A precious metals IRA that is also called a gold-backed IRA, can help protect your savings from market volatility and safeguard you against inflation. Additionally, precious metals such as silver and gold are different from standard investments like stocks and bonds, which makes them a good way to diversify.
We reviewed the top gold IRA companies to determine which precious metal IRA accounts offer the best deal. We analyzed every gold IRA company below based on a number of factors, including the valuable metals they offer and the charges they impose, the storage options they offer, their customer service, and even their reputation.
Goldco is the most reputable and most reliable company overall when it comes to gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that will help you save more for retirement. Goldco is a leading company in the field of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets of a variety of retirement accounts by transferring them into an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert from Goldco can help you understand how to move the money that is in the account to an precious metals IRA.
The company also sells gold and silver directly to clients. You can put your retirement savings, or money from other savings accounts in real gold and silver.
If you want to start a precious metals IRA through Goldco move or rollover your assets from your current savings account into the new IRA. Goldco makes it simple and painless for customers to do this by walking them through the following steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Choose the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Bars of silver and gold in different sizes can be bought. They are as pure as.9999.
Goldco also offers an option to buy back gold. If your situation changes and you require to sell the precious metals in your account Goldco will buy these back for the highest buy-back price, with a guarantee.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit with information. This kit has written and spoken instructions on investing in rare and precious metals.
Overall, we think Goldco is among the top companies that offer gold IRAs.
One of the most trusted companies to purchase gold, silver, as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to alter your savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is run by a family and is located in Los Angeles, CA. It has won several awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you want to put into your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you can keep them with a safe storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver goods which can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
However, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
Combibar Valcambi
When you buy valuable metals from American Hartford Gold, you can always speak to someone about your investment and find out what they’re doing. You can dial the number listed on the company’s website anytime to speak to your agent.
If you want to learn more about purchasing gold prior to making the move to buy it, you can ask the business for a complimentary guide. This 25-page guide has useful details on the ways that rare metals IRAs can help you take control of your money.
You can also find out about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In that case you will be able to get assistance from a personal expert or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and avoid fees when you make a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, focus on smooth experiences and easy access to friendly help desks, and transparent prices, among other things. To ensure that your money meets IRS standards, you should only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10to 100-ounce bar of your favorite metal. Prices for precious metals are always changing to reflect market trends and allow you to be aware of what to expect.
Follow these steps to get started using Lear Capital:
You can create a rare metals IRA account by filling out an online application which takes only 10 minutes.
You should hear from the person responsible for your IRA within 24 hours regarding how to complete the tax-free transfer. It could take up to five days for the money to be moved.
You can buy valuable metals and then let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Create and keep your IRA at no cost if you spend between $25,000 and $50,000 for one year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free setup and holding services.
If you invest more than $10,000, you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one help from pros in gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, the company has been operating and a lot of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying rare metals from this company is a secure and dependable process.
Birch Gold Group sells a wide range of silver, gold palladium, and platinum products as well as other. You can purchase these metals on their own or use them to deposit money into a precious metals IRA.
The company makes it simple for you to convert your retirement savings into an precious metals IRA. With the assistance of a trained Precious Metals Specialist You can follow these five steps:
Set up your account and choose the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer an existing 401(k) for funding your new self-directed IRA.
Choose the best metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to reap the greatest tax advantages.
You can purchase your precious metals. Your specialist will review your order and inform you that the purchase was successful once they have done so.
Choose a way to store your items. Your Specialist will show you the various options for storing your items. Birch Gold Group stores its customers’ funds at various locations like Delaware Depository and Brink’s Global Service.
Find out what you IRA is going. Contact your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from the company. The company offers a wide variety of coins that are OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash payments for gold and silver. The company also has a website that contains a lot of free information about the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people create precious metals IRAs. This IRA company works with individuals across all 50 U.S. states. They have been in business for over 30 years and managed more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. It’s as simple as transferring money into your Augusta account and then select the silver and gold items you want to buy. Augusta will deliver them directly to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the company include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10 up to 100-ounce silver bullion bar and 90% silver bags.
The company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA you can look at a list of the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell silver, gold platinum, palladium, and. The company has an excellent rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools available to assist you in establishing these funds. On the Oxford Gold website, you will learn how to move money into a precious metal IRA and how they function and what kinds are available and the reasons they are good assets.
The Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company offers a broad range of gold and silver coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The firm also sells a tiny number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms in its ability to listen to clients and giving them the tools they need to make informed financial decisions. On their website, the business provides an entire learning center that can aid buyers in the purchasing process.
This study area comes with many tools that include:
Guide to investing in precious metals
News and stories about buying gold
FAQs
A listing of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you might have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that have been allowed by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years in business, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a big decision, so you must choose a precious metals investment company that puts the reviews of its clients and the accreditations of its affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of silver, gold, platinum, and palladium in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare like the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations, all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anywhere from $80 to $200 a year for storage of your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Fill out the form online to receive a custom advice or to create an IRA account for gold. You can speak to an expert from the company about your options during the free sessions.
Contact a Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out from a retirement account and put into your gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage and allow Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many types of precious metals to pick from.
Several sources have rated it five stars.
Free access to the advice of experts
There are plenty of training tools to help investors.
When you’re ready to sell, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and want to invest a significant portion of their assets into a gold IRA, since it gives savings for large investments, but doesn’t offer a lot of tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer with options for basic gold and silver, and good ways to get help.
The following accreditations, grades and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded it an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, clear pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold changes in real-time on their website, which means you can easily assess the benefits, risks, and costs associated with your purchase. You can pick from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, so it is recommended to go with buyers who have done this before. The first year of storage and upkeep costs $250 and each year after that costs $200. You might have to shell out more for instance, a fee to set up an account.
To start working with Patriot Gold Group, you must do the following:
Complete the online application form to get started.
Contact a service representative to start your account restart or movement of funds.
You can purchase valuable metals and decide how you want to store them.
You can get free delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great selection of gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the top gold company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice when you love doing things online and would like to have easy access to quality training tools.
It is possible to apply for an account without speaking to a person and the company provides you access to a huge knowledge base that includes videos, tools and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and the A+ rating.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, excellent assistance, and clear prices throughout your interactions with the company.
AdvantageGold allows you to put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold you must follow these steps:
Fill out the online form, and choose the account manager you’d like to choose. You can complete this initial step on your own with AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the policies and rules that the business follows, then share your financial records. You may need to show different papers about your IRA or tax obligations.
Choose the method you wish to put money into your account. An expert in rolling money over into a gold IRA can assist you with this.
You can purchase valuable metals and pick a secure storage space for them. As a final step, you must complete the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
When you’re ready for selling, the buy-back scheme makes it simple.
A guide for investing in gold with your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw money
Customers on all sites leave glowing feedback on gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of gold, silver or other precious metals instead of stocks and bonds.
To guard yourself against inflation and possible market crashes, you should have a diverse portfolio of investments. This is why many people have started putting gold, silver, and other valuable metals in retirement accounts because they are a fairly safe and reliable investment.
The companies we have listed help people set the gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, move the money in your retirement savings to a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. These items have to be coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are accepted by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it simple and stress-free to manage and fund the individual retirement accounts. Many companies put customers in touch with account representatives who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you are considering adding gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to find out whether it is a good idea for you.
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