy valuable metals and choose a safe storage space for them. As the last step, you need to complete the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out:
When you’re ready for selling, the buy-back scheme makes it easy.
A free guide on investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw money
Customers on all sites leave excellent reviews of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead of stocks or bonds.
To protect yourself from the effects of inflation and potential market crashes, you require a variety of investments. Due to this, many people are putting gold, silver and other precious metals in their retirement accounts since they are relatively safe and dependable investment.
The companies on our list help people set the gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, transfer the money in your retirement savings to a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. These items have to be either coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to fund and take care of the individual retirement accounts. Many businesses put clients in contact with account representatives who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to make it more diverse, you should talk to your financial adviser first to see if it makes sense for you.