A precious metals IRA that is also known as a gold-backed IRA will help safeguard your investment from the volatility of markets as well as protect you from inflation. Additionally, precious metals like silver and gold are different from standard assets like stocks and bonds, which makes them a good option to diversify your portfolio.
We looked at the top gold IRA firms to determine which precious metal IRA accounts offer the best value. We analyzed every gold IRA company below, based on a variety of factors, including the precious metals they provide, the fees they impose, their storage options they provide as well as their customer service and their image.
Goldco is the most reputable and most reliable company overall when it comes to gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leader in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets in various retirement accounts by transferring them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at the company can show you how to transfer the money that is in the account to a precious metals IRA.
The company also sells silver and gold directly to clients. You can also invest your retirement savings as well as other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco, move or rollover your savings from your savings account to your new IRA. Goldco makes it easy and stress-free for customers to accomplish this by walking them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Purchase your precious metals: Select the precious metals that you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of various sizes can also be bought. They’re as pure as.9999.
Goldco also offers a program to buy back gold. If you experience a change in your circumstances and have to sell the valuable metals in your account Goldco will purchase them back at the most competitive price for buy-back, which is guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a kit for free with details. The kit includes a written and spoken guide to investing in rare metals.
Overall, we believe Goldco is one of the best companies to provide gold IRAs.
One of the most trusted companies to buy gold, silver, as well as platinum, through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is run by a family, and is located in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, keep them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a wide range of gold and silver goods that can be bought directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
In contrast metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investment and find out how they are doing. You can dial the number on the website at any time to talk to an agent.
If you’re interested in learning more about buying in gold prior to making the move to buy it, you can ask the business for a complimentary guide. This guide, which is 25 pages long, provides information on how rare metals IRAs can assist you in taking charge of your savings.
You can also get information about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews and Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to invest your gold IRA money into Lear Capital. In this case you can seek advice from a specialist and pay a flat amount, guarantee your purchase for 24 hours, and avoid charges for a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful help desks, and clear prices as well as other aspects. To ensure that your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10-to 100-ounce bar of your preferred metal. Prices for valuable metals are constantly changing to reflect market trends and make it easy to be aware of what to expect.
Follow these steps to get started using Lear Capital:
You can open a rare metals IRA account by filling in an online form that only takes 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours regarding how to make the tax-free transfer. It could take up to five days for the money to be moved.
You can buy valuable metals and then let Lear Capital ship them to an area that is secure and where they will be fully insured.
Set up and store your IRA at no cost if you invest at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you receive free set-up and hold services.
If you make a purchase of more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat rate
One-on-one assistance from experts for gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, this firm has been operating, and thousands of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that buying in rare metals through Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a large selection of silver, gold, palladium, and platinum products in addition to other. You can purchase these precious metals on their own or make use of them to deposit money into a precious metals IRA.
This company makes it easy for you to transfer your retirement savings into an precious metals IRA. With the assistance of a trained Precious Metals Specialist You can follow these steps:
Set up your account and decide the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over a 401(k) to help fund your self-directed IRA.
Select the most valuable metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals to invest in to gain the greatest tax benefits.
You can buy your valuable metals. Your specialist will review your purchase and inform you that your purchase went through once they have done so.
Find a method to store your things. Your expert will help you understand the various ways to store your items. Birch Gold Group stores its customers’ assets at various locations including Delaware Depository and Brink’s Global Service.
Check what your IRA is performing. Contact your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from them. The company offers a broad variety of gold and silver coins deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They provide IRAs and cash payments for silver and gold. The business also offers a site with lots of information for free about investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users create precious metals IRAs. This IRA company works with people in all fifty U.S. states. They’ve been in business for more than 30 years and have managed more than $25 billion.
When you purchase silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. It’s as simple as transferring funds to your Augusta account and then select the silver and gold items you wish to purchase. Augusta will deliver them to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce bullion gold bars, 10- up to 100-ounce silver bullion bar and 90% silver bags.
Some of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA You can also look at a list of the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools available to help you start these funds. On the Oxford Gold website, you can find out how to transfer money into a precious metal IRA and learn how they work and what types are available, and why they are a good investment.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company offers a broad range of popular silver and gold coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms in its ability to listen to customers and giving them the tools needed to make informed financial decisions. The company’s website offers a full learning center to help with the buying process.
This study area comes with a number of tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an array of high-quality metals that have been allowed by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years in business Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a great decision, so you must select a precious metals investment company that puts the reviews of its clients as well as the certifications of its affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars composed of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules the rare metals that are included in IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80-$200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to start with Noble Gold:
Fill out the form online to get personalized advice or create an IRA account for gold. You can speak with an expert in-house about your options during free sessions.
Speak to a Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you withdraw money from a retirement account and transfer to your gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax professional first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Select the storage you want, and then allow Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
Many sources have rated it five stars.
Free access to expert advice
There are many tools for training that can assist investors.
When you’re ready to sell, a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are familiar with the market and wish to put a large portion of their assets into an investment in gold IRA, since it gives savings for large investments but doesn’t have many tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that has options for basic gold and silver, and good ways to get help.
The following accreditations, grades, and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, transparent prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold fluctuates in real-time on the website, so you are able to easily evaluate the benefits, risks, and costs of your purchase. You can select among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from as early as 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 which is why it is recommended to go with buyers who have had this experience before. First year storage and maintenance costs $250 and every year thereafter costs $200. You might have to shell out more like the cost to open an account.
To start your journey with Patriot Gold Group, you must do the following:
Complete the online application form to start.
Contact a service representative to initiate your account restart or to transfer funds.
You can purchase precious metals and choose how you’d like to store them.
You can receive complimentary delivery to your safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of physical gold coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They say they are the top gold company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you if you like to do things online and need easy access to good training tools.
It is possible to apply for an account without talking to anyone, and the company gives access to a vast knowledge base with videos, tools, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with it is awarded an A+ rating.
More than 700 users have given Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold you can count on great customer service, excellent assistance and transparent prices in all your interactions with the company.
AdvantageGold lets you deposit gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases range from $100 to $150. Investors also pay a $50 account-setting-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Fill out the online form, and select the account manager you want. You can complete this initial step on your own using AdvantageGold, or you can call the customer service team for personalized help.
Accept the rules and guidelines of your company then share your financial documents. You may need to show different documents about your IRA or taxes.
Choose the method you wish to deposit money in your account. A expert in rolling over money into an gold IRA can assist you with this.
You can purchase precious metals and choose a safe storage space for them. As a final step, you need to complete the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it from the crowd:
When you’re ready for selling the property, the buy-back program simplifies the process.
A free guide to investing in gold through your IRA.
There are many methods to study.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Step-by-step directions on how to withdraw money
Customers on all sites give excellent feedback on gold IRAs.
What is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To safeguard yourself from the effects of inflation and possible market crashes, you need a diversified collection of investments. Because of this, many people have started putting gold, silver, and other valuable metals in retirement accounts because they are a fairly safe and reliable investment.
The companies listed on our list help people set in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, transfer the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. They must be either coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to fund and take care of the individual retirement accounts. Many companies put clients in contact with account reps who will assist them throughout the process.
However, an agent for an account isn’t the same as a financial advisor. If you want to add a gold IRA to your retirement account to diversify it you should consult your financial adviser first to determine if it makes sense for you.