A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your money from volatility in the market and protect your investment from inflation. Additionally, precious metals such as gold and silver are very different from the standard assets like stocks and bonds which makes them a great way to diversify.
We reviewed the top gold IRA companies to see what precious metal IRA accounts are the most beneficial. We analyzed every gold IRA company below, based on a variety of things, such as the quality of the metals they offer and the charges they charge, the storage options they offer, their customer service, and even their reputation.
Goldco is the most trusted and best company generally when it comes to gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save more for retirement. This company is the leader in the field of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets in various retirement accounts by transferring them into an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can guide you on how to transfer the funds that is in the account to a precious metals IRA.
This business also sells gold and silver directly to clients. You can also invest your retirement savings or money from other savings accounts in real silver and gold.
If you’re looking to establish an precious metals IRA through Goldco and move or roll over your savings from your savings account to your new IRA. Goldco makes it easy and painless for customers to accomplish this by guiding them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Purchase your precious metals: Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Bars of silver and gold in different sizes can also be purchased. They are pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and need to sell the precious metals that are in your account, Goldco will purchase these back for the highest buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit with information. This kit has a written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we think Goldco is among the best companies to provide gold IRAs.
One of the most trusted companies for buying in gold, silver, and platinum through an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is run by a family, and is based in Los Angeles, CA. It has received numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver in your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you want to put into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you are able to keep them with a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver products that can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
On the other hand, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
Combibar Valcambi
When you buy valuable metals from American Hartford Gold, you will always be able to speak to someone about your investment and find out what they are doing. You can dial the number on the company’s website at any time to talk to an agent.
If you’re interested in learning more about buying gold prior to making the move, you can ask the business for a no-cost guide. This 25-page guide has useful details on how rare metals IRAs can assist you in taking control of your savings.
You can also get information about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on how to spend.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA money into Lear Capital. In this scenario, you can get help from a specialist or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and avoid charges when you make a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences with easy access to knowledgeable assistance teams and clear prices as well as other aspects. To ensure that your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars which can be put into an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10- to 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect market changes and allow you to anticipate what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can open an rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours regarding how to make the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase precious metals, and then allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and keep your IRA for free if invest at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free setup and holding services.
When you invest more than $10,000, you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros on gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this company has been in business and a large number of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be confident that buying rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a variety of gold, silver, palladium, and platinum products in addition to other. You can purchase these precious metals by themselves or use them to put money into a precious metals IRA.
The company makes it simple for you to transfer your retirement savings to a precious metals IRA. With the assistance of a certified Precious Metals Specialist, you can take these steps:
Set up your account and choose which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to help fund your self-directed IRA.
Choose the valuable metals for your account. Your valuable Metals Specialist can help you determine which metals to invest in to reap the greatest tax advantages.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase was successful after they have completed the transaction.
Find a method to store your things. Your specialist will guide you through the different methods to organize your things. Birch Gold Group stores its customers’ investments at various locations, such as Delaware Depository and Brink’s Global Service.
Check how you IRA is performing. You can call your Specialist anytime to check on your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from the company. The company offers a broad selection of gold and silver coins accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They offer IRAs and cash payments for gold and silver. This company also has a website with many free information on the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people set up precious metals IRAs. This IRA company works with people from all fifty U.S. states. They’ve been in business for over 30 years and been able to manage more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. You just need to move funds into the Augusta account and then select the silver and gold items you wish to purchase. Augusta will deliver them directly to your door, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars. 10- to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
A few of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA, you can also look at a list of the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer funds into an precious metal IRA and learn how these IRAs work and what types are available and the reasons they are great investments.
The Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company offers a broad selection of gold and silver coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to customers and providing them with the tools they need to make sound financial decisions. The company’s website provides an entire learning center that can help with the buying process.
This study area has several tools which include:
Guide to investing in precious metals
News and stories about buying gold
FAQs
A list of terms
When you work for Oxford Gold Group, you’ll also get to interact directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to assist you with any queries you might have regarding trading or how to keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an extensive selection of precious metals that are regulated by the IRS. It also has helpful teaching materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years of operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a good choice, so you should choose a precious metals investment firm that values the reviews of its customers and its accreditations for affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put bars and coins composed of silver, gold, platinum, and palladium in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules the rare metals that are included in IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay between $80 to $200 a year to store your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Fill out the form online to receive personalized advice or create an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Talk to a Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you take money out from a retirement account and transfer to your gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage and wait for Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are many types of valuable metals to choose from.
A number of sources have rated it five stars.
Access to the advice of experts
There are plenty of tools for training that can assist investors.
When you’re ready to sell, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and want to put a large portion of their wealth into an investment in gold IRA, since it gives savings for large investments, but doesn’t have many tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer with options for basic gold and silver, and the best ways to get assistance.
The following accreditations, grades and titles were granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave it an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its clients by providing them with helpful assistance lines, straightforward prices, and simple to use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices fluctuates in real-time through the site, which means you can easily assess the risks, benefits, and costs of purchasing. You can pick from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, therefore it is recommended to go with buyers who have previously had this service. The initial year of storage and upkeep costs $250 and each year following that is $200. You may have to pay a little more for instance, the cost to open an account.
To start with Patriot Gold Group, you must do the following:
Complete the online account application to get started.
Contact a customer service representative to get your account started or to transfer funds.
You can buy valuable metals and pick the way you want to keep them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good selection of gold physical coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the top gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice if you like to do things online and need easy access to good training tools.
You can apply for an account without talking to a person, and the company gives you access to a huge knowledge base, including tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and the A+ rating.
More than 700 users have awarded Google 5 stars.
More than 1,400 users have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, fantastic assistance and clear pricing in all of your contacts with the company.
AdvantageGold lets you put platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases are between $100 to $150. Investors are also required to pay a $50 account-setting-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payment, which is a good thing.
To start using AdvantageGold, you need to do the following:
Fill out the form online and choose the account manager you want. You can complete the first step on your own using AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the rules and policies of your company then share your financial records. You may need to provide different papers about your IRA or taxes.
Select the method you prefer to deposit money into your account. A professional who has experience in rolling over money into a gold IRA can assist you with this.
You can purchase precious metals and pick a secure place to store them. As the last step, you need to complete the declaration form.
AdvantageGold has the following characteristics that make it stand out:
If you’re ready to sell the house, the buy-back plan makes it easy.
A free guide on investing in gold through your IRA.
There are many methods to study.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Step-by-step directions for withdrawing cash
Customers on all websites give excellent reviews of gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To guard yourself against the risk of inflation and stock market crashes, it is important to need a diversified collection of investments. Due to this, a lot of people are investing in silver, gold and other precious metals in their retirement accounts due to them being relatively safe and dependable investment.
The companies we have listed assist people in setting up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, you should transfer the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. The items must be either coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to fund and take care of these individual retirement accounts. Many companies put customers in touch with account representatives who can help them through the process.
But an agent of an account is not the same as a financial advisor. If you want to add gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to determine whether it’s a good idea for you.
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