A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your money from volatility in the market and safeguard you from inflation. Additionally, precious metals like silver and gold are different from traditional investments like stocks and bonds which makes them a great way to diversify.
We looked at the top gold IRA firms to determine what precious metal IRA accounts are the best deal. We looked at every gold IRA company below based on a number of things, such as the quality of the metals they offer as well as the costs they impose, their storage choices they offer as well as their customer service as well as their appearance.
Goldco is one of the most reputable and most reliable company overall for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leading company in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets in a variety of retirement accounts by transferring them to a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can help you understand how to transfer the funds in your account to a precious metals IRA.
This business also sells silver and gold directly to its customers. You can put your retirement savings, or money from other savings accounts into real silver and gold.
If you are looking to open a precious metals IRA through Goldco and move or roll over your savings from your current savings account to the new IRA. Goldco makes it simple and easy for customers to do this by guiding them through the steps:
Make a commitment to know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Choose the precious metals you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of various sizes can also be purchased. They are as pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and require to sell the precious metals in your account, Goldco will buy them back at the highest price for buy-back, which is guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a kit for free with details. The kit includes a written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we think Goldco is among the top companies that offer gold IRAs.
One of the most trusted companies to purchase gold, silver, and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is owned by a family, and is based in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you can keep them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of silver and gold goods that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and find out how they are doing. You can dial the number on the website anytime to speak to your representative.
If you want to learn more about buying gold before taking the step to buy it, you can ask the firm for a free guide. This guide, which is 25 pages long, provides details on the ways that rare metals IRAs can assist you in taking control of the savings you have.
You can also find out about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide how to spend.
American Hartford Gold is a trusted gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In this case, you can get help from a specialist and pay a flat amount and guarantee your purchase up to 24 hours and not pay fees if you make a big payment.
These are the Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences with easy access to knowledgeable support teams, and clear pricing among other things. To make sure your money is in compliance with IRS standards, you should only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect changes in the market and make it easy to know what to expect.
Follow these steps to get started using Lear Capital:
You can open a rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear from the person responsible for your IRA within 24 hours regarding how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals, and then let Lear Capital ship them to an area that is secure and where they will be fully insured.
Create and keep your IRA for free if you invest at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free set-up and holding services.
When you make a purchase of more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
One-on-one help from pros for gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, the firm has been operating and a large number of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be sure that buying in rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a large selection of silver, gold palladium and platinum items in addition to other. You can buy these metals on their own or use them to put money into an precious metals IRA.
The company makes it simple for you to transfer your retirement savings into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist You can follow these steps:
Create your account and choose the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or roll over an existing 401(k) to fund your self-directed IRA.
Choose the best metals to invest in for your account. The valuable Metals Specialist can help you determine which metals to invest in to gain the greatest tax benefits.
You can purchase your precious metals. Your specialist will go over your order and inform you that the purchase was successful once they have done so.
Find a method to store your items. Your expert will help you understand the different methods to organize your things. Birch Gold Group stores its customers’ funds at a number of places like Delaware Depository and Brink’s Global Service.
Check what you IRA is going. Contact your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and goods straight from the company. The company offers a wide selection of gold and silver coins accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash payments for silver and gold. The firm also runs a website with a lot of free information regarding the investment in rare metals as well as setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers set up precious metals IRAs. This IRA company is a partner for people in all 50 U.S. states. They have been in business since more than 30 years, and been able to manage more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to buy real gold and silver. You just need to move money into the Augusta account and choose the silver and gold products you want to buy. Augusta will bring them right to your door, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company comprise coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars. 10- to 100-ounce silver bullion bars and 90% silver bags.
Some of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA you can check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools available to help you start these funds. On the Oxford Gold website, you can learn how to move money to an precious metal IRA, how they function, what kinds are offered and the reasons why they are great investments.
The Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company sells a vast selection of popular silver and gold coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms by listening to its customers and providing them with the tools needed to make informed financial decisions. On their website, the business provides an entire learning center that can assist buyers.
This study area includes several tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. The person will be able to answer any questions you might have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an extensive selection of precious metals that have been approved by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After less than 10 years in business, the company’s gold IRA reviews on all websites have earned it five stars.
Opening a gold IRA account is a good decision, so you must choose a precious metals investment firm that places the reviews of its clients and its accreditations for affiliates first. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can place bars and coins made of silver, gold platinum, palladium, and tin in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules, all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anything from $80 to $200 per year for storage of your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin using Noble Gold:
Complete the online form to receive personalized advice or create an IRA account for gold. You can talk to an expert from the company about your choices during the free sessions.
Contact an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you withdraw money of a retirement account to put into your gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many kinds of precious metals to pick from.
Many sources have rated it five stars.
Access to the advice of experts
There are many training tools to help investors.
If you’re ready to sell, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who know the market and want to put a large portion of their wealth into a gold IRA, since it gives savings for large investments, but doesn’t offer the tools needed to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer that has options for basic gold and silver, and the best ways to get assistance.
The following accreditations, grades and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB gave it an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates, and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, transparent prices, and simple to use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold fluctuates in real time on their website, which means you can easily assess the benefits, risks, and costs of your purchase. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is recommended to go with buyers who have previously had this service. The initial year of storage and maintenance costs $250 and every year thereafter costs $200. You may have to pay a little more like the cost to open an account.
To begin your journey with Patriot Gold Group, you must do the following:
Fill out the online application form to get started.
Contact a customer service representative to start your account restart or movement of funds.
You can buy valuable metals and choose how you want to keep them.
You can receive complimentary delivery to your safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good choice of physical gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the best gold firm in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and want easy access to quality training tools.
The application process is simple with no need to talk to a person and the company provides you access to a huge knowledge base, including videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and it is awarded an A+ grade.
Nearly 700 of their customers have awarded Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, fantastic assistance and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most common choices.
The annual storage costs for IRA purchases are between $100 and $150. Investors also pay a $50 account-setting-up cost and a variety of annual upkeep charges. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold To begin using AdvantageGold, you must do the following:
Complete the form online and select the account manager you want. You can complete the first step by yourself using AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the policies and rules that the business follows, and then provide your financial documents. You may need to show various documents regarding your IRA or tax obligations.
Select the method you prefer to deposit money in your account. A expert in rolling over money into a gold IRA will assist you in doing this.
You can purchase valuable metals and choose a safe location to store them. In the final step, you must complete the declaration form.
AdvantageGold has the following characteristics that make it stand out:
When you’re ready to sell the house, the buy-back plan makes it simple.
A free guide to investing in gold through your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Step-by-step directions on how to withdraw money
Customers on all sites leave great review of gold IRAs.
What is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of silver, gold or other precious metals instead bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, you need a diversified collection of investments. Because of this, many people have started investing in silver, gold, and other valuable metals in their retirement accounts because they are a fairly safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, transfer the money from your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. These items have to be gold or coins and must meet specific “fineness” standards. These accounts can only hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it easy and painless to manage and fund these individual retirement accounts. Many companies put customers in touch with account representatives who will assist them throughout the process.
But an agent of an account is not the same as an advisor to financial matters. If you’re considering adding a gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to determine if it makes sense for you.