A precious metals IRA that is also called a gold-backed IRA can help protect your money from volatility in the market as well as protect you against inflation. Additionally, precious metals such as gold and silver are very different from traditional assets like bonds and stocks which makes them a great option to diversify your portfolio.
We reviewed the top gold IRA companies to see the best precious metal IRA accounts offer the most beneficial. We analyzed every gold IRA company below, based on a variety of factors, including the quality of the metals they offer as well as the costs they impose, the storage choices they provide as well as their customer service and their image.
Goldco is among the most trusted and most reliable company overall when it comes to gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is an established dealer of rare metals and sells products that will help you save more for retirement. Goldco is a leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets of various retirement accounts by moving them into a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can help you understand how to transfer the money that is in the account to an precious metals IRA.
This business also sells silver and gold directly to clients. You can invest your retirement savings as well as money from other savings accounts in real gold and silver.
If you are looking to open an precious metals IRA through Goldco move or rollover your savings from your savings account into the new IRA. Goldco makes it easy and stress-free for customers to complete this process by guiding them through the following steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Choose the precious metals you want to include in your investment.
Goldco sells a variety of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in different sizes can also be bought. They’re as pure as.9999.
Goldco also has a program to buy back gold. If you experience a change in your circumstances and require to sell the precious metals in your account, Goldco will purchase them back at the best buy-back price, guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a kit for free with details. This kit has written, spoken, and seen guide to investing in rare metals.
Overall, we think Goldco is one of the best companies that provide gold IRAs.
One of the top companies to purchase gold, silver, and platinum through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is owned by a family of employees and is based in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you are able to store them in a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of gold and silver products that can be bought directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak to someone about your investments and learn what they’re doing. You can dial the number on the company’s website at any time to talk to your representative.
If you want to learn more about buying gold prior to taking the next step, you can ask the firm for a no-cost guide. This 25-page guide has useful information on the ways that rare metals IRAs can help you take control of the savings you have.
You can also learn about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews and the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In that case, you can get help from a specialized expert or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid charges when you make a large payment.
The following are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, focus on smooth experiences with easy access to knowledgeable assistance teams and clear pricing among other things. To ensure that your money meets IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect market changes and allow you to anticipate what you should expect.
Follow these steps to begin using Lear Capital:
You can open an rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours regarding how to complete the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals and then allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and keep your IRA for free if you spend between $25,000 and $50,000 in a single year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you will receive free setup and holding services.
If you invest more than $10,000, you get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat price
One-on-one assistance from experts for gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, the firm has been operating, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be sure that purchasing rare metals through Birch Gold Group is a secure and secure process.
Birch Gold Group sells a variety of silver, gold palladium and platinum items, among others. You can purchase these precious metals on their own, or use them to deposit money into an precious metals IRA.
The company makes it simple for you to convert your retirement savings to an precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these steps:
Set up your account and decide the method of funding it. With Birch Gold Group, you can move an IRA or roll over an existing 401(k) to fund your new self-directed IRA.
Select the most valuable metals that will benefit your account. Your precious Metals Specialist can help you determine which metals to invest in to reap the highest tax benefits.
You can buy your valuable metals. Your specialist will review your order and let you know that your purchase was successful when they have confirmed it.
Find a method to store your belongings. Your specialist will guide you through the different ways to store your belongings. Birch Gold Group stores its customers’ funds at various locations like Delaware Depository and Brink’s Global Service.
Check what you IRA is going. Contact your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from the company. The company offers a broad selection of currency that is OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
Here are a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash-payouts for silver and gold. This business also offers a site that contains lots of information for free regarding the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers set up precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They’ve been in business for more than 30 years and have managed more than $25 billion.
After you buy silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. It’s as simple as transferring funds into your Augusta account and then select the silver and gold products you want to buy. Augusta will deliver them to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
The company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA You can also look at a list of the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools to help you start these funds. On the Oxford Gold website, you can find out how to transfer funds into an precious metal IRA and learn how they work and what kinds are available and the reasons they are great investments.
On the Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company sells a vast selection of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a limited number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms by listening to clients and providing them with the tools they require to make informed financial decisions. On their website, the business provides an entire learning center that can aid buyers in the purchasing process.
This study area comes with several tools which include:
Guide to investing in precious metals
News and stories about buying gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you may have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This allows customers to understand the pros and cons of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an extensive selection of precious metals that are regulated by the IRS. It also offers helpful educational material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years of operation, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening an IRA account is a big choice, so you should choose a precious metals investment firm that places the reviews of its clients as well as the certifications of its affiliates first. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars composed of silver, gold platinum, palladium, and tin into your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare, like the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80 to $200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started with Noble Gold:
Fill out the form online to get a custom advice or to create an IRA account for gold. You can speak with an expert in-house about your options during free sessions.
Speak to a Noble Gold expert to start the process of moving your gold IRA over to the new account. If you take money out of another retirement account to transfer to the gold IRA instead of rolling it over, you may be required to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals that you can pick from.
Many sources gave it five stars.
Free access to expert advice
There are a lot of tools for training that can assist investors.
When you’re ready for selling and sell your home, you should have make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are familiar with the market and wish to put a big chunk of their assets into a gold IRA which offers savings for large investments but doesn’t offer the tools needed to help novice investors understand. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer with options for basic gold and silver, and helpful ways to seek help.
The following grades, accreditations, and titles were awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB awarded the BBB the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, clear pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold changes in real-time on the website, which means you are able to easily evaluate the risks, benefits, and costs of purchasing. You can choose from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, which is why it is recommended to go with buyers who have had this experience before. The first year of storage and upkeep costs $250 and every year following that is $200. You might have to pay more, for instance, an amount to establish an account.
To begin working with Patriot Gold Group, you must do the following:
Fill out the online account application to start.
Contact a customer service worker to initiate your account restart or transfer of funds.
You can purchase precious metals and choose how you’d like to keep them.
You can receive complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim they are the top gold company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice If you enjoy doing things online and need easy access to high-quality training tools.
It is possible to apply for an account with no need to talk to anyone and the company provides access to a vast knowledge base that includes tools, videos and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with it is awarded an A+ rating.
More than 700 users have awarded Google five stars.
More than 1,400 users have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, fantastic assistance and clear pricing in all your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases are between $100-$150. Investors also have to pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To get started using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Fill out the online form, and choose the account manager you’d like to choose. You can do this first step on your own with AdvantageGold, or you can contact the customer support team for assistance tailored to your needs.
Accept the rules and policies of your company and then share your financial documents. You may need to provide different papers about your IRA or taxes.
Choose the method you wish to transfer funds into your account. A expert in rolling money into an gold IRA will help you do this.
You can purchase precious metals and choose a safe place to store them. In the final step, you need to sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
If you’re ready to sell the property, the buy-back program makes it easy.
A free guide on investing in gold through your IRA.
There are many options to get involved in learning.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing funds
Customers on all sites give great reviews of gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead of stocks and bonds.
To guard yourself against the effects of inflation and potential market crashes, you require a variety of investments. Because of this, a lot of people are putting gold, silver, and other valuable metals in their retirement accounts due to them being an extremely safe and reliable investment.
The companies we have listed assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, you should move the money from your retirement savings to a new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. The items must be gold or coins that meet a set of “fineness” standards. These accounts are only able to hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it easy and painless to fund and take care of these retirement accounts for individuals. Many companies place clients in contact with account reps who can help them through the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to see if it makes sense for you.