A precious metals IRA, which is also called a gold-backed IRA will help safeguard your money from volatility in the market and protect you against inflation. Additionally, precious metals like gold and silver are very different from standard investments like stocks and bonds which makes them a good option to diversify your portfolio.
We looked at the best gold IRA firms to determine which precious metal IRA accounts are the most beneficial. We analyzed every gold IRA company below, based on a variety of factors, including the quality of the metals they offer as well as the costs they charge, the storage options they offer, their customer service, and even their reputation.
Goldco is the most trusted and best company generally in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: New sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that will help you save more for retirement. This company is the leader in the field of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets of a variety of retirement accounts by moving them into an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at Goldco can help you understand how to move the money in your account to an precious metals IRA.
This company also sells gold and silver directly to its customers. You can put your retirement savings, or other savings accounts into real gold and silver.
If you want to start a precious metals IRA through Goldco move or rollover your savings from your current savings account into the new IRA. Goldco makes it easy and easy for customers to complete this process by walking them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Choose the precious metals you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can also be bought. They are as pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you require to sell the precious metals that are in your account, Goldco will buy them back at the highest price for buy-back, which is guaranteed.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit that includes details. This kit contains a written, spoken, and seen guide to investing in rare metals.
Overall, we believe Goldco is one of the best companies that provide gold IRAs.
One of the top companies to purchase gold, silver, as well as platinum, through an IRA.
reputable business with clear prices
With a gold IRA move, you are able to change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is owned by a family and is based in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver if you want through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, store them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of gold and silver products which can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak to someone about your investment and learn what they’re doing. You can dial the number on the company’s website at any time to talk to an agent.
If you’d like to know more about buying in gold prior to taking the next step to buy it, you can ask the business for a complimentary guide. This guide of 25 pages contains valuable information about the ways that rare metals IRAs can help you take control of your savings.
You can also get information about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In that case you will be able to get assistance from a specialist or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and not pay fees when you make a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful help desks, and clear pricing, among other things. To make sure your money meets IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10to 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect market changes and allow you to know what to expect.
Follow these steps to begin using Lear Capital:
You can open a rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours of how to complete the tax-free move. It could take up to five days for the money to be transferred.
You can buy valuable metals, and then allow Lear Capital ship them to an area that is secure and that is fully insured.
Set up and keep your IRA for free if you spend between $25,000 and $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free setup and holding services.
If you make a purchase of more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
Assistance from a professional in gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, the company has been in business and a lot of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be confident that buying in rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a large selection of gold, silver, palladium, and platinum products as well as other. You can buy these metals on their own, or use them to put money into an precious metals IRA.
This company makes it easy for you to convert your retirement savings to an precious metals IRA. With the help of a qualified Precious Metals Specialist you can follow these five steps:
Set up your account and choose how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer a 401(k) for funding your new self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals to invest in to gain the greatest tax advantages.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that your purchase went through when they have confirmed it.
Find a method to store your things. Your specialist will guide you through the various options for storing your things. Birch Gold Group stores its customers’ assets in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Find out what you IRA is doing. You can contact your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium items directly from them. The company sells a wide variety of currency that is OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash payments for silver and gold. The company also has a website with many free information about the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers set up precious metals IRAs. This IRA company works with individuals across all 50 U.S. states. They’ve been operating for over 30 years and handled more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. All you have to do is transfer funds to your Augusta account and select the silver and gold products you want to buy. Augusta will deliver them directly to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the company comprise items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars. 10 to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
Some of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA, you can also check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools that can help you start these funds. On the Oxford Gold website, you can learn how to transfer funds to a precious metal IRA, how they work and what kinds are available, and why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company offers a broad selection of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
It also offers a tiny number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals in its ability to listen to clients and providing them with the tools they need to make sound financial decisions. On its website, the company has an entire learning center that can assist buyers.
This study area has several tools that include:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also get to work directly with one of the company’s Managing Partners. The person you talk to will be able to help you answer any questions that you may have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This lets customers learn the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that have been approved by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years of operation, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening a gold IRA account is a great choice, so you should select a precious metals investment firm that places the reviews of its clients and the accreditations of its affiliates in the first place. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of gold, silver platinum, palladium, and platinum in your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare like the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules the rare metals that are included in IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anything from $80 to $200 per year to store your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Complete the online form to receive personalized advice or create an IRA account for gold. You can speak to an in-house expert about your choices during the free sessions.
Talk to a Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you withdraw money from a retirement account and put into your gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage and allow Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals to pick from.
A number of sources have rated it five stars.
Free access to the advice of experts
There are many training tools that can help investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and wish to invest a significant portion of their assets into a gold IRA which offers savings for big investments but doesn’t have the tools needed to help new investors learn. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that has options for basic silver and gold and helpful ways to seek help.
The following grades, accreditations and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB the A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll be able to find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, transparent prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold changes in real time on the website, which means you are able to easily evaluate the benefits, risks, and costs of purchasing. You can pick from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is best for buyers who have had this experience before. First year storage and maintenance costs $250 and each year following that is $200. There may be a need to shell out more for instance, an amount to establish an account.
To begin with Patriot Gold Group, you need to do the following:
Complete the online application form to get started.
Contact a customer service representative to start your account restart or movement of funds.
You can purchase precious metals and decide how you want to store them.
You can get free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been waived for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide choice of gold physical coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the top gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and would like to have easy access to quality training tools.
The application process is simple with no need to talk to a person and the company provides you access to a huge knowledge base that includes videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and the A+ grade.
More than 700 users have awarded Google five stars.
More than 1,400 users have rated Trustpilot five stars.
Based on AdvantageGold’s reviews, you can expect great customer service, great help and transparent prices in all your interactions with AdvantageGold.
AdvantageGold lets you put platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up cost and a range of different annual upkeep charges. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To get started using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Fill out the form online and select the account manager you would like to work with. You can do this first step on your own using AdvantageGold, or you can contact the customer service team for assistance tailored to your needs.
Accept the rules and policies of the company, and then share your financial documents. You may need to provide various documents regarding your IRA or taxes.
Choose the way you want to transfer money in your account. A expert in rolling over money into a gold IRA will help you do this.
You can purchase precious metals and choose a safe location to store them. As the last step, you must complete the declaration form.
AdvantageGold has the following characteristics which make it stand out from the crowd:
If you’re ready to sell the property, the buy-back program makes it simple.
A guide for investing in gold with your IRA.
There are many methods to study.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing funds
Customers on all websites give excellent review of gold IRAs.
What exactly is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that makes use of gold, silver or other precious metals instead of stocks and bonds.
To guard yourself against the risk of inflation and stock market crashes, you require a variety of investments. Because of this, a lot of people are placing silver, gold, and other valuable metals in retirement accounts due to them being relatively safe and dependable investment.
The companies listed on our list help people set up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should transfer the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. They must be either coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it simple and stress-free to set up and manage the individual retirement accounts. Many businesses put customers in touch with account representatives who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to make it more diverse you should consult your financial advisor to find out if it makes sense for you.