A precious metals IRA that is also called a gold-backed IRA can help protect your savings from market volatility and protect you against inflation. Additionally, precious metals like gold and silver are very different from standard assets like bonds and stocks, which makes them an excellent way to diversify.
We looked at the best gold IRA companies to see which precious metal IRA accounts are the most beneficial. We analyzed every gold IRA company below, based on a variety of factors, including the valuable metals they offer, the fees they impose, the storage options they offer, their customer service, and their image.
Goldco is the most trusted and best company generally for gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save more for retirement. This company is the leader in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets in various retirement accounts by moving them into an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert at the company can show you how to transfer the funds that is in the account to a precious metals IRA.
This business also sells gold and silver directly to its customers. You can also invest your retirement savings or money from other savings accounts in actual gold and silver.
If you’re looking to establish an precious metals IRA through Goldco and move or roll over your assets from your savings account to the new IRA. Goldco makes it simple and easy for customers to complete this process by walking them through the following steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your precious metals Select the precious metals you would like to include in your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can also be purchased. They’re as pure as.9999.
Goldco also offers a program for buying back gold. If your situation changes and you have to sell the precious metals in your account Goldco will buy them back at the highest buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit with details. The kit includes a written, spoken, and seen instructions on investing in rare and precious metals.
Overall, we believe Goldco is one of the best companies that provide gold IRAs.
One of the top companies to purchase silver, gold, and platinum via an IRA.
reputable business with clear prices
With a gold IRA move, you are able to alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is owned by a family, and is located in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you can keep them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of silver and gold goods that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
In contrast metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak to someone about your investments and learn how they are doing. You can call the number on the company’s website anytime to speak to your representative.
If you want to learn more about buying in gold prior to taking the next step to buy it, you can ask the firm for a no-cost guide. This guide of 25 pages contains valuable details on how rare metals IRAs can assist you in taking charge of your savings.
You can also find out about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews, the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In that case, you can get help from a specialist, pay a flat fee and guarantee your purchase up to 24 hours and avoid fees when you make a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, emphasize smooth experiences and easy access to friendly support teams, and clear pricing among other things. To make sure your money meets IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10 100-ounce bar of your favorite metal. Prices for precious metals are constantly changing to reflect changes in the market and make it easy to anticipate the price you can expect.
Follow these steps to get started using Lear Capital:
You can open a rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear from the person who is responsible for your IRA within 24 hours of how to make the tax-free move. It could take up to five days for the money to be transferred.
You can purchase precious metals and then allow Lear Capital ship them to a safe place where they will be fully insured.
Create and store your IRA for free if you spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you get free set-up and holding services.
When you have invested more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
Assistance from a professional on gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, this firm has been operating, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be sure that buying in rare metals from this company is a secure and secure process.
Birch Gold Group sells a variety of silver, gold platinum, and palladium goods, among others. You can purchase these precious metals on their own or use them to deposit money into a precious metals IRA.
The company makes it simple for you to convert your retirement savings to a precious metals IRA. With the assistance of a trained Precious Metals Specialist you can follow the following steps:
Set up your account and decide how you want to fund it. Through Birch Gold Group, you can move an IRA or transfer a 401(k) to fund your self-directed IRA.
Choose the best metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to reap the highest tax advantages.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that the purchase was successful once they have done so.
Find a method to store your things. Your expert will help you understand the different options for storing your items. Birch Gold Group stores its customers’ investments in a variety of locations including Delaware Depository and Brink’s Global Service.
Find out what your IRA is going. Contact your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and goods straight from them. The company sells a wide variety of coins that are accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
These are just a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash payments for gold and silver. This business also offers a site with many free information about investing in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
Use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users create precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They have been in business since more than 30 years, and handled more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. All you have to do is transfer funds to your Augusta account and select the gold and silver goods you’d like to purchase. Augusta will deliver them to your door, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars. 10 to 100-ounce silver bullion bars, and 90% silver bags.
A few of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA, you can also look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell silver, gold platinum, palladium, and. The company has an excellent evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools available to help you start these funds. On the Oxford Gold website, you can learn how to transfer money to an precious metal IRA and learn how they work and what kinds are available, and why they are a good investment.
The Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company sells a wide selection of popular silver and gold coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The firm also sells a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms in its ability to listen to clients and providing them with the tools they require to make good financial choices. The company’s website has a full learning center to help with the buying process.
This study area includes a number of tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also get to work directly with one of the company’s Managing Partners. The person will be able to assist you with any queries you may have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an array of high-quality metals that have been approved by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After just a few years of operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a good decision, so you must select a precious metals investment firm that values the opinions of its clients and the accreditations of its affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars composed of silver, gold platinum, palladium, and tin into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80-$200 per year to store your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Complete the form online to receive a custom advice or to open an IRA account for gold. You can talk to an expert from the company about your options during the free sessions.
Speak to a Noble Gold expert to start the process of moving your gold IRA over to the new account. If you withdraw money of a retirement account to transfer to the gold IRA instead of rolling it over, you may be required to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Choose your storage, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of precious metals that you can pick from.
Several sources have rated it five stars.
Access to expert advice
There are many training tools to help investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and would like to put a big chunk of their assets into an investment in gold IRA, since it gives savings for big investments but doesn’t offer the tools needed to help investors who are new. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that has options for basic gold and silver, and good ways to get help.
The following accreditations, grades, and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB awarded the BBB an A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by giving them helpful support lines, clear prices, and simple to use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. Gold prices changes in real time on the website, which means you can easily see the risks, benefits, and costs associated with your purchase. You can pick from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is recommended to go with buyers who have done this before. The first year of storage and maintenance costs $250 and each year following that is $200. You might have to shell out more for instance, a fee to set up an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Complete the online application form to begin.
Contact a customer service worker to start your account restart or transfer of funds.
You can purchase precious metals and decide how you want to keep them.
You can get free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been waived for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good selection of gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the top gold company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and would like to have easy access to high-quality training tools.
It is possible to apply for an account without speaking to a person, and the company gives you access to a large knowledge base that includes tools, videos, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and it is awarded an A+ grade.
More than 700 users have rated Google 5 stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, great help and clear pricing in all your interactions with the company.
AdvantageGold lets you put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases are between $100 and $150. Investors are also required to pay a $50 account-setting-up cost and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To get started using AdvantageGold, you need to follow these steps:
Fill out the form online and select the account manager you want. You can do this first step on your own using AdvantageGold or call the customer service team for personalized assistance.
Accept the policies and rules of the company, and then provide your financial records. You may need to show various documents regarding your IRA or tax obligations.
Choose the method you wish to deposit money into your account. An expert in rolling over money into an gold IRA will help you do this.
You can purchase precious metals and choose a safe location to store them. As the last step, you need to complete the declaration form.
AdvantageGold has the following traits that make it stand out:
When you’re ready to sell, the buy-back scheme makes it easy.
A free guide on investing in gold with your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Step-by-step directions regarding how to withdraw money
Customers on all websites give excellent review of gold IRAs.
What exactly is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead of stocks or bonds.
To guard yourself against the effects of inflation and potential stock market crashes, it is important to require a variety of investments. Due to this, a lot of people have started investing in silver, gold, and other valuable metals in retirement accounts because they are an extremely safe and reliable investment.
The companies on our list help people set in place gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, move the funds in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. These items have to be gold or coins and must meet specific “fineness” standards. These accounts can only hold the coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to set up and manage these retirement accounts for individuals. Many businesses put customers in touch with account reps who will assist them throughout the process.
However, an agent for an account is not the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to diversify it you should consult your financial advisor first to find out whether it is a good idea for you.